David Ramirez
$1,699,0004 bd2.5 ba3,209 sqft$529 /sqft$11,960 /mo all-in ↓

807 CHIPAWAY DRIVE, APOLLO BEACH, FL, 33572

Active39 days on marketListed Jun 11, 2026MLS #G5113465

WaterfrontPrivate poolSingle Family ResidenceA RESUB OF A POR OF APOLLO

About this home

807 CHIPAWAY DRIVE

Experience exceptional waterfront living in the heart of Apollo Beach. Perfectly positioned on a deep-water canal with quick access to Tampa Bay and no fixed bridges, this beautifully updated 4-bedroom, 2.5-bath residence offers the ideal blend of boating lifestyle and everyday comfort. Inside, you'll find a thoughtfully remodeled interior featuring an updated kitchen with modern finishes, renovated bathrooms, and spacious living areas designed for both entertaining and relaxation. Large windows and waterfront views create a seamless connection between the indoors and the coastal setting beyond. Step outside to enjoy your private waterfront retreat, where dolphins and manatees are frequent visitors along the seawall and dock. The deep-water canal is suitable for a variety of vessels, including sailboats, making this an excellent opportunity for boating enthusiasts seeking convenient access to Tampa Bay and the Gulf beyond. Car collectors, hobbyists, and boating enthusiasts will appreciate the impressive garage space, including a 4-car garage plus an additional rear-access garage that provides convenient storage and access for waterfront equipment and gear. Between the garage and pool area, a versatile flex space currently serves as a gym and can easily accommodate a variety of lifestyle needs. The outdoor living area is designed to maximize Florida waterfront living, featuring a pool, generous deck space, and multiple areas to gather while enjoying water views and coastal breezes. Located in a well-established waterfront community with no HOA and no CDD fees, this property offers the freedom to enjoy the Florida lifestyle without additional community restrictions. Conveniently located near shopping, dining, parks, and major commuter routes, this is a rare opportunity to own a move-in-ready deep-water waterfront home in Apollo Beach.

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

3,209

Sqft

0.28 ac

Lot size

4

Garage

1995

Year built

Three Or More

Levels

$529

Per sqft

Private poolWaterfrontFireplaceWater viewPets allowed

Inside

FlooringCarpet · Porcelain Tile
AppliancesBuilt-In Oven · Dishwasher · Disposal · Dryer · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Central Vacuum · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Stone Counters · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Chute · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
ViewWater
FacesEast
ParkingCircular Driveway · Driveway · Garage Door Opener · Garage Faces Rear · Oversized · Underground · Workshop in Garage
ExteriorBalcony · Irrigation System · Lighting · Outdoor Shower · Rain Gutters · Sliding Doors

Community & fees

Taxes (2025)$23,948/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Phone Available · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$11,960 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$9,168
PMI (est., until 20% equity)$637
Property tax — 2025 actual bill$1,996
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $169,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $169,900
Interest rate6.00%
Loan term

Estimated payment

$11,960/mo

Principal & interest$9,168
PMI (est., until 20% equity)$637
Property taxes (actual bill)$1,996
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.7M
$1.1MedgeAI estimate $1,271,007 · range $1.2M$1.3M$1.8M

vs edgeAI estimate

+33.7%

$/sqft vs Apollo Beach actives

$529 vs $228

Days on market

39 vs 56 typical

Where $529/sqft sits among the 400 Apollo Beach actives

166
117
32
36
26
23 · this home
$153–216$216–279$279–341$341–404$404–467$467+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Apollo Beach

Map of 807 CHIPAWAY DRIVE

Drive times from this address

Tampa Int’l Airport (TPA)52 min

Get to know Apollo Beach. See the full Apollo Beach guide →

APOLLO BEACH 33572 — neighborhood snapshot

Population

25,045

Median age

43.8

Median income

$113,775

Median home value

$430,900

Avg household

2.59

Households w/ children

3,126

For the school run

Hillsborough County School District

MiddleShields Middle School★★★★
HighLennard High School★★★★★
ElementaryCypress Creek Elementary School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Apollo Beach market

Seller’s marketLeans buyer7.3 months of inventoryBuyer’s market

$450K$472K

Apollo Beach median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

223 of 400

Apollo Beach actives have cut their price

Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 278% above the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →

Paper trail

This home's history

Jun 11, 2026Listed at $1,699,000 · 39 days on market since
1995Built · A RESUB OF A POR OF APOLLO

Reality check

What actually sold near 807 CHIPAWAY DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

825 BIRDIE WAYSold · Apr ’26

$1,075,000

825 BIRDIE WAY · same community

3 bd · 3 ba · 3,069 sqft · $350/sqft · 110 DOM

914 CHIPAWAY DRIVESold · May ’26

$940,000

914 CHIPAWAY DRIVE · same community

4 bd · 2 ba · 1,930 sqft · $487/sqft · 127 DOM

935 CHIPAWAY DRIVESold · May ’26

$1,650,000

935 CHIPAWAY DRIVE · same community

4 bd · 5 ba · 4,704 sqft · $351/sqft · 320 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 807 CHIPAWAY DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 807 CHIPAWAY DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

807 CHIPAWAY DRIVE FAQs

What would the monthly payment be for 807 CHIPAWAY DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $11,960/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 807 CHIPAWAY DRIVE?+

The most recent tax bill on record (2025) was $23,948. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 807 CHIPAWAY DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Apollo Beach?+

At $1,699,000, this home is listed about 247% above the Apollo Beach median of $490,000. The market section on this page shows how the area is trending.

Which schools are assigned to 807 CHIPAWAY DRIVE?+

Shields Middle School (middle), Lennard High School (high), Cypress Creek Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of WHEATLEY REALTY GROUP · Denell Yadon. MLS #G5113465.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Apollo Beach homes, in your inbox

Like 807 CHIPAWAY DRIVE but not quite? A daily digest of every new listing in Apollo Beach — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated July 20, 2026 at 10:24 AM UTC. The listing information on this page last changed on July 20, 2026 at 10:24 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on July 20, 2026 at 10:24 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: July 20, 2026 at 10:24 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.