4455 RUSTIC DRIVE, NEW PORT RICHEY, FL, 34652
Active162 days on marketListed Feb 23, 2026MLS #W7882738
About this home
4455 RUSTIC DRIVE
One or more photo(s) has been virtually staged. Welcome to easy, maintenance-free living in the 55+ community of Gardens of Beacon Square, where a relaxed Florida lifestyle and friendly neighborhood atmosphere make you feel right at home. This well-cared-for 2-bedroom, 2-bath condominium offers approximately 1,050 square feet of comfortable living space with a bright and practical layout designed for everyday enjoyment. The condominium association has completed repairs and restoration following recent storms, with all work addressed through the association. The home is stable, move-in ready, and prepared for its next owners to settle in with confidence and peace of mind. Inside, you’ll find inviting living and dining spaces filled with natural light, a functional kitchen with ample storage, and generously sized bedrooms including a primary suite with its own bath. A cozy Florida room offers a perfect spot to relax with your morning coffee or unwind at the end of the day. Residents enjoy true low-maintenance living with exterior upkeep handled by the association, along with amenities such as a clubhouse, pool, shuffleboard, and social activities that foster a welcoming sense of community. Ideally located near shopping, dining, medical facilities, parks, the charming downtown New Port Richey riverfront, and just a short drive to the Gulf beaches. If you’ve been looking for an affordable opportunity to enjoy the Florida lifestyle in a community that feels like home, this is one you won’t want to miss. MOTIVATED SELLER! Seller is ready to make a deal and welcomes all reasonable offers. If you've been waiting for the right opportunity, now is the time to submit your best offer!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,050
Sqft
0 ac
Lot size
1972
Year built
One
Levels
$62
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,394 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,394/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−33.1%
$/sqft vs GARDENS BEACON SQUARE
$62 vs $110
Days on market
162 vs 46 typical
Where $62/sqft sits among the 33 homes for sale in GARDENS BEACON SQUARE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside New Port Richey
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Port Richey. See the full New Port Richey guide →
NEW PORT RICHEY 34652 — neighborhood snapshot
Population
25,900
Median age
51.8
Median income
$52,396
Median home value
$198,400
Avg household
2.19
Households w/ children
1,991
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Port Richey market
$280K → $260K
New Port Richey median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
14 of 33
GARDENS BEACON SQUARE have cut their price
Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 71% below the NEW PORT RICHEY 34652 median. See the full New Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 4455 RUSTIC DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$123,000
4110 HAMPTON DRIVE · same community
2 bd · 2 ba · 1,050 sqft · $117/sqft · 1 DOM
Sold · Jul ’26$66,000
4450 SUNSTATE DRIVE UNIT 4450 · same community
2 bd · 2 ba · 1,050 sqft · $63/sqft · 15 DOM
Sold · Feb ’26$68,000
4407 SUNSTATE DRIVE · same community
2 bd · 2 ba · 1,050 sqft · $65/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4455 RUSTIC DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4455 RUSTIC DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4455 RUSTIC DRIVE FAQs
What would the monthly payment be for 4455 RUSTIC DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,394/mo — principal and interest, the actual property-tax bill, the $805/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4455 RUSTIC DRIVE?+
The association fee works out to $805 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4455 RUSTIC DRIVE?+
The most recent tax bill on record (2024) was $215. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4455 RUSTIC DRIVE?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Port Richey?+
At $65,000, this home is listed about 77% below the New Port Richey median of $284,450. The market section on this page shows how the area is trending.
Which schools are assigned to 4455 RUSTIC DRIVE?+
Anclote High School (high), Paul R. Smith Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the NEW PORT RICHEY 34652 market on paper
$65,000 is 71% below the NEW PORT RICHEY 34652 median of $227,000, and at $62/sqft it sits under the New Port Richey average of $215.
02Know the monthly fee
The association fee is $805/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Time on market is leverage
162 days on market against a New Port Richey median of 46 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $79,000, now $65,000 — a $14K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX CHAMPIONS · Alan Alcuaz. MLS #W7882738.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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