4218 TERRAPIN PLACE UNIT D, NEW PORT RICHEY, FL, 34652
Active38 days on marketListed Jul 2, 2026MLS #W7887203
About this home
4218 TERRAPIN PLACE UNIT D
Welcome to effortless, maintenance-free living in the Gardens of Beacon Square, a vibrant 55+ community designed with your comfort and convenience in mind. This inviting 1-bedroom, 1-bath condo offers a rare opportunity to simplify your lifestyle without sacrificing quality or community connection, all within a welcoming neighborhood in New Port Richey.Inside, you'll find a thoughtfully designed layout that maximizes space and functionality, perfect for those seeking a cozy retreat that's easy to maintain. The open floor plan creates a warm, airy atmosphere where natural light flows freely, making it ideal for relaxing, entertaining close friends, or enjoying quiet mornings with your favorite book. With one comfortable bedroom and a full bath, this home provides everything you need in a right-sized package that frees you from the burdens of upkeep and leaves more time for the activities .Your assigned parking space adds everyday convenience, while the HOA fee covers water, sewer, trash, basic cable, and internet, streamlining your monthly budget and eliminating the hassle of managing multiple utility accounts. NEWER ROOF, offering you added peace of mind and one less thing to worry about. Best of all, the community welcomes up to two pets, (up to 25lbs) so your beloved companions can enjoy this next chapter right alongside you. The Gardens of Beacon Square fosters an active, social environment where neighbors become friends and shared amenities encourage connection and recreation. Whether you're looking to enjoy leisurely walks, the Pool, or participate in community events, or simply relax in a setting designed for your stage of life, this condo offers the perfect blend of independence and community spirit. The community itself is well-appointed with a clubhouse, pool, and laundry facilities for residents who do not have laundry in their unit. The monthly fee covers cable, water, sewer, trash, and access to all amenities, offering a low-maintenance lifestyle. The location in New Port Richey places you near local conveniences, dining, shopping, and healthcare, all while maintaining the tranquil, unhurried pace you've earned. This is more than a home, it's an invitation to embrace a lifestyle centered on ease, comfort, and community. Schedule your private showing today!
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
624
Sqft
0.02 ac
Lot size
1970
Year built
One
Levels
$104
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$625 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$625/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.7%
$/sqft vs GARDENS BEACON SQUARE
$104 vs $110
Days on market
38 vs 50 typical
Where $104/sqft sits among the 32 homes for sale in GARDENS BEACON SQUARE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside New Port Richey
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Port Richey. See the full New Port Richey guide →
NEW PORT RICHEY 34652 — neighborhood snapshot
Population
25,900
Median age
51.8
Median income
$52,396
Median home value
$198,400
Avg household
2.19
Households w/ children
1,991
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Port Richey market
$280K → $260K
New Port Richey median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
14 of 32
GARDENS BEACON SQUARE have cut their price
Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 71% below the NEW PORT RICHEY 34652 median. See the full New Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 4218 TERRAPIN PLACE UNIT D
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$58,000
4229 REDCLIFF PLACE · same community
1 bd · 1 ba · 624 sqft · $93/sqft · 49 DOM
Sold · Feb ’26$55,000
4307 SUMMERSUN DRIVE · same community
1 bd · 1 ba · 736 sqft · $75/sqft · 0 DOM
Sold · Aug ’25$115,000
4252 SHELDON PLACE UNIT 4252 · same community
2 bd · 1 ba · 831 sqft · $138/sqft · 71 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4218 TERRAPIN PLACE UNIT D — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4218 TERRAPIN PLACE UNIT D — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4218 TERRAPIN PLACE UNIT D FAQs
What would the monthly payment be for 4218 TERRAPIN PLACE UNIT D?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $625/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4218 TERRAPIN PLACE UNIT D?+
The most recent tax bill on record (2025) was $647. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4218 TERRAPIN PLACE UNIT D?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Port Richey?+
At $65,000, this home is listed about 77% below the New Port Richey median of $280,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4218 TERRAPIN PLACE UNIT D?+
Anclote High School (high), Paul R. Smith Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX MARKETING SPECIALISTS · Deborah Roy, PA. MLS #W7887203.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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