David Ramirez
$445,0003 bd2 ba1,487 sqft$299 /sqft$3,419 /mo all-in ↓

5 N KEYSTONE DRIVE, CLEARWATER, FL, 33755

Active42 days on marketListed Jun 12, 2026MLS #W7886693

Single Family ResidenceKEYSTONE MANOR

About this home

5 N KEYSTONE DRIVE

SkyCrest & Keystone Manor. Looking to move to Clearwater? Add this 3 Bedroom / 2 Bathroom / 2 Car Garage, Block Home to your tour itinerary. It has everything you've been looking for & MORE! Located perfectly in Mid-Clearwater ensuring easy access to EVERYWHERE. Non-Evacuation & Non-Flood Zone. Situated on an extra deep lot providing generous outdoor space for pets & humans alike. Inside you'll find an Open Concept, Split Plan with 2 Primary Suites! When you enter, you'll find yourself in the "Artist's Studio". It is an enclosed porch that could be used as a playroom, office or a place for creative types to "Let it Happen". Then, step up into your large Living Room. Furniture placement won't be a problem with nearly 1500 sq. ft. to work with. The kitchen has Farmhouse Flair. Whimsical cabinet pulls and polished wood countertops add warmth, while the Black-Stainless Appliances offer a sleek, modern edge. The Range is propane gas for constant flame and temperature. A large walk-in pantry offers all the storage a chef could want. The Florida Room can accommodate a Formal Dining Set or use it as a 2nd media room or Family Room. It opens out to a covered Back Patio, Deck and Large Backyard. Back inside, you'll find 2 Primary Bedrooms. One has Garage access and may be perfect for your young adult or In-Laws who want to come & go through a separate door. This room is good sized and will easily fit a Queen bed & dresser. The Ensuite Bathroom contains a walk-in closet and large shower. On the other side of the house is the 2nd Primary Bedroom. Put your King-sized Bed Set here. The 2nd Bathroom is accessed from the hallway or from the 2nd Primary Bedroom... Super convenient. The large shower is curb-less, allowing for rolling shower chairs if need be. The 3rd Bedroom will accommodate a Queen-sized bedroom set. It has a Walk-in Closet too. Consistent Engineered Hardwood covers the floors. Are you "Handy"? The Oversized 2 Car Garage has loads of cabinets for storage and a wonderful peg-board wall over a long workbench. Your Laundry is located here, along with a utility sink and the house mechanicals. 2015 A/C, 2022 Roof, 2024 Tankless Hot Water Heater. Are you still in need of Workspace? Don't worry! In the Back yard are 3 Out-Buildings. A Workshop with power and a wall A/C unit, A Garden Shed, (or She-Shed Maybe??) and a Lawn Tool Shed for mowers and the like. SkyCrest and Keystone Manor are great neighborhoods that are merely blocks away from Crest Lake Park, minutes away from the country's best beaches, and surrounded by fantastic dining and shopping. Super easy to commute to Tampa, St. Petersburg, Dunedin & Safety Harbor. Superb grocery options and medical facilities are close by as well. Calling All Veterans!! The existing VA 2.75% mortgage may be assumable with your Veterans Benefits. There are so many reasons to make this home one you don't miss. Schedule your private showing right away.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,487

Sqft

0.18 ac

Lot size

2

Garage

1956

Year built

One

Levels

$299

Per sqft

Pets allowed

Inside

FlooringEngineered Hardwood
AppliancesConvection Oven · Dishwasher · Dryer · Ice Maker · Microwave · Range · Refrigerator · Tankless Water Heater · Washer
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Open Floorplan · Solid Wood Cabinets · Split Bedroom · Thermostat · Walk-In Closet(s)
LaundryElectric Dryer Hookup · In Garage · Washer Hookup
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesWest
ParkingDriveway · Garage Door Opener · Off Street
ExteriorAwning(s) · Rain Gutters · Sliding Doors

Community & fees

Taxes (2025)$5,309/yr
PetsYes
CommunityDog Park · Park

Utilities & systems

UtilitiesCable Available · Electricity Connected · Propane · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,419 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,620
FHA mortgage insurance (est.)$197
Property tax — 2025 actual bill$442
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,575Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,575
Interest rate6.00%
Loan term

Estimated payment

$3,419/mo

Principal & interest$2,620
FHA mortgage insurance (est.)$197
Property taxes (actual bill)$442
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $445K
$353KedgeAI estimate $388,412 · range $368K$409K$463K

vs edgeAI estimate

+14.6%

$/sqft vs Clearwater actives

$299 vs $218

Days on market

42 vs 47 typical

Where $299/sqft sits among the 400 Clearwater actives

146
117
75 · this home
25
13
24
$115–188$188–262$262–335$335–409$409–482$482+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Keystone Manor

Map of 5 N KEYSTONE DRIVE inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)26 min
Downtown Tampa29 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clearwater. See the full Clearwater guide →

Keystone Manor — neighborhood snapshot

Population

544

Median age

48

Median income

$60,870

Median home value

$202,700

Avg household

2

Households w/ children

34%

For the school run

Pinellas County School District

ElementarySkycrest Elementary School★★★★★
HighClearwater High School★★★★★
MiddleOak Grove Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clearwater market

Seller’s marketBalanced6.5 months of inventoryBuyer’s market

$332K$335K

Clearwater median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

214 of 400

Clearwater actives have cut their price

Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 22% above the CLEARWATER 33755 median. See the full Clearwater market guide →

Paper trail

This home's history

Jun 12, 2026Listed at $445,000 · 42 days on market since
1956Built · KEYSTONE MANOR

Reality check

What actually sold near 5 N KEYSTONE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1665 LAURA STREETSold · Dec ’25

$395,000

1665 LAURA STREET · same community

2 bd · 3 ba · 1,328 sqft · $297/sqft · 113 DOM

1264 KEYSTONE COURTSold · Mar ’26

$295,000

1264 KEYSTONE COURT · same community

3 bd · 2 ba · 1,694 sqft · $174/sqft · 14 DOM

1665 GROVE STREETSold · Sep ’25

$315,000

1665 GROVE STREET · same community

2 bd · 1 ba · 960 sqft · $328/sqft · 100 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5 N KEYSTONE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5 N KEYSTONE DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

5 N KEYSTONE DRIVE FAQs

What would the monthly payment be for 5 N KEYSTONE DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,419/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 5 N KEYSTONE DRIVE?+

The most recent tax bill on record (2025) was $5,309. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5 N KEYSTONE DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clearwater?+

At $445,000, this home is listed about 62% above the Clearwater median of $275,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5 N KEYSTONE DRIVE?+

Skycrest Elementary School (elementary), Clearwater High School (high), Oak Grove Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of REALTY ONE GROUP BEYOND · Kimberleigh Flynn. MLS #W7886693.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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