1257 FRANKLIN STREET, CLEARWATER, FL, 33756
Active38 days on marketListed Jun 24, 2026MLS #TB8520149
About this home
1257 FRANKLIN STREET
Perfectly capturing the charm of a Key West-style bungalow while remaining on the mainland, this exquisitely renovated concrete block 3-bedroom, 2-bathroom residence blends refined design, modern comfort, and effortless coastal living. Tucked away in a peaceful setting yet just minutes from Clearwater’s premier attractions, the home welcomes you with an open-concept layout filled with natural light, elegant ceramic tile flooring throughout, hurricane-rated windows, designer quartzite kitchen countertops, stainless steel appliances, and a newer gas range. Natural gas service powers the tankless water heater and gas dryer, delivering both luxury and efficiency. Thoughtfully curated upgrades include a newer roof, updated HVAC system, refreshed fencing, and a whole-home water softener, creating a home that is as functional as it is beautiful. Every detail has been selected to provide a move-in-ready living experience. Outside, the expansive paver hardscape surrounds three sides of the property, creating exceptional curb appeal and a low-maintenance lifestyle ideal for year-round enjoyment or a lock-and-leave second home. Inside, the home serves as a private sanctuary where the outside world fades away, creating an atmosphere of tranquility, comfort, and relaxation. Ideally located just minutes from vibrant downtown Clearwater and the exciting Imagine Clearwater waterfront redevelopment, you'll also enjoy quick access to Clearwater Beach, Pier 60, Sand Key Park, the Clearwater Marine Aquarium, the Pinellas Trail, and numerous local parks. Tampa International Airport and St. Pete–Clearwater International Airport are both easily accessible, placing the best of the Gulf Coast right at your fingertips. Whether you're seeking a full-time residence, a coastal retreat, or the quintessential Florida lifestyle, this exceptional home delivers timeless style, quality craftsmanship, and an unmatched location.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,359
Sqft
0.12 ac
Lot size
1964
Year built
One
Levels
$294
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,146 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,146/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+14.6%
$/sqft vs Clearwater actives
$294 vs $216
Days on market
38 vs 47 typical
Where $294/sqft sits among the 399 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Downtown
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
Downtown — neighborhood snapshot
Population
4,795
Median age
42
Median income
$42,329
Median home value
$99,860
Avg household
3
Households w/ children
369
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$332K → $335K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
221 of 399
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 20% above the CLEARWATER 33756 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 1257 FRANKLIN STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$399,000
3927 SPENCE AVENUE · same community
4 bd · 2 ba · 1,207 sqft · $331/sqft · 39 DOM
Sold · Feb ’26$169,900
3923 W FLORA STREET · same community
2 bd · 1.5 ba · 1,140 sqft · $149/sqft · 87 DOM
Sold · Feb ’26$435,000
3802 SPENCE AVENUE · same community
3 bd · 2 ba · 1,596 sqft · $273/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1257 FRANKLIN STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1257 FRANKLIN STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1257 FRANKLIN STREET FAQs
What would the monthly payment be for 1257 FRANKLIN STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,146/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1257 FRANKLIN STREET?+
The most recent tax bill on record (2025) was $5,446. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1257 FRANKLIN STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $399,999, this home is listed about 45% above the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1257 FRANKLIN STREET?+
Belleair Elementary School (elementary), Clearwater High School (high), Oak Grove Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Michelle Leibold. MLS #TB8520149.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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