6806 S HOLLY OAK POINT, HOMOSASSA, FL, 34448
Active446 days on marketListed May 17, 2025MLS #G5097083
About this home
6806 S HOLLY OAK POINT
Beautifully and extensively renovated 3-bedroom 2-bath waterfront home on Mason Creek in Homosassa! Enjoy canal frontage that puts you just minutes away from some of the best backwater fishing and scalloping in Florida. This remodel includes luxury vinyl plank flooring throughout, a brand-new on-demand hot water heater, and new ceiling fans with recessed lighting in every room. Owner upgrades include Argon Insulated storm resistant windows throughout the home and back Lanai. The gorgeous kitchen features new soft-close cabinets, new quartz countertops, new stainless steel appliances, Pot Filler Faucet over the stove and an island perfect for entertaining. The primary suite offers a beautiful en-suite bath complete with a new tiled shower, vanity, and modern lighting. Relax and unwind on the lanai, where you can enjoy watching otters and manatees play right from your backyard. Owner has recently replaced and stained the wood on the dock! Located in a golf cart–friendly community, you can easily explore local attractions and enjoy waterfront dining with a view of Monkey Island. With no HOA restrictions and approval for short-term rentals, this property provides excellent flexibility as a full-time residence, vacation home, or investment opportunity. Don’t miss your chance to experience the charm and beauty of waterfront living in Homosassa. Schedule your private showing today! All information recorded in the MLS is intended to be accurate but should be independently verified by the buyer and their agent.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,322
Sqft
0.17 ac
Lot size
1
Garage
1980
Year built
One
Levels
$359
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,168 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,168/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−9%
$/sqft vs Homosassa actives
$359 vs $178
Days on market
446 vs 54 typical
Where $359/sqft sits among the 224 Homosassa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Homosassa
Get to know Homosassa. See the full Homosassa guide →
HOMOSASSA 34448 — neighborhood snapshot
Population
10,741
Median age
56
Median income
$47,526
Median home value
$166,000
Avg household
2.28
Households w/ children
866
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Homosassa market
$314K → $303K
Homosassa median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
111 of 224
Homosassa actives have cut their price
Median sold price, Homosassa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 104% above the HOMOSASSA 34448 median. See the full Homosassa market guide →
Paper trail
This home's history
Reality check
What actually sold near 6806 S HOLLY OAK POINT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$50,000
10840 W PALMETTO STREET
3 bd · 1 ba · 1,282 sqft · $39/sqft · 246 DOM
Sold · Jan ’26$135,000
12251 W RED MAPLE STREET
2 bd · 1 ba · 1,200 sqft · $113/sqft · 343 DOM
Sold · Feb ’26$625,000
11571 W CLAYTON DRIVE
2 bd · 2.5 ba · 1,457 sqft · $429/sqft · 39 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6806 S HOLLY OAK POINT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6806 S HOLLY OAK POINT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
6806 S HOLLY OAK POINT FAQs
What would the monthly payment be for 6806 S HOLLY OAK POINT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,168/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 6806 S HOLLY OAK POINT?+
The most recent tax bill on record (2024) was $27. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6806 S HOLLY OAK POINT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Homosassa?+
At $474,900, this home is listed about 36% above the Homosassa median of $349,900. The market section on this page shows how the area is trending.
Which schools are assigned to 6806 S HOLLY OAK POINT?+
Rock Crusher Elementary School (elementary), Crystal River Middle School (middle), Crystal River High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$474,900 runs 104% above the HOMOSASSA 34448 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
446 days on market against a Homosassa median of 54 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $498,000, now $474,900 — a $23K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of HARRISON REAL PROPERTY GROUP · Rex Rutledge. MLS #G5097083.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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