588 S COUNTY ROAD 21, HAWTHORNE, FL, 32640
Active72 days on marketListed May 22, 2026MLS #GC540559
About this home
588 S COUNTY ROAD 21
Located on the shores of beautiful Lake Higginbotham in Hawthorne, this adorable home offers the perfect blend of modern comfort and laid-back lake life. This like-new 1 bedroom, 1 bathroom home features 520 square feet of thoughtfully designed living space, making it the ideal weekend getaway, vacation rental, or full-time waterfront retreat. Step outside and enjoy everything this waterfront property has to offer. Lake Higginbotham is known as a great fishing lake, making it the perfect place to cast a line for bass and other freshwater species right from your own dock. The property is complete with a fantastic dock featuring a boat lift powered by two 200-watt solar panels with controllers, a separate fish cleaning station, and a storage shed for all your fishing and boating gear. Whether you're spending your mornings on the water, relaxing with sunset views, entertaining friends by the lake, or heading out for an afternoon of fishing, this property is designed to enjoy the outdoors year-round. Inside, the home feels bright, clean, and practically brand new with modern finishes and efficient use of space throughout.If you've been searching for an affordable waterfront escape with charm, functionality, and move-in ready condition, this Lake Higginbotham gem is a must-see.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
520
Sqft
0.66 ac
Lot size
2022
Year built
One
Levels
$432
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,724 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,724/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs METES & BOUNDS
$432 vs $287
Days on market
72 vs 46 typical
Where $432/sqft sits among the 8 homes for sale in METES & BOUNDS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hawthorne
Get to know Hawthorne. See the full Hawthorne guide →
HAWTHORNE 32640 — neighborhood snapshot
Population
10,780
Median age
46.2
Median income
$58,727
Median home value
$153,600
Avg household
2.51
Households w/ children
1,120
For the school run
Putnam County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hawthorne market
$225K → $365K
Hawthorne median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
1 of 8
METES & BOUNDS have cut their price
Median sold price, Hawthorne, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 164% above the HAWTHORNE 32640 median. See the full Hawthorne market guide →
Paper trail
This home's history
Reality check
What actually sold near 588 S COUNTY ROAD 21
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$350,000
3434 46TH STREET N · same community
1 bd · 1 ba · 1,056 sqft · $331/sqft · 128 DOM
Sold · Oct ’25$40,000
7929 HONEYDEW CIRCLE · same community
2 bd · 2 ba · 1,080 sqft · $37/sqft · 67 DOM
Sold · Aug ’25$255,000
1396 SE 94TH STREET · same community
3 bd · 2 ba · 1,248 sqft · $204/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 588 S COUNTY ROAD 21 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 588 S COUNTY ROAD 21 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
588 S COUNTY ROAD 21 FAQs
What would the monthly payment be for 588 S COUNTY ROAD 21?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,724/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 588 S COUNTY ROAD 21?+
The most recent tax bill on record (2025) was $1,716. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Hawthorne?+
At $224,500, this home is listed about 15% below the Hawthorne median of $263,450. The market section on this page shows how the area is trending.
Which schools are assigned to 588 S COUNTY ROAD 21?+
Ochwilla Elementary School (elementary), Interlachen Junior-Senior High School (high) — Putnam County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$224,500 runs 164% above the HAWTHORNE 32640 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $245,000, now $224,500 — a $21K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CB ISAAC REALTY · Calee Hinson. MLS #GC540559.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Hawthorne homes, in your inbox
Like 588 S COUNTY ROAD 21 but not quite? A daily digest of every new listing in Hawthorne — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →