David Ramirez
$1,190,0006 bd4 ba4,337 sqft$274 /sqft$7,915 /mo all-in ↓

12716 TRADITION DRIVE, DADE CITY, FL, 33525

Active14 days on marketListed Jul 10, 2026MLS #W7887544

Private poolSingle Family ResidenceLAKE JOVITA GOLF & COUNTRY CLUB PH 01

About this home

12716 TRADITION DRIVE

Experience refined Florida living in this beautifully updated 6-bedroom, 4-bath estate with a 3-car garage, ideally situated on a private 3/4-acre homesite on the 10th hole of the South Course in the exclusive Estates of Lake Jovita. From the moment you arrive, you’ll appreciate the home’s timeless curb appeal, welcoming entrance, bright and open interior filled with natural light, soaring tray ceiling, and a thoughtfully designed split floor plan that perfectly balances elegance, comfort, and privacy. At the heart of the home, the gourmet chef’s kitchen showcases stunning leathered granite countertops, new Thermador stainless steel appliances and abundant custom cabinetry and a spacious dinette area surrounding by windows overlooking the pool. The custom walk-in pantry has storage galore with cabinets, butcherblock countertop and shelving to the ceiling. Everything flows effortlessly into the expansive family room and custom library, highlighted by custom built-in shelving, creating an exceptional space for both everyday living and effortless entertaining. The home also features elegant formal living and dining rooms, along with a private executive office or den. Rich wood finishes throughout add warmth, sophistication, and timeless character. The luxurious primary suite serves as a private retreat with a spa-inspired bath featuring a soaking garden tub, walk-in shower, dual vanities, and an oversized walk-in closet. There is an additional closet separate from the walk-in closet, that is perfect for that shoe and/or purse collection. Upstairs, a spacious private bonus suite with a full bath offers incredible flexibility as a sixth bedroom, guest retreat, executive office or nanny quarters. The generously sized secondary bedrooms each offer ample closet space and convenient access to multiple full bathrooms, making the layout ideal for everyone, multigenerational living, or hosting guests. Step outside to your own backyard oasis featuring a screened paver lanai, sparkling pool, expansive entertaining areas, and a cozy fire pit surrounded by mature landscaping that provides exceptional privacy and a peaceful setting for relaxing or gathering. The interior and exterior paint have been updated. The engineered hardwood floors throughout are only four years old. One of the three AC’s were replaced in late 2024, one is 2025 and the main AC was replaced this year. The lightweight concrete tile roof was recertified in 2025. The pool screen enclosure was replaced three years ago with heavy duty golf ball resistant screen. This smart home includes whole house audio with Wi-Fi boosters throughout. Experience the rolling hills and natural elevation changes that make Lake Jovita feel more like the mountains of North Carolina than Central Florida. Just 20 minutes north of Tampa, and approximately one hour from Orlando, world-renowned beaches, and major attractions, this extraordinary community is truly one of Florida’s hidden gems. Residents enjoy an optional country club lifestyle with two golf courses, while being just minutes from I-75, top-rated hospitals, shopping, dining, excellent school, and the charm of historic downtown Dade City. This exceptional estate offers the perfect blend of luxury, privacy, and timeless elegance in one of Central Florida’s most desirable gated golf communities. Don’t miss this rare opportunity to own a truly remarkable home.

Facts & features

The home at a glance

6

Bedrooms

4

Bathrooms

4,337

Sqft

0.75 ac

Lot size

3

Garage

2000

Year built

Two

Levels

$274

Per sqft

Private poolGolf Course viewPets allowed

Inside

FlooringCarpet · Tile · Hardwood
AppliancesConvection Oven · Dishwasher · Disposal · Dryer · Microwave · Other · Range · Refrigerator · Washer · Wine Refrigerator
InteriorCeiling Fan(s) · Dry Bar · Eating Space In Kitchen · Stone Counters · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingZoned
HeatingCentral · Electric

Outside & construction

RoofConcrete
ConstructionBlock · Stone · Stucco
FoundationSlab
ViewGolf Course
FacesNorthwest
ParkingDriveway · Garage Door Opener · Garage Faces Side
ExteriorNone

Community & fees

HOA fee$114/mo
Taxes (2025)$9,281/yr
PetsYes
CommunityClubhouse · Dog Park · Fitness Center · Golf · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesCable Available · Cable Connected · Fire Hydrant · Phone Available · Propane · Sewer Available · Sewer Connected · Street Lights · Underground Utilities · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$7,915 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,421
PMI (est., until 20% equity)$446
Property tax — 2025 actual bill$773
HOA fee — from the listing$114
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $119,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $119,000
Interest rate6.00%
Loan term

Estimated payment

$7,915/mo

Principal & interest$6,421
PMI (est., until 20% equity)$446
Property taxes (actual bill)$773
HOA / condo fee$114
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Dade City actives

$274 vs $190

Days on market

14 vs 28 typical

Where $274/sqft sits among the 339 Dade City actives

160
99
34 · this home
15
9
22
$130–188$188–246$246–304$304–362$362–420$420+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lake Jovita Golf And Country Club

Map of 12716 TRADITION DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Tampa43 min
Tampa Int’l Airport (TPA)54 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Dade City. See the full Dade City guide →

Lake Jovita Golf And Country Club — neighborhood snapshot

Population

1,806

Median age

45

Median income

$115,994

Median home value

$456,443

Avg household

3

Households w/ children

155

For the school run

Pasco County School District

ElementarySan Antonio Elementary School★★★★
HighPasco High School★★★★
MiddlePasco Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Dade City market

Seller’s marketBalanced6.1 months of inventoryBuyer’s market

$343K$335K

Dade City median sold, yr/yr

97.7%

Sale-to-list ratio (12 mo)

171 of 339

Dade City actives have cut their price

Median sold price, Dade City, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 214% above the DADE CITY 33525 median. See the full Dade City market guide →

Paper trail

This home's history

Jul 10, 2026Listed at $1,190,000 · 14 days on market since
2000Built · LAKE JOVITA GOLF & COUNTRY CLUB PH 01

Reality check

What actually sold near 12716 TRADITION DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

12700 GRAND TRAVERSE DRIVESold · Aug ’25

$775,000

12700 GRAND TRAVERSE DRIVE · same community

4 bd · 3.5 ba · 3,677 sqft · $211/sqft · 116 DOM

12648 LAKE JOVITA BOULEVARDSold · Dec ’25

$700,000

12648 LAKE JOVITA BOULEVARD · same community

4 bd · 3 ba · 2,749 sqft · $255/sqft · 37 DOM

12508 FOREST HIGHLANDS DRIVESold · Nov ’25

$475,000

12508 FOREST HIGHLANDS DRIVE · same community

3 bd · 3 ba · 2,268 sqft · $209/sqft · 20 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 12716 TRADITION DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 12716 TRADITION DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

12716 TRADITION DRIVE FAQs

What would the monthly payment be for 12716 TRADITION DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,915/mo — principal and interest, the actual property-tax bill, the $114/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 12716 TRADITION DRIVE?+

The association fee works out to $114 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 12716 TRADITION DRIVE?+

The most recent tax bill on record (2025) was $9,281. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 12716 TRADITION DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Dade City?+

At $1,190,000, this home is listed about 205% above the Dade City median of $389,900. The market section on this page shows how the area is trending.

Which schools are assigned to 12716 TRADITION DRIVE?+

San Antonio Elementary School (elementary), Pasco High School (high), Pasco Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of LISTWITHFREEDOM.COM · Ralph Harvey. MLS #W7887544.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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