David Ramirez
$298,0002 bd1 ba1,039 sqft$287 /sqft$2,317 /mo all-in ↓

104 CARTER WHITTAKER LANE, POMONA PARK, FL, 32181

Active412 days on marketListed Jun 19, 2025MLS #FC310665

Single Family ResidenceMETES & BOUNDS

About this home

104 CARTER WHITTAKER LANE

**LAKEFRONT**GORGEOUS VIEWS**ACREAGE** Escape to your own private retreat with this charming 3-bed/1-bath LAKE CABIN, perfectly situated right on Lake Como! This unique property boasts a HUGE, NICELY SHADED BACKYARD offering GORGEOUS VIEWS of the lake from nearly every angle of the house. Spanning more than an ACRE, this EXPANSIVE plot of land provides a true COUNTRY FEEL, offering ultimate peace and tranquility. The home features an OPEN LAYOUT, a durable METAL ROOF, and a lovely SUNROOM where you can soak in the natural beauty. Step outside to enjoy the Florida breeze from your SCREENED-IN PATIO. While sold "AS IS," this MOVE-IN READY cabin is a fantastic canvas, just in need of a little TLC to transform it into your dream lakefront oasis. Accessed by a quiet dirt road, you're still only a quarter-mile from paved roads. With a CARPORT and a HUGE STORAGE SHED, there's plenty of space for all your toys. This property offers TONS OF POTENTIAL to become the perfect escape from everyday life. Schedule your showing today!

Facts & features

The home at a glance

2

Bedrooms

1

Bathrooms

1,039

Sqft

1.27 ac

Lot size

1

Garage

1962

Year built

One

Levels

$287

Per sqft

Trees/Woods & Water view

Inside

FlooringCarpet · Tile
AppliancesDryer · Electric Water Heater · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Open Floorplan · Other
LaundryElectric Dryer Hookup · Inside · Other · Washer Hookup
CoolingWall/Window Unit(s)
HeatingNone

Outside & construction

RoofMetal
ConstructionBlock · Concrete
FoundationSlab
ViewTrees/Woods · Water
FacesWest
ExteriorOther · Private Mailbox · Tennis Court(s)

Community & fees

Taxes (2024)$3,256/yr

Utilities & systems

UtilitiesCable Available · Electricity Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,317 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,754
FHA mortgage insurance (est.)$132
Property tax — 2024 actual bill$271
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,430Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,430
Interest rate6.00%
Loan term

Estimated payment

$2,317/mo

Principal & interest$1,754
FHA mortgage insurance (est.)$132
Property taxes (actual bill)$271
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs METES & BOUNDS

$287 vs $432

Days on market

412 vs 228 typical

Where $287/sqft sits among the 8 homes for sale in METES & BOUNDS

4 · this home
0
2
1
0
1
$156–291$291–427$427–563$563–699$699–834$834+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Pomona Park

Map of 104 CARTER WHITTAKER LANE

Get to know Pomona Park. See the full Pomona Park guide →

POMONA PARK 32181 — neighborhood snapshot

Population

2,512

Median age

36.3

Median income

$45,147

Median home value

$101,900

Avg household

2.63

Households w/ children

273

For the school run

Putnam County School District

HighCrescent City Junior-Senior High School★★★★
ElementaryMiddleton-Burney Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Pomona Park market

Seller’s marketLeans buyer8.0 months of inventoryBuyer’s market

$143K$415K

Pomona Park median sold, yr/yr

102.1%

Sale-to-list ratio (12 mo)

2 of 8

METES & BOUNDS have cut their price

Median sold price, Pomona Park, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 300% above the POMONA PARK 32181 median. See the full Pomona Park market guide →

Paper trail

This home's history

Jun 19, 2025Listed at $298,000 · 412 days on market since
1962Built · METES & BOUNDS

Reality check

What actually sold near 104 CARTER WHITTAKER LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3434 46TH STREET NSold · Mar ’26

$350,000

3434 46TH STREET N · same community

1 bd · 1 ba · 1,056 sqft · $331/sqft · 128 DOM

7929 HONEYDEW CIRCLESold · Oct ’25

$40,000

7929 HONEYDEW CIRCLE · same community

2 bd · 2 ba · 1,080 sqft · $37/sqft · 67 DOM

1396 SE 94TH STREETSold · Aug ’25

$255,000

1396 SE 94TH STREET · same community

3 bd · 2 ba · 1,248 sqft · $204/sqft · 6 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 104 CARTER WHITTAKER LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 104 CARTER WHITTAKER LANE — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

104 CARTER WHITTAKER LANE FAQs

What would the monthly payment be for 104 CARTER WHITTAKER LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,317/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 104 CARTER WHITTAKER LANE?+

The most recent tax bill on record (2024) was $3,256. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Pomona Park?+

At $298,000, this home is listed about 15% above the Pomona Park median of $258,950. The market section on this page shows how the area is trending.

Which schools are assigned to 104 CARTER WHITTAKER LANE?+

Crescent City Junior-Senior High School (high), Middleton-Burney Elementary School (elementary) — Putnam County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of CHAD AND SANDY REAL ESTATE GRP · Chad Neumann. MLS #FC310665.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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