5012 S DEEP WATER POINT, HOMOSASSA, FL, 34448
Active129 days on marketListed Mar 25, 2026MLS #TB8489765
About this home
5012 S DEEP WATER POINT
Experience Fishermans Paradise in this stunning waterfront home nestled in one of the area’s most sought-after communities along the Homosassa River. Boating enthusiasts will fall in love with the private boat ramp right in your backyard, complete with a boat dock and lift—making days on the water effortless and just a 5-minute ride to open river adventures. Large fenced yard, 2 car garage, Party size lanai. Step inside to discover a crisp, light-filled interior featuring skylights, beautiful tile flooring, a cozy fireplace, and a thoughtfully updated owner’s suite with modern finishes and upgrades throughout. New Stainless Steel appliances in the open kitchen. Every detail has been designed to create a fresh, inviting, and move-in-ready retreat. Beyond your doorstep, enjoy a vibrant golf cart-friendly community offering —tennis, pickleball, fishing, a COMMUNITY POOL, and even a dedicated DOG PARK. The active clubhouse hosts regular social gatherings, creating the perfect setting to connect, unwind, and embrace the waterfront lifestyle. This is more than a home—it’s a boater’s paradise and a social haven, all wrapped into one exceptional property. One or more photos has been virually staged.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,020
Sqft
0.41 ac
Lot size
2
Garage
1980
Year built
One
Levels
$267
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,994 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,994/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+33.6%
$/sqft vs RIVERHAVEN VILLAGE
$267 vs $328
Days on market
129 vs 41 typical
Where $267/sqft sits among the 14 homes for sale in RIVERHAVEN VILLAGE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Homosassa
Get to know Homosassa. See the full Homosassa guide →
HOMOSASSA 34448 — neighborhood snapshot
Population
10,741
Median age
56
Median income
$47,526
Median home value
$166,000
Avg household
2.28
Households w/ children
866
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Homosassa market
$299K → $302K
Homosassa median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
8 of 14
RIVERHAVEN VILLAGE have cut their price
Median sold price, Homosassa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 130% above the HOMOSASSA 34448 median. See the full Homosassa market guide →
Paper trail
This home's history
Reality check
What actually sold near 5012 S DEEP WATER POINT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$465,000
11631 W CLUBVIEW DRIVE · same community
3 bd · 2 ba · 2,034 sqft · $229/sqft · 83 DOM
Sold · Sep ’25$575,000
11894 W RIVERHAVEN DRIVE · same community
3 bd · 3 ba · 2,184 sqft · $263/sqft · 0 DOM
Sold · Jul ’26$310,000
5060 S STETSON POINT DRIVE · same community
3 bd · 2 ba · 2,186 sqft · $142/sqft · 87 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5012 S DEEP WATER POINT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5012 S DEEP WATER POINT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5012 S DEEP WATER POINT FAQs
What would the monthly payment be for 5012 S DEEP WATER POINT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,994/mo — principal and interest, the actual property-tax bill, the $15/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5012 S DEEP WATER POINT?+
The association fee works out to $15 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5012 S DEEP WATER POINT?+
The most recent tax bill on record (2025) was $4,818. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5012 S DEEP WATER POINT?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Homosassa?+
At $539,900, this home is listed about 54% above the Homosassa median of $350,250. The market section on this page shows how the area is trending.
Which schools are assigned to 5012 S DEEP WATER POINT?+
Rock Crusher Elementary School (elementary), Crystal River Middle School (middle), Crystal River High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$539,900 runs 130% above the HOMOSASSA 34448 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
129 days on market against a Homosassa median of 41 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $599,000, now $539,900 — a $59K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COMPASS FLORIDA LLC · Sarita Harty. MLS #TB8489765.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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