David Ramirez
$2,495,000$2,699,9994 bd4 ba3,669 sqft$680 /sqft$16,264 /mo all-in ↓

811 BIRDIE WAY, APOLLO BEACH, FL, 33572

Active45 days on marketListed Jun 10, 2026MLS #W7886580

Reduced $205KWaterfrontPrivate poolSingle Family ResidenceA RESUB OF A POR OF APOLLO

About this home

811 BIRDIE WAY

Welcome to 811 Birdie Way, a stunning custom-built waterfront residence offering the ultimate Apollo Beach boating lifestyle. Built in 2016 and thoughtfully enhanced throughout, this energy-efficient Florida-style home features 4 bedrooms, 4 full baths, a dedicated office, and approximately 3,700 square feet of beautifully designed living space on a rare 100-foot-wide deep water homesite. What truly sets this property apart is the opportunity to purchase the fenced and gated vacant lot directly across the street. The vacant lot is .29A. Thus providing a unique opportunity for additional recreation space, a secure area for pets to roam, or convenient storage for boats, trailers, RVs, and other toys. Combined with the waterfront homesite, this creates an exceptional amount of usable property rarely found in Apollo Beach. Best of all, there are NO HOA or CDD fees. Inside, you’ll appreciate the exceptional craftsmanship, custom built-ins, and expansive water views from multiple rooms throughout the home. Recent upgrades include new PGT impact windows and doors (2025), offering enhanced storm protection, energy efficiency, and abundant natural light. Exterior freshly painted (2025). The finished 3-car garage features custom cabinetry and a golf simulator setup, creating the perfect space for hobbies, storage, and entertainment. Designed for seamless indoor-outdoor living, the fenced backyard showcases breathtaking basin views, a saltwater pool with water feature, and an expansive patio that spans nearly the entire width of the property. Boating enthusiasts will appreciate the impressive U-shaped dock complete with a 43’ x 17’ covered 20,000-pound lift, two PWC swivel lifts, and dredging completed in 2022 to maximize water depth and vessel accessibility. Whether you're entertaining by the pool, enjoying the golf simulator, or cruising out to Tampa Bay from your private dock, 811 Birdie Way is designed to embrace every aspect of the waterfront lifestyle. With direct deep water access, extensive upgrades, NO HOA or CDD fees, and the rare opportunity to acquire the fenced and gated vacant lot across the street, this one-of-a-kind property offers a level of freedom and versatility seldom found in today's market. Blending luxury, convenience, and exceptional boating amenities, this is coastal Florida living at its finest.

Facts & features

The home at a glance

4

Bedrooms

4

Bathrooms

3,669

Sqft

0.29 ac

Lot size

3

Garage

2015

Year built

One

Levels

$680

Per sqft

Private poolWaterfrontFireplaceWater viewNegotiable

Inside

FlooringTile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Freezer · Microwave · Range · Range Hood · Refrigerator · Washer · Wine Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Crown Molding · Dry Bar · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Primary Bedroom Main Floor · Solid Wood Cabinets · Stone Counters · Thermostat · Tray Ceiling(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingElectric
FurnishedNegotiable

Outside & construction

RoofMetal
ConstructionStucco
FoundationSlab
ViewWater
FacesEast
ExteriorFrench Doors · Irrigation System · Lighting · Outdoor Grill · Outdoor Kitchen · Private Entrance · Private Mailbox · Private Yard · Rain Gutters

Community & fees

Taxes (2025)$20,468/yr

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Sprinkler Meter · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$16,264 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$13,463
PMI (est., until 20% equity)$936
Property tax — 2025 actual bill$1,706
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $249,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $249,500
Interest rate6.00%
Loan term

Estimated payment

$16,264/mo

Principal & interest$13,463
PMI (est., until 20% equity)$936
Property taxes (actual bill)$1,706
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $2.5M
$1.1MedgeAI estimate $1,386,890 · range $1.2M$1.5M$2.6M

vs edgeAI estimate

+79.9%

$/sqft vs Apollo Beach actives

$680 vs $227

Days on market

45 vs 56 typical

Where $680/sqft sits among the 395 Apollo Beach actives

233
75
44
29
8
6 · this home
$153–241$241–329$329–417$417–504$504–592$592+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Apollo Beach

Map of 811 BIRDIE WAY

Drive times from this address

Downtown Tampa35 min
Tampa Int’l Airport (TPA)47 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Apollo Beach. See the full Apollo Beach guide →

APOLLO BEACH 33572 — neighborhood snapshot

Population

25,045

Median age

43.8

Median income

$113,775

Median home value

$430,900

Avg household

2.59

Households w/ children

3,126

For the school run

Hillsborough County School District

ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Apollo Beach market

Seller’s marketLeans buyer7.3 months of inventoryBuyer’s market

$450K$472K

Apollo Beach median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

224 of 395

Apollo Beach actives have cut their price

Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 454% above the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $2,495,000 $205K
Jun 10, 2026Listed at $2,699,999 · 45 days on market since
2015Built · A RESUB OF A POR OF APOLLO

Reality check

What actually sold near 811 BIRDIE WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

825 BIRDIE WAYSold · Apr ’26

$1,075,000

825 BIRDIE WAY · same community

3 bd · 3 ba · 3,069 sqft · $350/sqft · 110 DOM

935 CHIPAWAY DRIVESold · May ’26

$1,650,000

935 CHIPAWAY DRIVE · same community

4 bd · 5 ba · 4,704 sqft · $351/sqft · 320 DOM

914 CHIPAWAY DRIVESold · May ’26

$940,000

914 CHIPAWAY DRIVE · same community

4 bd · 2 ba · 1,930 sqft · $487/sqft · 127 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 811 BIRDIE WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 811 BIRDIE WAY — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

811 BIRDIE WAY FAQs

What would the monthly payment be for 811 BIRDIE WAY?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $16,264/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 811 BIRDIE WAY?+

The most recent tax bill on record (2025) was $20,468. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Apollo Beach?+

At $2,495,000, this home is listed about 409% above the Apollo Beach median of $490,000. The market section on this page shows how the area is trending.

Which schools are assigned to 811 BIRDIE WAY?+

Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$2,495,000 runs 454% above the APOLLO BEACH 33572 median — but at 3,669 sqft it's also 73% larger than the typical Apollo Beach listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03The price has already moved

Listed at $2,699,999, now $2,495,000 — a $205K cut. The full history is in the market section below.

Listing courtesy of CHARLES RUTENBERG REALTY INC · Mark Leathers. MLS #W7886580.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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