
2209 PORTOFINO PLACE UNIT 2516, PALM HARBOR, FL, 34683
Pending28 days on marketListed Jul 16, 2026MLS #W7887728
About this home
2209 PORTOFINO PLACE UNIT 2516
Desirable 2Bedroom 2Bath unit with detached 1Car Garage, not attached, great for storage!!! Located in elegant Tuscany at Innisbrook. Unit is on the first floor overlooking wooded area, inside laundry. Enjoy the Resort Lifestyle living in Tuscany, a Gated Community with Luxurious Amenities such as 8,460 SqFt Clubhouse that includes Billards Room, Theater Room, State of the Art Fitness Room, Large Party Room with Kitchen, Gathering Room with Fireplace plus Community Pool with Heated Spa & Waterfall, Tennis Court, Basketball Court, Playground, Picnic Area with Barbecue Grills, and a Car Wash area; Innisbrook Golf Resort is right next door! This location has easy access to shopping, restaurants, movie theaters, State Parks, Pinellas Trail for biking/running, Dunedin Causeway for water activities, and downtown areas of Dunedin, Tampa, St Pete for vibrant nightlife. Enjoy a short commute to Tampa or St Pete as Townhome is located in Palm Harbor just minutes away from Pinellas Gulf Beaches!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
990
Sqft
0 ac
Lot size
1
Garage
2002
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$174 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$174/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs TUSCANY AT INNISBROOK CONDO
$2 vs $254
Days on market
28 vs 50 typical
Where $2/sqft sits among the 10 homes for sale in TUSCANY AT INNISBROOK CONDO
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Tuscany, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,150/mo median
Live Palm Harbor rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Tuscany
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Tuscany is a short-term-rental community. See the full guide →
PALM HARBOR 34683 — neighborhood snapshot
Population
34,180
Median age
47.5
Median income
$90,037
Median home value
$424,200
Avg household
2.46
Households w/ children
3,432
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$420K → $445K
Palm Harbor median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
2 of 10
TUSCANY AT INNISBROOK CONDO have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% below the PALM HARBOR 34683 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 2209 PORTOFINO PLACE UNIT 2516
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$206,250
2209 PORTOFINO PLACE UNIT 5-2517 · same community
2 bd · 2 ba · 990 sqft · $208/sqft · 36 DOM
Sold · Jul ’26$287,000
2277 CHIANTI PLACE UNIT 3-0039 · same community
2 bd · 2 ba · 1,110 sqft · $259/sqft · 25 DOM
Sold · Mar ’26$185,000
2139 CHIANTI PLACE UNIT 5-0154 · same community
1 bd · 1 ba · 830 sqft · $223/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2209 PORTOFINO PLACE UNIT 2516 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2209 PORTOFINO PLACE UNIT 2516 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2209 PORTOFINO PLACE UNIT 2516 FAQs
What would the monthly payment be for 2209 PORTOFINO PLACE UNIT 2516?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $174/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Can 2209 PORTOFINO PLACE UNIT 2516 be rented short-term?+
Yes — this home sits inside Tuscany, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 2209 PORTOFINO PLACE UNIT 2516?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $1,900, this home is listed about 99% below the Palm Harbor median of $375,990. The market section on this page shows how the area is trending.
Which schools are assigned to 2209 PORTOFINO PLACE UNIT 2516?+
Lake St. George Elementary School (elementary), Palm Harbor Middle School (middle), Palm Harbor University High (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PALM HARBOR 34683 market on paper
$1,900 is 100% below the PALM HARBOR 34683 median of $385,000, and at $2/sqft it sits under the Palm Harbor average of $271.
02Zoned for nightly rentals
Tuscany is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Strong assigned schools
Lake St. George Elementary School, Palm Harbor Middle School, Palm Harbor University High — Lake St. George Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of HORAN REALTY GROUP LLC · Magdalena Czech. MLS #W7887728.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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