
11436 W CLUBVIEW DRIVE, HOMOSASSA, FL, 34448
Active170 days on marketListed Feb 21, 2026MLS #W7883262
About this home
11436 W CLUBVIEW DRIVE
Offering an unbeatable value for direct waterfront living, this 2 story, 3 bed, 2.5 bath, deep water canal home is located in Homosassa's premier Riverhaven Village. What a magnificent place to live, or use as a great rental investment. Enjoy no bridge access (river (1/2 mi), springs (3 mi), gulf (5 mi), from your backyard featuring a 15,000 lb Neptune elevator boat lift, large composite dock, 2 fresh water sources, & cleaning station. The outdoor space boasts 2 screened patios, Pilot Rock charcoal grill, telescopic 20' flagpole, paver 6 vehicle drive that extends along side of home & opens up to 40' of backyard waterfront living. Mature landscape & irrigation system makes this home virtually maintenance free. Inside this immaculately kept home is a family room w/vaulted ceiling & large windows, 2 add'l living spaces, one of which showcases canal views & access to patio w/sliders. Primary suite is newly updated & also has patio access. There's an updated 1/2 bath; perfect for day guests, kitchen featuring GE appliance suite w/2 ice makers, cedar lined closet, & quaint extra space for office/craft room. Upstairs, an open balcony w/linen closet, 2nd full ensuite, & 3rd bedroom w/amazing water views. Add'l upgrades include hurricane rated garage door/belt driven opener, new gutters, aluminum fascia, & downspouts, professionally painted exterior w/Sherwin Williams Duration, architectural roof, LED lighting, tile floors downstairs, premium carpet upstairs, closet systems, & new 6'' baseboards downstairs for a modern, coastal feel. By boat, golf cart, bike, or car, explore local hangouts like Crump's, MacRae's, The Freezer, the springs or Gulf, just minutes away! It's all waiting for you to enjoy right now! No need to wait around for permits or installs on a dock or boat lift; just bring your boat, day one! This property is truly a boater's paradise! Schedule a private showing today!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,670
Sqft
0.16 ac
Lot size
2
Garage
1985
Year built
Two
Levels
$314
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,891 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,891/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+38%
$/sqft vs RIVERHAVEN VILLAGE
$314 vs $277
Days on market
170 vs 60 typical
Where $314/sqft sits among the 15 homes for sale in RIVERHAVEN VILLAGE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Homosassa
Get to know Homosassa. See the full Homosassa guide →
HOMOSASSA 34448 — neighborhood snapshot
Population
10,741
Median age
56
Median income
$47,526
Median home value
$166,000
Avg household
2.28
Households w/ children
866
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Homosassa market
$314K → $303K
Homosassa median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
9 of 15
RIVERHAVEN VILLAGE have cut their price
Median sold price, Homosassa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 138% above the HOMOSASSA 34448 median. See the full Homosassa market guide →
Paper trail
This home's history
Reality check
What actually sold near 11436 W CLUBVIEW DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$680,000
11579 W ROSA COURT · same community
3 bd · 2 ba · 1,652 sqft · $412/sqft · 9 DOM
Sold · Dec ’25$595,000
5264 S SPY GLASS POINT · same community
3 bd · 2 ba · 1,758 sqft · $338/sqft · 171 DOM
Sold · Aug ’25$220,000
11511 W RIVERHAVEN DRIVE · same community
2 bd · 2 ba · 1,493 sqft · $147/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 11436 W CLUBVIEW DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11436 W CLUBVIEW DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
11436 W CLUBVIEW DRIVE FAQs
What would the monthly payment be for 11436 W CLUBVIEW DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,891/mo — principal and interest, the actual property-tax bill, the $17/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 11436 W CLUBVIEW DRIVE?+
The association fee works out to $17 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 11436 W CLUBVIEW DRIVE?+
The most recent tax bill on record (2025) was $4,770. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 11436 W CLUBVIEW DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Homosassa?+
At $524,000, this home is listed about 50% above the Homosassa median of $348,975. The market section on this page shows how the area is trending.
Which schools are assigned to 11436 W CLUBVIEW DRIVE?+
Rock Crusher Elementary School (elementary), Crystal River Middle School (middle), Crystal River High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$524,000 runs 138% above the HOMOSASSA 34448 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
170 days on market against a Homosassa median of 60 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $549,000, now $524,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SOUTHERN COAST TO COUNTRY RLTY · FRANCES Cisek. MLS #W7883262.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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