David Ramirez
$469,0002 bd1 ba1,008 sqft$465 /sqft$3,170 /mo all-in ↓

450 OLD GENEVA ROAD, GENEVA, FL, 32732

Active16 days on marketListed Jul 8, 2026MLS #W7887480

Single Family ResidenceMETES & BOUNDS

About this home

450 OLD GENEVA ROAD

“As-is” Florida Cracker Home with detached garage on 4.58 acres of high and dry Geneva acreage with mature trees and 318’ of paved frontage, plus an adjoining parcel that is also available for purchase. Renovate and reside, rent it out, and/or build your dream home from the ground up while leaving your income options open— this 4.58-acre Geneva property offers a rare combination of existing structures to make your own plus high, dry buildable land in one of Seminole County's rural communities. This parcel offers an existing gutted home with a screened porch, a garage, both with new roof in 2021, plus 2 storage sheds, all being offered “as is”, with potential to become guest cottage, home office, rental, or workshop spaces while offering plenty of high and dry buildable land for your new dream home! Offering peace of mind and buildability that’s hard to find in Seminole County, this entire parcel has exceptional high elevations 70’ +/- above the water table, as for the USGS Topographic Survey Map, and is on the coveted Geneva Bubble. With approx. 318 feet of paved frontage on Old Geneva Road, the parcel offers convenient, centrally located access. Whether you’re envisioning a private home along with guest house income potential, a compound, or a hobby farm with room for horses and livestock plus the buildings that house them, this expansive, peaceful setting delivers room to build, expand and develop into your dream rural retreat with NO HOA.. Acreage has been thoughtfully under-brushed to showcase the beautiful mature trees while preserving the natural beauty of the land. Bring your toys, RV’s, and boats. 12 miles to the 417, 18 miles to I-95. Convenient access to the St. Johns River, public boat ramps, the Flagler Trail and Lake Harney Wilderness Area — hike, boat, fish, and enjoy Florida wildlife. Convenient to Central Florida beaches, Space Coast, theme parks, and downtown Orlando. Property Dimensions are approximately 627’ North side, 318’ West side, 629’ South side, and 318’ East side. Bonus Opportunity: The adjoining 9.63-acre parcel (Parcel 25) is also being offered, providing a rare chance to acquire over 14.21 combined acres in one of Geneva’s most coveted locations.

Facts & features

The home at a glance

2

Bedrooms

1

Bathrooms

1,008

Sqft

4.58 ac

Lot size

2

Garage

1926

Year built

One

Levels

$465

Per sqft

FireplaceTrees/Woods viewPets allowed

Inside

FlooringVinyl · Hardwood
AppliancesNone
InteriorVaulted Ceiling(s)
LaundryNone
CoolingNone
HeatingNone

Outside & construction

RoofShingle
ConstructionWood Siding
FoundationCrawlspace
ViewTrees/Woods
FacesEast
ExteriorNone

Community & fees

Taxes (2025)$504/yr
PetsYes

Utilities & systems

UtilitiesCable Available
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,170 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,761
FHA mortgage insurance (est.)$207
Property tax — 2025 actual bill$42
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,415Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,415
Interest rate6.00%
Loan term

Estimated payment

$3,170/mo

Principal & interest$2,761
FHA mortgage insurance (est.)$207
Property taxes (actual bill)$42
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs METES & BOUNDS

$465 vs $287

Days on market

16 vs 69 typical

Where $465/sqft sits among the 9 homes for sale in METES & BOUNDS

5
0
1 · this home
2
0
1
$156–291$291–427$427–563$563–699$699–834$834+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Geneva

Map of 450 OLD GENEVA ROAD

Drive times from this address

Downtown Orlando42 min
Orlando Int’l Airport (MCO)51 min
Universal Orlando55 min
Walt Disney World67 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Geneva. See the full Geneva guide →

GENEVA 32732 — neighborhood snapshot

Population

5,164

Median age

45

Median income

$112,222

Median home value

$466,500

Avg household

2.88

Households w/ children

477

For the school run

Seminole County School District

ElementaryGeneva Elementary School★★★★
MiddleChiles Middle School★★★★
HighOviedo High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Geneva market

Seller’s marketBalanced6.9 months of inventoryBuyer’s market

$465K$686K

Geneva median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

2 of 9

METES & BOUNDS have cut their price

Median sold price, Geneva, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 10% above the GENEVA 32732 median. See the full Geneva market guide →

Paper trail

This home's history

Jul 8, 2026Listed at $469,000 · 16 days on market since
1926Built · METES & BOUNDS

Reality check

What actually sold near 450 OLD GENEVA ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3434 46TH STREET NSold · Mar ’26

$350,000

3434 46TH STREET N · same community

1 bd · 1 ba · 1,056 sqft · $331/sqft · 128 DOM

7929 HONEYDEW CIRCLESold · Oct ’25

$40,000

7929 HONEYDEW CIRCLE · same community

2 bd · 2 ba · 1,080 sqft · $37/sqft · 67 DOM

1396 SE 94TH STREETSold · Aug ’25

$255,000

1396 SE 94TH STREET · same community

3 bd · 2 ba · 1,248 sqft · $204/sqft · 6 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 450 OLD GENEVA ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 450 OLD GENEVA ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

450 OLD GENEVA ROAD FAQs

What would the monthly payment be for 450 OLD GENEVA ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,170/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 450 OLD GENEVA ROAD?+

The most recent tax bill on record (2025) was $504. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 450 OLD GENEVA ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Geneva?+

At $469,000, this home is listed about 45% below the Geneva median of $849,000. The market section on this page shows how the area is trending.

Which schools are assigned to 450 OLD GENEVA ROAD?+

Geneva Elementary School (elementary), Chiles Middle School (middle), Oviedo High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$469,000 runs 10% above the GENEVA 32732 median.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

Geneva Elementary School, Chiles Middle School, Oviedo High School — Geneva Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of LISTWITHFREEDOM.COM · Ralph Harvey. MLS #W7887480.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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