
2272 S TODD POINT, HOMOSASSA, FL, 34448
Active73 days on marketListed May 12, 2026MLS #W7885650
About this home
2272 S TODD POINT
Tucked away at the end of a quiet private road, this elevated waterfront retreat captures the relaxed charm of Old Florida living while offering the flexibility today’s buyers crave. Situated on TWO CANAL-FRONT LOTS with access to the stunning Homosassa River via the Halls River, this beautifully remodeled 3-bedroom, 2-bath stilt home blends coastal comfort, investment potential, and room to grow. From the moment you arrive, the inviting Florida vacation vibe sets the tone with abundant covered parking beneath the home for vehicles, boats, trailers, golf carts, and all your waterfront toys, plus an enclosed storage area for added convenience. Climb the composite board staircase with deep blue wood railing to the inviting front porcha and double door entry. Step inside and natural light pours through dramatic transom windows stretching across both peaks of the home, creating an airy, sunlit atmosphere throughout the living spaces. A large picture window frames peaceful backyard nature views, bringing the outdoors in. The thoughtfully designed split-bedroom floor plan offers ideal owner privacy, while the spacious primary suite features a walk-in closet, jetted soaking tub, and separate shower for a spa-like retreat. The upper loft adds incredible versatility as a bonus room, game area, office, or additional sleeping space for larger gatherings and vacation guests. Outside, enjoy your floating dock with easy boating access to the river, springs, restaurants, and Gulf waters beyond. The additional unimproved corner lot offers rare flexibility—preserve it for added privacy, expand outdoor entertaining, or develop for future possibilities. With no deed restrictions, this property also presents an exceptional opportunity for personal enjoyment, seasonal escapes, or short-term rental income potential. Quiet, private, and surrounded by nature, this is the kind of waterfront property people come to Florida hoping to find.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,960
Sqft
0.3 ac
Lot size
2004
Year built
Two
Levels
$232
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,665 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,665/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+30.2%
$/sqft vs Homosassa actives
$232 vs $175
Days on market
73 vs 41 typical
Where $232/sqft sits among the 222 Homosassa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Homosassa
Get to know Homosassa. See the full Homosassa guide →
HOMOSASSA 34448 — neighborhood snapshot
Population
10,741
Median age
56
Median income
$47,526
Median home value
$166,000
Avg household
2.28
Households w/ children
866
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Homosassa market
$299K → $302K
Homosassa median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
107 of 222
Homosassa actives have cut their price
Median sold price, Homosassa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 92% above the HOMOSASSA 34448 median. See the full Homosassa market guide →
Paper trail
This home's history
Reality check
What actually sold near 2272 S TODD POINT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$160,000
3160 S VISCARIA WAY
3 bd · 2 ba · 1,512 sqft · $106/sqft · 151 DOM
Sold · Nov ’25$182,000
8473 W ELOSSA COURT
3 bd · 2 ba · 1,294 sqft · $141/sqft · 177 DOM
Sold · Mar ’26$135,000
8434 W ELOSSA COURT
3 bd · 2 ba · 1,248 sqft · $108/sqft · 21 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2272 S TODD POINT — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2272 S TODD POINT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2272 S TODD POINT FAQs
What would the monthly payment be for 2272 S TODD POINT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,665/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2272 S TODD POINT?+
The most recent tax bill on record (2025) was $7,504. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2272 S TODD POINT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Homosassa?+
At $455,000, this home is listed about 30% above the Homosassa median of $350,250. The market section on this page shows how the area is trending.
Which schools are assigned to 2272 S TODD POINT?+
Rock Crusher Elementary School (elementary), Crystal River Middle School (middle), Crystal River High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$455,000 runs 92% above the HOMOSASSA 34448 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $470,000, now $455,000 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Ruth Squires. MLS #W7885650.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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