3450 OSAGE DRIVE, ZEPHYRHILLS, FL, 33541
Active23 days on marketListed Jul 10, 2026MLS #W7887546
About this home
3450 OSAGE DRIVE
Completely remodeled and reborn, this move-in-ready 2-bedroom, 2-bath home is located in a desirable 55+ manufactured home community where you own the land and enjoy an incredibly low HOA fee of just $80 per month. Nearly every major component has been updated, including a BRAND NEW ROOF, NEW CENTRAL HVAC SYSTEM, NEW ENERGY-EFFICENT INSULATED WINDOWS IN 2026 beautiful new laminate and ceramic tile flooring throughout with absolutely no carpet, a stunning new kitchen featuring modern cabinetry, new countertops, and stainless steel appliances. The spacious open floor plan offers comfortable everyday living and is perfect for entertaining. A one-car garage provides additional storage and convenience. Ideally located just minutes from major shopping, restaurants, medical facilities, and everyday conveniences with quick access to I-75 and SR 54, this beautifully updated home offers the perfect combination of quality, value, and location. Simply unpack and start enjoying the Florida lifestyle!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,056
Sqft
0.14 ac
Lot size
1
Garage
1979
Year built
One
Levels
$135
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,295 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,295/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.9%
$/sqft vs Zephyrhills actives
$135 vs $170
Days on market
23 vs 44 typical
Where $135/sqft sits among the 400 Zephyrhills actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tippecanoe Village
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Zephyrhills. See the full Zephyrhills guide →
Tippecanoe Village — neighborhood snapshot
Population
648
Median age
63
Median income
$37,143
Median home value
$74,600
Avg household
2
Households w/ children
14%
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Zephyrhills market
$310K → $350K
Zephyrhills median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
204 of 400
Zephyrhills actives have cut their price
Median sold price, Zephyrhills, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 56% below the ZEPHYRHILLS 33541 median. See the full Zephyrhills market guide →
Paper trail
This home's history
Reality check
What actually sold near 3450 OSAGE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$127,500
34645 LILY LANE · same community
2 bd · 2 ba · 1,056 sqft · $121/sqft · 64 DOM
Sold · Jan ’26$60,000
34704 MORNING GLORY GLEN · same community
3 bd · 2 ba · 888 sqft · $68/sqft · 4 DOM
Sold · Aug ’25$115,000
34630 PETUNIA PLACE · same community
2 bd · 2 ba · 864 sqft · $133/sqft · 122 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3450 OSAGE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3450 OSAGE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3450 OSAGE DRIVE FAQs
What would the monthly payment be for 3450 OSAGE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,295/mo — principal and interest, the actual property-tax bill, the $80/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3450 OSAGE DRIVE?+
The association fee works out to $80 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3450 OSAGE DRIVE?+
The most recent tax bill on record (2025) was $1,835. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3450 OSAGE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Zephyrhills?+
At $142,500, this home is listed about 54% below the Zephyrhills median of $309,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3450 OSAGE DRIVE?+
Chester W. Taylor Junior Elementary School (elementary), Raymond B. Stewart Middle School (middle), Zephyrhills High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of A-1 REALTY DESIGN INC. · Jason Hahn. MLS #W7887546.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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