David Ramirez
$49,900≈$514 /mo all-in ↓

11939 BEMONT AVENUE, NEW PORT RICHEY, FL, 34654

Active92 days on marketListed May 15, 2026MLS #W7885817

✦ Priced 74% below the NEW PORT RICHEY 34654 medianMOON LAKE ESTATES

About this home

11939 BEMONT AVENUE

This property is 4 lots and close to moon lake road. This provides a opportunity to build your dream home or hold on for future growth in the expanding New Port Richey area! Property has a well and utility pole on the property. Moon Lake Estates community is zoned Agricultural Residential. With no HOA, no CDD and no flood insurance needed, this location offers a peaceful, country-style setting while still keeping you close to shopping, dining, schools, hospitals, entertainment and major roadways.

Facts & features

The home at a glance

0.35 ac

Lot size

Trees/Woods view

Inside

Outside & construction

ViewTrees/Woods

Community & fees

Taxes (2025)$458/yr
CommunityLake · Park

Utilities & systems

UtilitiesElectricity Available · Utility Pole
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$514 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$294
FHA mortgage insurance (est.)$22
Property tax — 2025 actual bill$38
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $1,747Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Get my real numbersCall

Run your own numbers

Loan type
Down payment3.5% · $1,747
Interest rate6.00%
Loan term

Estimated payment

$514/mo

Principal & interest$294
FHA mortgage insurance (est.)$22
Property taxes (actual bill)$38
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Moon Lake Estates

Map of 11939 BEMONT AVENUE inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)≈ 46 min
Downtown Tampa≈ 50 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know New Port Richey. See the full New Port Richey guide →

Moon Lake Estates — neighborhood snapshot

Population

4,451

Median age

37

Median income

$43,791

Median home value

$31,361

Avg household

3

Households w/ children

385

For the school run

Pasco County School District

MiddleRiver Ridge Middle School★★★★★
ElementaryCypress Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The New Port Richey market

Seller’s marketBalanced — 5.0 months of inventoryBuyer’s market

$280K → $270K

New Port Richey median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 74% below the NEW PORT RICHEY 34654 median. See the full New Port Richey market guide →

Paper trail

This home's history

May 15, 2026Listed at $49,900 · 92 days on market since

Reality check

What actually sold near 11939 BEMONT AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9113 MYAKA STREETSold · Dec ’25

$61,900

9113 MYAKA STREET · same community

1 bd · 1 ba · 700 sqft · $88/sqft · 5 DOM

12526 LACEY DRIVESold · Jun ’26

$209,900

12526 LACEY DRIVE · same community

2 bd · 1 ba · 914 sqft · $230/sqft · 74 DOM

12634 CORONADO WAYSold · Jan ’26

$99,000

12634 CORONADO WAY · same community

3 bd · 1 ba · 924 sqft · $107/sqft · 8 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 11939 BEMONT AVENUE — start here.

CallText
david.ramirez@c21edge.com
Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 11939 BEMONT AVENUE — before you fall in love.

Get pre-approvedCall
aacosta@prmg.net

See it in person

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Straight answers

11939 BEMONT AVENUE FAQs

What would the monthly payment be for 11939 BEMONT AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $514/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 11939 BEMONT AVENUE?+

The most recent tax bill on record (2025) was $458. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in New Port Richey?+

At $49,900, this home is listed about 82% below the New Port Richey median of $284,900. The market section on this page shows how the area is trending.

Which schools are assigned to 11939 BEMONT AVENUE?+

River Ridge Middle School (middle), Cypress Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.

Keep looking

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12914 MIDVALE AVENUE

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12914 MIDVALE AVENUE, NEW PORT RICHEY

12272 LACEY DRIVE

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12272 LACEY DRIVE, NEW PORT RICHEY

12629 LACEY DRIVE

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12629 LACEY DRIVE, NEW PORT RICHEY

Listing courtesy of RE/MAX CHAMPIONS · Tom Wibirt. MLS #W7885817.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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