David Ramirez
$450,0003 bd2.5 ba1,436 sqft$313 /sqft$3,201 /mo all-in ↓

13610 ACKER ROAD, DOVER, FL, 33527

Active66 days on marketListed May 14, 2026MLS #TB8508555

Priced 10% below the DOVER 33527 medianSingle Family ResidenceUNPLATTED

About this home

13610 ACKER ROAD

Beautiful 3-bedroom, 2.5-bath home located in desirable Dover with easy access to Orlando and downtown Tampa. Situated on approximately 2 acres, this property offers peaceful country living with plenty of tropical fruit trees and room to bring your cattle. Enjoy the privacy of an exclusive dead-end street while remaining conveniently close to major highways, shopping, restaurants, and entertainment. Inside, the home features wood flooring throughout with ceramic tile in the bathrooms, stainless steel appliances, and a stunning stone fireplace in the living room accented by beautiful window treatments. A large screened-in patio connects to a spacious studio complete with its own half bath, offering endless possibilities for guests, a home office, or entertainment space. The home also includes two additional storage rooms and a fully fenced yard. The high-efficiency metal roof was replaced in 2000 and comes with a 40-year warranty for added peace of mind. Experience the perfect blend of quiet country charm and urban convenience. This is a must-see property — schedule your appointment today!

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,436

Sqft

1.85 ac

Lot size

1955

Year built

One

Levels

$313

Per sqft

Fireplace

Inside

FlooringBamboo · Ceramic Tile · Luxury Vinyl
AppliancesDishwasher · Disposal · Electric Water Heater · Ice Maker · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · L Dining · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMetal
ConstructionStucco · Wood Frame (FSC Certified)
FoundationCrawlspace
FacesEast
ExteriorFrench Doors · Lighting · Private Entrance · Private Mailbox

Community & fees

Taxes (2025)$2,311/yr

Utilities & systems

UtilitiesCable Available · Electricity Available · Water Available
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,201 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,649
FHA mortgage insurance (est.)$199
Property tax — 2025 actual bill$193
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,750Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,750
Interest rate6.00%
Loan term

Estimated payment

$3,201/mo

Principal & interest$2,649
FHA mortgage insurance (est.)$199
Property taxes (actual bill)$193
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $450K
$306KedgeAI estimate $525,274 · range $319K$1.1M$1.1M

vs edgeAI estimate

−14.3%

$/sqft vs UNPLATTED

$313 vs $293

Days on market

66 vs 69 typical

Where $313/sqft sits among the 258 homes for sale in UNPLATTED

150 · this home
46
21
14
8
19
$173–315$315–457$457–599$599–741$741–883$883+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Dover

Map of 13610 ACKER ROAD

Drive times from this address

Downtown Tampa29 min
Tampa Int’l Airport (TPA)42 min
Walt Disney World69 min

Get to know Dover. See the full Dover guide →

DOVER 33527 — neighborhood snapshot

Population

16,412

Median age

38.3

Median income

$77,658

Median home value

$347,300

Avg household

2.96

Households w/ children

1,800

For the school run

Hillsborough County School District

MiddleMann Middle School★★★★
ElementaryValrico Elementary School★★★★
HighBrandon High School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Dover market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$422K$442K

Dover median sold, yr/yr

96.1%

Sale-to-list ratio (12 mo)

120 of 258

UNPLATTED have cut their price

Median sold price, Dover, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 10% below the DOVER 33527 median. See the full Dover market guide →

Paper trail

This home's history

May 14, 2026Listed at $450,000 · 66 days on market since
1955Built · UNPLATTED

Reality check

What actually sold near 13610 ACKER ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4409 SMITH RYALS ROADSold · Mar ’26

$175,000

4409 SMITH RYALS ROAD · same community

3 bd · 2 ba · 1,344 sqft · $130/sqft · 2 DOM

16409 LAKE BYRD DRIVESold · Dec ’25

$398,000

16409 LAKE BYRD DRIVE · same community

3 bd · 2 ba · 1,695 sqft · $235/sqft · 6 DOM

3616 NICHOLS ROADSold · Dec ’25

$265,000

3616 NICHOLS ROAD · same community

3 bd · 2 ba · 1,152 sqft · $230/sqft · 28 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 13610 ACKER ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 13610 ACKER ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

13610 ACKER ROAD FAQs

What would the monthly payment be for 13610 ACKER ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,201/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 13610 ACKER ROAD?+

The most recent tax bill on record (2025) was $2,311. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Dover?+

At $450,000, this home is listed about 19% below the Dover median of $554,900. The market section on this page shows how the area is trending.

Which schools are assigned to 13610 ACKER ROAD?+

Mann Middle School (middle), Valrico Elementary School (elementary), Brandon High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of THOMPSON AND THOMPSON REALTY · Albert Thompson. MLS #TB8508555.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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