12920 VENTANA CT, DADE CITY, FL, 33523
Active432 days on marketListed May 18, 2025MLS #TB8387532
About this home
12920 VENTANA CT
Discover this breathtaking lakeside property situated in the coveted Scenic Estates neighborhood of Lake Jovita. Enjoy a picturesque view of the Lake from this cul-de-sac oasis on Ventana Court. The opportunity to bring your own builder means you can create the custom dream home you've always wanted on this prime piece of real estate.
Facts & features
The home at a glance
0.63 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,047 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,047/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Lake Jovita Golf And Country Club
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Dade City. See the full Dade City guide →
Lake Jovita Golf And Country Club — neighborhood snapshot
Population
1,806
Median age
45
Median income
$115,994
Median home value
$456,443
Avg household
3
Households w/ children
155
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dade City market
$343K → $335K
Dade City median sold, yr/yr
97.7%
Sale-to-list ratio (12 mo)
Median sold price, Dade City, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 12920 VENTANA CT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$585,000
12422 WOODLANDS CIRCLE · same community
3 bd · 3 ba · 2,092 sqft · $280/sqft · 70 DOM
Sold · Nov ’25$475,000
12508 FOREST HIGHLANDS DRIVE · same community
3 bd · 3 ba · 2,268 sqft · $209/sqft · 20 DOM
Sold · Dec ’25$700,000
12648 LAKE JOVITA BOULEVARD · same community
4 bd · 3 ba · 2,749 sqft · $255/sqft · 37 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12920 VENTANA CT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12920 VENTANA CT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
12920 VENTANA CT FAQs
What would the monthly payment be for 12920 VENTANA CT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,047/mo — principal and interest, the actual property-tax bill, the $99/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12920 VENTANA CT?+
The association fee works out to $99 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12920 VENTANA CT?+
The most recent tax bill on record (2024) was $2,476. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12920 VENTANA CT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dade City?+
At $249,900, this home is listed about 36% below the Dade City median of $389,900. The market section on this page shows how the area is trending.
Which schools are assigned to 12920 VENTANA CT?+
San Antonio Elementary School (elementary), Pasco High School (high), Pasco Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
02Time on market is leverage
432 days on market against a Dade City median of 28 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $290,000, now $249,900 — a $40K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BINGHAM REALTY INC · Chad Abraham. MLS #TB8387532.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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