3656 OBSIDIAN DRIVE, SPRING HILL, FL, 34609
Active10 days on marketListed Jul 13, 2026MLS #TB8522794
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About this home
3656 OBSIDIAN DRIVE
Under Construction. Pulte Homes is Selling in Caldera! Caldera features new homes ideally located in Spring Hill, FL, minutes from the Suncoast Parkway, US-41, US-19, and Florida's beautiful Nature Coast. This Pulte Homes community offers resort-style amenities, including a clubhouse, pool, playground, sports courts, game room, and so much more. Featuring the new consumer-inspired Astoria floor plan with a single-story, open-concept home design, this home has the layout you’ve been looking for. The designer kitchen showcases a center island with a large single bowl sink, white cabinets, quartz countertops with a 3"x6" subway tile backsplash, a large pantry, and Whirlpool stainless steel appliances including a dishwasher, refrigerator, microwave, and range. The bathrooms have matching white cabinets and quartz countertops and a walk-in shower and dual sinks in the Owner's bath. There is luxury vinyl plank flooring in the main living areas, 18”x18” tile floor in the baths and laundry room and stain resistant carpet in the bedrooms. This home makes great use of space with a welcoming foyer, added 4th bedroom with full bath, convenient laundry room with Whirlpool washer and dryer, two secondary bedrooms, a secondary full bath, powder room, pocket sliding glass doors that open to a spacious covered lanai and a 3-car garage. Additional features and upgrades include floor outlet, polished chrome cabinet hardware, faux wood blinds and a Smart Home technology package with a video doorbell. Enjoy peace of mind with Pulte’s transferable, 10-year Limited Structural Warranty that covers materials and workmanship in the 1st year, workability of plumbing, electrical, HVAC, and other mechanical systems through the 2nd year, various types of water infiltration and internal leaks through the 5th year, and the structural integrity of the home through the 10th year. Plus, we’re currently offering limited-time incentives and below-market rates!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,223
Sqft
0.17 ac
Lot size
3
Garage
2026
Year built
One
Levels
$188
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,125 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,125/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+12.3%
$/sqft vs CALDERA PHASES 3 & 4
$188 vs $198
Days on market
10 vs 29 typical
Where $188/sqft sits among the 10 homes for sale in CALDERA PHASES 3 & 4
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Spring Hill
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Spring Hill. See the full Spring Hill guide →
SPRING HILL 34609 — neighborhood snapshot
Population
46,066
Median age
44.8
Median income
$79,284
Median home value
$275,900
Avg household
2.7
Households w/ children
5,105
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Spring Hill market
$320K → $318K
Spring Hill median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
6 of 10
CALDERA PHASES 3 & 4 have cut their price
Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 23% above the SPRING HILL 34609 median. See the full Spring Hill market guide →
Paper trail
This home's history
Reality check
What actually sold near 3656 OBSIDIAN DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$386,910
3709 OBSIDIAN DRIVE · same community
4 bd · 3 ba · 2,230 sqft · $174/sqft · 132 DOM
Sold · Mar ’26$398,660
3691 OBSIDIAN DRIVE · same community
3 bd · 3 ba · 2,230 sqft · $179/sqft · 117 DOM
Sold · Mar ’26$347,900
3760 HORNBEAM ROAD · same community
3 bd · 2.5 ba · 2,262 sqft · $154/sqft · 106 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3656 OBSIDIAN DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3656 OBSIDIAN DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3656 OBSIDIAN DRIVE FAQs
What would the monthly payment be for 3656 OBSIDIAN DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,125/mo — principal and interest, the actual property-tax bill, the $76/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3656 OBSIDIAN DRIVE?+
The association fee works out to $76 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3656 OBSIDIAN DRIVE?+
The most recent tax bill on record (2025) was $2,893. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3656 OBSIDIAN DRIVE?+
The listing reports pets: Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Spring Hill?+
At $418,390, this home is listed about 21% above the Spring Hill median of $345,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3656 OBSIDIAN DRIVE?+
Powell Middle School (middle), Central High School (high), Pine Grove Elementary School (elementary) — Hernando County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PULTE REALTY OF WEST FLORIDA LLC · Jacque Gendron. MLS #TB8522794.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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