3318 CARNATION LANE, ZEPHYRHILLS, FL, 33541
Active201 days on marketListed Jan 14, 2026MLS #TB8464361
About this home
3318 CARNATION LANE
Price reduction. Fully furnished and Move in-ready. Pack your bags—you have arrived. Welcome to this charming, fully furnished 2-bedroom, 2-bath home located in the desirable Tippecanoe Village 55+ community, where you own the land—no lot rent—and pets are welcome. This home offers a comfortable and functional layout, including a dedicated utility room with a laundry area conveniently located within the second enclosed lanai/Florida room, providing additional versatile living space ideal for relaxing or entertaining. The AC, refrigerator, and washer were replaced approximately 3 years ago. The roof was replaced in April 2025. Tippecanoe Village is a 55+ community featuring a community pool and designated RV and trailer parking, offering both convenience and lifestyle flexibility. Whether you are seeking a seasonal retreat or a full-time residence, this move-in-ready home delivers value, comfort, and peace of mind in a sought-after setting. Schedule your showing today and discover the ease of living in this welcoming community. Moviated seller
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,152
Sqft
0.12 ac
Lot size
1981
Year built
One
Levels
$124
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,219 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,219/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
Right at the estimate
$/sqft vs Zephyrhills actives
$124 vs $170
Days on market
201 vs 44 typical
Where $124/sqft sits among the 400 Zephyrhills actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tippecanoe Village
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Zephyrhills. See the full Zephyrhills guide →
Tippecanoe Village — neighborhood snapshot
Population
648
Median age
63
Median income
$37,143
Median home value
$74,600
Avg household
2
Households w/ children
14%
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Zephyrhills market
$310K → $350K
Zephyrhills median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
202 of 400
Zephyrhills actives have cut their price
Median sold price, Zephyrhills, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 56% below the ZEPHYRHILLS 33541 median. See the full Zephyrhills market guide →
Paper trail
This home's history
Reality check
What actually sold near 3318 CARNATION LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$127,500
34645 LILY LANE · same community
2 bd · 2 ba · 1,056 sqft · $121/sqft · 64 DOM
Sold · Feb ’26$153,000
34704 SWEETPEA LANE · same community
2 bd · 2 ba · 1,292 sqft · $118/sqft · 178 DOM
Sold · Jan ’26$60,000
34704 MORNING GLORY GLEN · same community
3 bd · 2 ba · 888 sqft · $68/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3318 CARNATION LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3318 CARNATION LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3318 CARNATION LANE FAQs
What would the monthly payment be for 3318 CARNATION LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,219/mo — principal and interest, the actual property-tax bill, the $80/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3318 CARNATION LANE?+
The association fee works out to $80 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3318 CARNATION LANE?+
The most recent tax bill on record (2025) was $891. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3318 CARNATION LANE?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Zephyrhills?+
At $142,900, this home is listed about 54% below the Zephyrhills median of $309,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3318 CARNATION LANE?+
Chester W. Taylor Junior Elementary School (elementary), Raymond B. Stewart Middle School (middle), Zephyrhills High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ZEPHYRHILLS 33541 market on paper
$142,900 is 56% below the ZEPHYRHILLS 33541 median of $325,000, and at $124/sqft it sits under the Zephyrhills average of $177.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Time on market is leverage
201 days on market against a Zephyrhills median of 44 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $151,900, now $142,900 — a $9K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Marc Henderson. MLS #TB8464361.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Zephyrhills homes, in your inbox
Like 3318 CARNATION LANE but not quite? A daily digest of every new listing in Zephyrhills — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →