David Ramirez
Office

Commercial Sale · Office

$490,000$500,0002,091 sq ft$234 /sq ft0.17 acres

321 S LINCOLN AVENUE, CLEARWATER, FL, 33756

Active211 days on marketListed Jan 6, 2026MLS #TB8461607

About this property

The property at a glance

The Subject Property is a free-standing office building (2,059 SF htd., 2,091 SF under roof), on a corner parcel in Downtown Clearwater. This building has most recently been occupied by the Bay Area Foot and Ankle medical practice. The location is very convenient to serve the Clearwater community, with good signage and limited visibility from Court Street, the main E/W route into Downtown Clearwater and Clearwater Beach. Ten paved parking spaces on-site. Building elements are in excellent repair – roof new in 2025, electrical upgrades in 2023, window replacement in 2014. But the interior needs complete renovation/modernizing, which is reflected in the price. Public utilities in place (water, fire, sanitary and storm sewer). Downtown zoning. X flood zone – area of minimal flood risk. Rare opportunity to own a free-standing office building in the Downtown Clearwater market. Ideal for owner/occupant, but could work for a cash-flow investor. Once renovated, a lease at $20 PSF NNN works out to an 8 percent cap rate.

2,091

Building sq ft

$234

Price / sq ft

0.17

Lot acres

1957

Year built

1

Building

Office

Property type

Building size2,091 sq ft
Lot size0.17 acres
Year built1957
Buildings1
Parking6 to 12 Spaces
ConstructionBlock
CoolingCentral Air
UtilitiesPublic
Annual taxes$4,743

The numbers

Investment snapshot

Income and lease details aren’t published in the MLS for this listing. Ask for the offering memorandum and rent roll to run cap rate, NOI and cash-on-cash.

Estimated payment (illustrative)

Down payment25% · $122,500
Interest rate6.00%
Loan term

Estimated payment

$2,759/mo

Principal & interest$2,203
Property taxes (actual bill)$395
Est. insurance$160

Illustrative only. Commercial loans are underwritten on the property’s income (DSCR, cap rate) — typically 25–35% down with lender-set terms. Ask a commercial lender for real numbers. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Financing

Commercial financing works differently from a home loan — expect roughly 25–35% down with terms driven by the property’s income and your lender’s underwriting (DSCR, cap rate), not FHA or VA programs. Ask David to connect you with a commercial lender for real numbers.

Where it sits

Location & trade area

43,000vehicles / day · 2025S Missouri Ave to Cr375/S Highland Ave · Traffic count · Florida DOT
5-min drive10-min drive15-min drive

What’s nearby

Papa John'sRestaurant0.1 mi
McDonald'sRestaurant0.2 mi
Dunkin'Restaurant0.2 mi
Patio Palms of ClearwaterLodging0.3 mi
Cimy's MotelLodging0.4 mi
Marco's PizzaRestaurant0.4 mi
Wendy'sRestaurant0.4 mi
Regal MotelLodging0.4 mi
Hillcrest MotelLodging0.4 mi
Roadrunner Food StoreGrocery0.4 mi
7-ElevenGrocery0.4 mi
Seminole Subs and GyrosRestaurant0.5 mi
Our PlaceRestaurant0.5 mi
The YachtsmanLodging0.5 mi
Hilltop MotelLodging0.5 mi
Residence Inn Clearwater DowntownLodging0.5 mi
Domino'sRestaurant0.6 mi
Tin Can CaféRestaurant0.6 mi
Wells FargoBank0.6 mi
Pro Shop PubRestaurant0.6 mi
PopeyesRestaurant0.7 mi
PublixGrocery0.7 mi
China WokRestaurant0.7 mi
Pierogi GrillRestaurant0.7 mi

Business data © OpenStreetMap contributors

The area

Who's around this property

4,795

Population

$42,329

Median income

42

Median age

3

Avg household

$99,860

Median home value

$1,249/mo

Median rent

369

Households w/ kids

Consumer profile

Fueling for FitnessTop 13%

A population characterized by healthy eating. Often pre-planning for meals for the purpose of fitness and convenience. Likely to participate in meal prep trends.

Party LifeTop 14%

The party don't stop until the sun comes up. Loud music, crowds, and shots are a recipe for a great night out for these people.

Body ArtTop 17%

Who says the body isn't a canvas? This population loves talking about tattoos, body art and piercings.

Nerd CultureTop 19%

These people aren't afraid to nerd out. Common activities include comic books, video games, and often intellectual pursuits.

Trend TrackersTop 20%

This population lives as fast as the culture. They like to keep up with the latest trends, especially when it comes to apparel and accessories.

HipsterTop 21%

This population swims against the tide of mainstream culture. Common interests include old music, antiques, and alternative diets (i.e., veganism).

Recent sales

What actually sold near 321 S LINCOLN AVENUE

The most comparable commercial properties that changed hands nearby. No two are identical — ask us for a full comparative analysis.

611 DRUID ROAD E UNIT 713

$320,000

611 DRUID ROAD E UNIT 713

1,996 sqft · $160/sqft · Sold Apr 24, 2025

2300 W BAY DRIVE

$450,000

2300 W BAY DRIVE

1,914 sqft · $235/sqft · Sold Aug 21, 2025

205 INDIAN ROCKS ROAD N

$656,000

205 INDIAN ROCKS ROAD N

1,824 sqft · $360/sqft · Sold May 23, 2025

Your team

The pros in your corner

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, offers, and every question about 321 S LINCOLN AVENUE — start here.

Andrew Acosta

Financing contact

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Ask about commercial financing options for 321 S LINCOLN AVENUE.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Listing courtesy of COLDWELL BANKER COMMERCIAL NRT · John Skicewicz. MLS #TB8461607.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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