13038 PASTORE COURT, SPRING HILL, FL, 34609
Active57 days on marketListed Jun 10, 2026MLS #W7886620
About this home
13038 PASTORE COURT
Buyers can assume this incredible 2.75 percent loan with approximately $296,000 remaining and 24 years left, featuring a low principal and interest payment of just $1,399.92/month. A second mortgage may be possible to cover the difference, if needed. Welcome to this stunning 3-bedroom, 2.5-bath, 2-car garage pool home situated on a quiet cul-de-sac and nestled on a spacious ½-acre homesite in the highly desirable, deed-restricted, gated community of Sand Ridge. With over 2,700 square feet of living space, this ONE OF A KIND former model home was built by Pastore Homes and showcases exceptional quality and upgrades throughout. The thoughtfully designed floor plan features a luxurious first-floor primary suite, a spacious great room with triple sliding glass doors opening to the pool and oversized lanai, and a formal dining room that can also serve as a home office. The gourmet kitchen is a chef’s dream, offering rich wood cabinetry, granite countertops, a center island, stainless steel appliances, and a bright breakfast nook. Upstairs, you'll find two oversized bedrooms, a full bathroom, and a large theater room that can easily be converted into a fourth bedroom, media room, or family room to fit your needs. Additional highlights include: Two separate A/C systems for maximum comfort Surround sound system Security alarm system Irrigation well for sprinklers Beautiful screened pool and lanai area Low HOA fees Conveniently located near the Suncoast Parkway, providing quick access to Tampa, shopping, dining, and local amenities. This exceptional home offers luxury, space, and a RARE unbeatable assumable mortgage opportunity. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,760
Sqft
0.5 ac
Lot size
2
Garage
2005
Year built
Two
Levels
$154
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,249 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,249/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.4%
$/sqft vs Spring Hill actives
$154 vs $192
Days on market
57 vs 41 typical
Where $154/sqft sits among the 400 Spring Hill actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Spring Hill
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Spring Hill. See the full Spring Hill guide →
SPRING HILL 34609 — neighborhood snapshot
Population
46,066
Median age
44.8
Median income
$79,284
Median home value
$275,900
Avg household
2.7
Households w/ children
5,105
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Spring Hill market
$320K → $325K
Spring Hill median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
213 of 400
Spring Hill actives have cut their price
Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 25% above the SPRING HILL 34609 median. See the full Spring Hill market guide →
Paper trail
This home's history
Reality check
What actually sold near 13038 PASTORE COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$360,000
4771 SAND RIDGE BOULEVARD · same community
4 bd · 2 ba · 2,398 sqft · $150/sqft · 35 DOM
Sold · May ’26$473,500
13097 PASTORE COURT · same community
3 bd · 3 ba · 2,398 sqft · $197/sqft · 139 DOM
Sold · Jul ’26$550,467
12671 GENOVESA LOOP
4 bd · 3 ba · 2,751 sqft · $200/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 13038 PASTORE COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13038 PASTORE COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
13038 PASTORE COURT FAQs
What would the monthly payment be for 13038 PASTORE COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,249/mo — principal and interest, the actual property-tax bill, the $33/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 13038 PASTORE COURT?+
The association fee works out to $33 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 13038 PASTORE COURT?+
The most recent tax bill on record (2025) was $4,395. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 13038 PASTORE COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Spring Hill?+
At $424,900, this home is listed about 24% above the Spring Hill median of $342,900. The market section on this page shows how the area is trending.
Which schools are assigned to 13038 PASTORE COURT?+
Powell Middle School (middle), Central High School (high), Pine Grove Elementary School (elementary) — Hernando County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$424,900 runs 25% above the SPRING HILL 34609 median — but at 2,760 sqft it's also 55% larger than the typical Spring Hill listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $445,000, now $424,900 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SIRROM REALTY LLC · Keith Morris. MLS #W7886620.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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