David Ramirez
$425,0004 bd3 ba2,185 sqft$195 /sqft$3,001 /mo all-in ↓

2021 RUTHERFORD DRIVE, DOVER, FL, 33527

Active8 days on marketListed Jul 12, 2026MLS #W7887573

Priced 15% below the DOVER 33527 medianSingle Family ResidenceRIDGE CREST SUB UNITS

About this home

2021 RUTHERFORD DRIVE

Welcome home to this spacious, neat and clean 4/3/2 designed for comfortable everyday living. Inside, you’ll find a versatile layout featuring a formal living room, dining area, cozy breakfast nook, and a separate family room, offering plenty of space to gather, relax, entertain or even multi-generational living. The home features tile flooring throughout the main living areas and LVP flooring in the bedrooms for a clean, cohesive feel and easy upkeep. The functional layout provides both open and defined spaces for daily living. Primary ensuite has double walk-in closets, a garden tub, double sinks, and a separate shower. Step outside to a screened lanai and additional patio area - perfect for relaxing or enjoying the outdoors - overlooking a fenced backyard with added privacy and room to make it your own. Roof permit from 2023. Tankless water heater. Call today before it's too late! This property has a repaired sinkhole, reports available.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,185

Sqft

0.21 ac

Lot size

2

Garage

2006

Year built

One

Levels

$195

Per sqft

Pets allowed

Inside

FlooringCeramic Tile · Laminate · Luxury Vinyl
AppliancesDishwasher · Microwave · Range
InteriorOpen Floorplan · Split Bedroom · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco · Wood Frame
FoundationSlab
FacesEast
ParkingDriveway
ExteriorPrivate Yard · Sliding Doors

Community & fees

HOA fee$48/mo
Taxes (2025)$1,238/yr
PetsYes
CommunityPark · Playground

Utilities & systems

UtilitiesCable Available · Electricity Connected · Sewer Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,001 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,502
FHA mortgage insurance (est.)$188
Property tax — 2025 actual bill$103
HOA fee — from the listing$48
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,875Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,875
Interest rate6.00%
Loan term

Estimated payment

$3,001/mo

Principal & interest$2,502
FHA mortgage insurance (est.)$188
Property taxes (actual bill)$103
HOA / condo fee$48
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $425K
$408KedgeAI estimate $486,889 · range $463K$546K$568K

vs edgeAI estimate

−12.7%

$/sqft vs Dover actives

$195 vs $248

Days on market

8 vs 69 typical

Where $195/sqft sits among the 35 Dover actives

9 · this home
15
9
0
0
2
$143–210$210–277$277–344$344–411$411–477$477+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Dover

Map of 2021 RUTHERFORD DRIVE

Drive times from this address

Downtown Tampa26 min
Tampa Int’l Airport (TPA)39 min
Walt Disney World70 min

Get to know Dover. See the full Dover guide →

DOVER 33527 — neighborhood snapshot

Population

16,412

Median age

38.3

Median income

$77,658

Median home value

$347,300

Avg household

2.96

Households w/ children

1,800

For the school run

Hillsborough County School District

MiddleMann Middle School★★★★
ElementaryValrico Elementary School★★★★
HighBrandon High School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Dover market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$422K$442K

Dover median sold, yr/yr

96.1%

Sale-to-list ratio (12 mo)

19 of 35

Dover actives have cut their price

Median sold price, Dover, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 15% below the DOVER 33527 median. See the full Dover market guide →

Paper trail

This home's history

Jul 12, 2026Listed at $425,000 · 8 days on market since
2006Built · RIDGE CREST SUB UNITS

Reality check

What actually sold near 2021 RUTHERFORD DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2007 RAVEN MANOR DRIVESold · May ’26

$480,000

2007 RAVEN MANOR DRIVE · same community

3 bd · 2 ba · 2,166 sqft · $222/sqft · 6 DOM

1923 RUTHERFORD DRIVESold · Apr ’26

$430,000

1923 RUTHERFORD DRIVE · same community

4 bd · 3 ba · 2,118 sqft · $203/sqft · 59 DOM

1918 RUTHERFORD DRIVESold · Jan ’26

$465,000

1918 RUTHERFORD DRIVE · same community

5 bd · 3 ba · 2,622 sqft · $177/sqft · 10 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2021 RUTHERFORD DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2021 RUTHERFORD DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

2021 RUTHERFORD DRIVE FAQs

What would the monthly payment be for 2021 RUTHERFORD DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,001/mo — principal and interest, the actual property-tax bill, the $48/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2021 RUTHERFORD DRIVE?+

The association fee works out to $48 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2021 RUTHERFORD DRIVE?+

The most recent tax bill on record (2025) was $1,238. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2021 RUTHERFORD DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Dover?+

At $425,000, this home is listed about 23% below the Dover median of $554,900. The market section on this page shows how the area is trending.

Which schools are assigned to 2021 RUTHERFORD DRIVE?+

Mann Middle School (middle), Valrico Elementary School (elementary), Brandon High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of REALTY EXECUTIVES AMERICA INC · Joshua Miller. MLS #W7887573.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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