1761 CUPECOY CIRCLE UNIT N4, LUTZ, FL, 33558
Active44 days on marketListed Jun 10, 2026MLS #W7886601
About this home
1761 CUPECOY CIRCLE UNIT N4
Beautifully updated/remodeled 2-Bed/2-Bath condo located in the gated nudist clothing-optional community of Paradise Lakes. This lovely light and bright home has a contemporary feel with neutral tile/laminate flooring and colors throughout. The kitchen features all new cabinets, granite counter/breakfast bar, sink, faucet, and Samsung appliances. New fixtures, ceiling fans, and electrical outlets/switches. Other updates include a new water heater, new bath vanities, faucets, and high-boy toilets, new front door & bi-fold closet doors. This open and airy condo is freshly painted and has high volume ceilings. The living room has built-in shelving/storage and a custom motorized blind. Motorized hurricane shutters front and rear for storm protection. Check out the see-through aquarium/terrarium in the upstairs loft bedroom. Combo washer/dryer unit included for convenience. The versatile floorplan features a studio lockout with a private entrance. The studio has wall-to-wall closets, a new wall air conditioner, mini-fridge, microwave, and full bath - perfect for guests or potential rental income. Enjoy outdoor living on the new brick paver patio. Buyer is responsible for verifying all information, details and dimensions. Condo association approval of Buyer is required including application, fee, background check, orientation, and membership in a recognized nudist organization. Optional membership to Paradise Lakes Resort is not included in monthly condo association fee.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,180
Sqft
1.87 ac
Lot size
1984
Year built
Two
Levels
$202
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,752 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,752/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+11%
$/sqft vs PARADISE LAKES CONDO
$202 vs $253
Days on market
44 vs 35 typical
Where $202/sqft sits among the 13 homes for sale in PARADISE LAKES CONDO
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Paradise Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lutz. See the full Lutz guide →
Paradise Lakes — neighborhood snapshot
Population
1,656
Median age
42
Median income
$113,672
Median home value
$435,500
Avg household
3
Households w/ children
341
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lutz market
$580K → $487K
Lutz median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
6 of 13
PARADISE LAKES CONDO have cut their price
Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 36% below the LUTZ 33558 median. See the full Lutz market guide →
Paper trail
This home's history
Reality check
What actually sold near 1761 CUPECOY CIRCLE UNIT N4
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’25$219,000
2077 WETLAND POINT UNIT 1202 · same community
2 bd · 2 ba · 1,135 sqft · $193/sqft · 406 DOM
Sold · Apr ’26$245,000
20890 NEGRIL COURT UNIT R1 · same community
3 bd · 3 ba · 1,476 sqft · $166/sqft · 148 DOM
Sold · Nov ’25$240,000
1849 ABRICO DRIVE UNIT K7 · same community
3 bd · 3 ba · 1,476 sqft · $163/sqft · 20 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1761 CUPECOY CIRCLE UNIT N4 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1761 CUPECOY CIRCLE UNIT N4 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1761 CUPECOY CIRCLE UNIT N4 FAQs
What would the monthly payment be for 1761 CUPECOY CIRCLE UNIT N4?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,752/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1761 CUPECOY CIRCLE UNIT N4?+
The most recent tax bill on record (2025) was $963. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1761 CUPECOY CIRCLE UNIT N4?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lutz?+
At $238,900, this home is listed about 51% below the Lutz median of $489,999. The market section on this page shows how the area is trending.
Which schools are assigned to 1761 CUPECOY CIRCLE UNIT N4?+
Oakstead Elementary School (elementary), Sunlake High School (high), Charles S. Rushe Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the LUTZ 33558 market on paper
$238,900 is 36% below the LUTZ 33558 median of $371,750, and at $202/sqft it sits under the Lutz average of $269.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Oakstead Elementary School, Sunlake High School, Charles S. Rushe Middle School — Oakstead Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of EXCEPTIONAL REAL ESTATE · Jill Reid. MLS #W7886601.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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