
10744 OSCEOLA DRIVE, NEW PORT RICHEY, FL, 34654
Active53 days on marketListed Jun 22, 2026MLS #TB8521645
About this home
10744 OSCEOLA DRIVE
SELLER WILL CONTRIBUTE $10,000 TOWARDS BUYERS CLOSING COST AND PRE PAIDS. If you've been searching for a home with some land, storage, an outdoor kitchen and a saltwater pool then this is it. No HOA, no CDD fees, and not in a flood zone. Sitting on nearly 2 acres, this property features a new 30x50x20 metal building built in 2025 with a concrete floor and four roll-up doors — including a 14-foot door and three 12-foot doors — making it ideal for a contractor, car enthusiast, or anyone who needs serious space to work and store equipment. And when the workday is done, you've got a great 3-bedroom, 2.5-bath home with a saltwater pool waiting for you. Inside, you'll find no carpet anywhere. Ceramic tile runs through all the main living areas, kitchen, and bathrooms, with laminate flooring in each bedroom. The kitchen has been updated with newer cabinets and LG stainless steel appliances. All three bedrooms are well-sized with walk-in closets. The primary suite features a walk-in shower, while the secondary bath offers a tub/shower combo. The indoor laundry room is generously sized, and the home includes a whole-house water filtration system. Out back, a large, covered patio leads to an outdoor kitchen with a wood/charcoal pizza oven — great for entertaining. The screened, in-ground saltwater pool has a newly replaced saltwater cell and is enclosed by a pool cage. There's also an outdoor half-bath conveniently located poolside. For storage and workspace, the property really stands out. A 30x50x20 metal barn with a concrete floor and four roll-up doors — one 14-foot and three 12-foot — gives you room for equipment, RV, vehicles, or whatever your needs call for. A secondary outdoor workshop adds even more utility. The well and bladder tank were both replaced in 2025. This is a solid, move-in ready home with the kind of outdoor space and infrastructure that's hard to find.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,692
Sqft
1.84 ac
Lot size
2
Garage
1968
Year built
One
Levels
$331
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,231 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,231/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+103%
$/sqft vs New Port Richey actives
$331 vs $203
Days on market
53 vs 53 typical
Where $331/sqft sits among the 400 New Port Richey actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside New Port Richey
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Port Richey. See the full New Port Richey guide →
NEW PORT RICHEY 34654 — neighborhood snapshot
Population
24,357
Median age
44.4
Median income
$64,210
Median home value
$257,500
Avg household
2.55
Households w/ children
2,304
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Port Richey market
$280K → $260K
New Port Richey median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
245 of 400
New Port Richey actives have cut their price
Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 203% above the NEW PORT RICHEY 34654 median. See the full New Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 10744 OSCEOLA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$395,000
9251 STAR TRAIL · same community
3 bd · 2 ba · 1,580 sqft · $250/sqft · 50 DOM
Sold · May ’26$299,999
10821 CANDY LANE · same community
2 bd · 1 ba · 1,150 sqft · $261/sqft · 12 DOM
Sold · Mar ’26$250,000
11130 CHICAGO AVENUE · same community
2 bd · 2 ba · 906 sqft · $276/sqft · 24 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10744 OSCEOLA DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10744 OSCEOLA DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
10744 OSCEOLA DRIVE FAQs
What would the monthly payment be for 10744 OSCEOLA DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,231/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 10744 OSCEOLA DRIVE?+
The most recent tax bill on record (2025) was $6,321. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10744 OSCEOLA DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Port Richey?+
At $560,000, this home is listed about 97% above the New Port Richey median of $284,450. The market section on this page shows how the area is trending.
Which schools are assigned to 10744 OSCEOLA DRIVE?+
Moon Lake Elementary School (elementary), River Ridge Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$560,000 runs 203% above the NEW PORT RICHEY 34654 median — but at 1,692 sqft it's also 23% larger than the typical New Port Richey listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $589,900, now $560,000 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of AGILE GROUP REALTY · Todd Griffin. MLS #TB8521645.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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