10928 OSCEOLA DRIVE, NEW PORT RICHEY, FL, 34654
Active78 days on marketListed May 29, 2026MLS #W7886218
About this home
10928 OSCEOLA DRIVE
HONEY, STOP THE CAR! This stunning (2026) brand-new custom-built home is the total package and sure to check every box on your wishlist! Situated on over an acre of private property, this beautifully designed 4-bedroom, 3-bathroom home offers over 3,400 sq/ft of luxurious living space, 3-car garage with custom epoxy floors. From the moment you step through the custom front doors, you’ll be captivated by the bright open floor plan, soaring ceilings, and eye-catching marble fireplace that creates the perfect centerpiece for the living space. The chef-inspired kitchen is truly a showstopper, featuring custom natural oak cabinetry, sleek quartz countertops, marble backsplash, a massive 10-foot slat wood island ideal for entertaining, and brand-new stainless steel appliances. Built with quality and style in mind, this home includes PGT hurricane-rated tinted windows throughout, elegant 8-foot interior doors, 5 1/4 baseboards, and a spacious inside laundry room. The luxurious primary suite offers private sliders leading to the backyard oasis, while the spa-like primary bathroom was meticulously designed with a freestanding soaking tub, oversized glass-enclosed shower, double vanities, and a dedicated makeup vanity area. Bedrooms 2 and 3 share a beautifully appointed guest bathroom with a garden tub, beautiful tile and light fixtures, while the 4th bedroom features its own private ensuite bathroom with gorgeous modern finishes, perfect for guests or multi-generational living. Step outside through the brand-new hurricane-rated sliding doors to your covered lanai overlooking endless green space with unlimited potential to create the backyard of your dreams. Brand new well 210ft deep (2026) NO HOA, NO CDD, NO FLOOD INSURANCE REQUIRED! White picket fence to separate property! Enjoy all the benefits of brand-new construction combined with the peace, privacy, and space of over an acre of land. This home truly is your dream oasis! Great location near restaurants, shopping, and entertainment! Do not miss out on your opportunity to own this truly stunning custom-built, brand new construction home without the wait!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
3,423
Sqft
1.04 ac
Lot size
3
Garage
2026
Year built
One
Levels
$248
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,157 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,157/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+70.1%
$/sqft vs OSCEOLA HEIGHTS
$248 vs $331
Days on market
78 vs 52 typical
Where $248/sqft sits among the 6 homes for sale in OSCEOLA HEIGHTS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside New Port Richey
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Port Richey. See the full New Port Richey guide →
NEW PORT RICHEY 34654 — neighborhood snapshot
Population
24,357
Median age
44.4
Median income
$64,210
Median home value
$257,500
Avg household
2.55
Households w/ children
2,304
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Port Richey market
$280K → $270K
New Port Richey median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
4 of 6
OSCEOLA HEIGHTS have cut their price
Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 359% above the NEW PORT RICHEY 34654 median. See the full New Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 10928 OSCEOLA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$850,000
10837 OSCEOLA DRIVE · same community
5 bd · 3 ba · 4,774 sqft · $178/sqft · 88 DOM
Sold · May ’26$395,000
9251 STAR TRAIL · same community
3 bd · 2 ba · 1,580 sqft · $250/sqft · 50 DOM
Sold · May ’26$299,999
10821 CANDY LANE · same community
2 bd · 1 ba · 1,150 sqft · $261/sqft · 12 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10928 OSCEOLA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10928 OSCEOLA DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
10928 OSCEOLA DRIVE FAQs
What would the monthly payment be for 10928 OSCEOLA DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,157/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 10928 OSCEOLA DRIVE?+
The most recent tax bill on record (2025) was $1,169. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10928 OSCEOLA DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Port Richey?+
At $849,000, this home is listed about 198% above the New Port Richey median of $284,900. The market section on this page shows how the area is trending.
Which schools are assigned to 10928 OSCEOLA DRIVE?+
Moon Lake Elementary School (elementary), River Ridge Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Cortney Bain. MLS #W7886218.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New New Port Richey homes, in your inbox
Like 10928 OSCEOLA DRIVE but not quite? A daily digest of every new listing in New Port Richey — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →