184 PINE STREET, HOMOSASSA, FL, 34446
Active9 days on marketListed Jul 15, 2026MLS #W7887672
About this home
184 PINE STREET
Virtually Staged. One or more photo(s) was virtually staged. Escape the ordinary and discover your own private retreat. Tucked away on a beautifully wooded homesite, this spacious pool home offers the rare combination of peaceful seclusion and everyday convenience—just minutes from shopping, restaurants, and major roadways. Thoughtfully designed with generous living spaces and ready for your personal style, this home provides the perfect canvas to create your dream retreat while enjoying the comfort of a well-designed floor plan. Designed for comfortable living and effortless entertaining, the home features soaring ceilings, abundant natural light, and a split-bedroom layout that provides both privacy and functionality. Multiple living areas create flexible space for gathering with family, hosting friends, or simply relaxing at home. The spacious kitchen offers generous cabinet and countertop space, making meal preparation a breeze while overlooking the main living areas and pool. The oversized primary suite is a true retreat, complete with direct access to the lanai, a large walk-in closet, and an expansive ensuite bathroom featuring dual vanities, a soaking tub, and a separate walk-in shower. Step outside to what may become your favorite part of the home—a massive screened lanai surrounding the sparkling pool. Whether you're enjoying your morning coffee, grilling with friends, or cooling off on a hot Florida afternoon, this outdoor living space feels like your own private resort. Beyond the screen enclosure, the oversized backyard offers room to roam while mature trees provide exceptional privacy and a peaceful natural backdrop. The thoughtful floor plan continues with generously sized guest bedrooms, ample storage throughout, a dedicated laundry room, and oversized windows that bring the outdoors in. Even better, the major updates have already been taken care of. The roof was replaced in 2020, giving the next owner peace of mind knowing one of the home's biggest expenses is already behind them. If you've been searching for a home that offers space, privacy, a pool, and a setting that's increasingly difficult to find, this is one you won't want to miss.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,166
Sqft
0.28 ac
Lot size
2
Garage
1992
Year built
One
Levels
$155
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,643 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,643/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−9.2%
$/sqft vs SUGARMILL WOODS CYPRESS VILLAGE
$155 vs $159
Days on market
9 vs 41 typical
Where $155/sqft sits among the 40 homes for sale in SUGARMILL WOODS CYPRESS VILLAGE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cypress Village At Sugarmill Woods
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Homosassa. See the full Homosassa guide →
Cypress Village At Sugarmill Woods — neighborhood snapshot
Population
5,767
Median age
68
Median income
$74,848
Median home value
$304,688
Avg household
2
Households w/ children
413
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Homosassa market
$299K → $302K
Homosassa median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
19 of 40
SUGARMILL WOODS CYPRESS VILLAGE have cut their price
Median sold price, Homosassa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 20% above the HOMOSASSA 34446 median. See the full Homosassa market guide →
Paper trail
This home's history
Reality check
What actually sold near 184 PINE STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$310,000
7 BUMELIA COURT · same community
3 bd · 2 ba · 2,187 sqft · $142/sqft · 53 DOM
Sold · May ’26$360,000
39 PINE STREET · same community
3 bd · 2 ba · 2,191 sqft · $164/sqft · 7 DOM
Sold · Nov ’25$299,000
12 COLUBRINA COURT · same community
3 bd · 2 ba · 2,068 sqft · $145/sqft · 53 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 184 PINE STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 184 PINE STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
184 PINE STREET FAQs
What would the monthly payment be for 184 PINE STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,643/mo — principal and interest, the actual property-tax bill, the $12/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 184 PINE STREET?+
The association fee works out to $12 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 184 PINE STREET?+
The most recent tax bill on record (2025) was $4,213. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 184 PINE STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Homosassa?+
At $335,000, this home is listed about 4% below the Homosassa median of $350,250. The market section on this page shows how the area is trending.
Which schools are assigned to 184 PINE STREET?+
Lecanto High School (high), Lecanto Primary School (elementary), Lecanto Middle School (middle) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · James Adams, Pa. MLS #W7887672.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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