12914 MIDVALE AVENUE, NEW PORT RICHEY, FL, 34654
Active484 days on marketListed Apr 15, 2025MLS #W7874568
About this home
12914 MIDVALE AVENUE
Build your dream home on this wooded and expansive 3.95 total acreage in MOON LAKE ESTATES! Midvale Avenue is PAVED access to property! 2 lots combined to one sale! Clear a few trees and you're ready to go! Back road access also, but not paved at Ocasta . You’ll enjoy the seclusion and privacy that comes with owning this large parcel of land in this quiet,nature setting, while still being conveniently close to the amenities you need. This property comprises two adjacent parcels sold together, providing a space for you to build your home, workshop, storage area or bring a mobile home to create a private retreat. Plus, it’s not located within an HOA, offering you greater flexibility and freedom with your property. Zoned X,A,AE, the property offers a variety of housing options, including single-family homes, mobile homes, manufactured or modular homes, and tiny homes, as long as they comply with Florida building codes. This versatility opens the door to endless possibilities, whether you’re looking for a spacious family home or a cozy getaway. Nature lovers will appreciate its proximity to Moon Lake Park and Starkey Wilderness Park area where you can enjoy fishing, boating, and scenic walks. These parks' peaceful setting are for relaxing or spending time outdoors. Additionally, the nearby town of New Port Richey offers all the shopping, dining, and services you need, while Tampa, just under an hour away, world-class entertainment and cultural attractions. If you’re searching for a private, peaceful spot to call home, this property in Moon Lake Estates is the place to build your future. Please note that while part of the property is located in a flood zone, but there is still plenty of space to build outside of this area, making it a spot for your new home or fenced shop/storage area. Buyer is responsible for all closing costs, PERC testing, and installing all utilities (electric, well & septic FEMA zones, Flood zone X within the boundary lines (to be verified by buyer with survey), A, AE. Make offer today!Motivated Seller!!
Facts & features
The home at a glance
3.95 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$613 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$613/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Moon Lake Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Port Richey. See the full New Port Richey guide →
Moon Lake Estates — neighborhood snapshot
Population
4,451
Median age
37
Median income
$43,791
Median home value
$31,361
Avg household
3
Households w/ children
385
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Port Richey market
$280K → $260K
New Port Richey median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 64% below the NEW PORT RICHEY 34654 median. See the full New Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 12914 MIDVALE AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$61,900
9113 MYAKA STREET · same community
1 bd · 1 ba · 700 sqft · $88/sqft · 5 DOM
Sold · Jun ’26$209,900
12526 LACEY DRIVE · same community
2 bd · 1 ba · 914 sqft · $230/sqft · 74 DOM
Sold · Jan ’26$99,000
12634 CORONADO WAY · same community
3 bd · 1 ba · 924 sqft · $107/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12914 MIDVALE AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12914 MIDVALE AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
12914 MIDVALE AVENUE FAQs
What would the monthly payment be for 12914 MIDVALE AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $613/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12914 MIDVALE AVENUE?+
The most recent tax bill on record (2024) was $498. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in New Port Richey?+
At $65,000, this home is listed about 77% below the New Port Richey median of $284,900. The market section on this page shows how the area is trending.
Which schools are assigned to 12914 MIDVALE AVENUE?+
River Ridge Middle School (middle), Cypress Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the NEW PORT RICHEY 34654 market on paper
$65,000 is 64% below the NEW PORT RICHEY 34654 median of $181,500.
02Time on market is leverage
484 days on market against a New Port Richey median of 51 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $89,000, now $65,000 — a $24K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY- PALM HARBOR · Judi Pobst. MLS #W7874568.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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