David Ramirez
$685,000$694,0003 bd3 ba2,186 sqft$313 /sqft$4,265 /mo all-in ↓

8212 HAYWARD LANE, PORT RICHEY, FL, 34668

Active93 days on marketListed May 9, 2026MLS #W7885624

Reduced $9KWaterfrontSingle Family ResidenceHAYWARD & MILES SUB

About this home

8212 HAYWARD LANE

Waterfront - Gulf access, Experience the ultimate Florida waterfront lifestyle in this exceptional 3-bedroom, 3-bath residence nestled along the protected waters of Miller’s Bayou. Situated on an oversized 1.5-lot homesite with a city park bordering the south side, this property offers a combination of privacy, space, and boating convenience rarely found in today’s market. Designed for those who appreciate life on the water, the protected harbor and private dockage can accommodate vessels of almost any size while providing the security and calm waters boaters desire. Spend your days fishing, cruising the Gulf, or even water-skiing right from your own backyard in beautiful Port Richey, Florida. Inside, the home has been thoughtfully updated with a new roof and air cond in 2025, along with recently installed kitchen cabinetry, new appliances, and fresh interior and exterior paint. The spacious second floor overlooks the bayou and Gulf waters beyond, featuring a large bedroom, private bath, bonus room, and balcony that could easily serve as an in-law suite or private guest retreat. Outdoor living and storage possibilities abound with a detached garage, workshop area, additional marina storage shed, golf cart parking, and room for multiple vehicles. A covered two-car carport plus detached garage space provide ample room for cars, recreational vehicles, boats, golf carts, or even RV storage right at home in this golf-cart-friendly community. The balcony looks west for those great sunsets nightly. View the great white egrets fishing and the mullet jumping in this old Florida setting. Located just a few blocks from popular waterfront dining, shopping, entertainment, and endless outdoor recreation, this one-of-a-kind bayou property delivers the true essence of upscale coastal living. Bring your boats, toys, and sense of adventure — this is a special waterfront retreat where every day is a vacation day.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,186

Sqft

0.28 ac

Lot size

2

Garage

1960

Year built

Two

Levels

$313

Per sqft

WaterfrontFireplaceWater viewNegotiable

Inside

FlooringCeramic Tile
AppliancesBuilt-In Oven · Dishwasher · Disposal · Electric Water Heater · Exhaust Fan · Microwave · Range · Range Hood · Refrigerator
InteriorCeiling Fan(s) · High Ceilings · Primary Bedroom Main Floor · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air · Zoned
HeatingCentral · Electric · Heat Pump
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Concrete
FoundationBlock · Slab
ViewWater
FacesWest
ParkingBoat · Covered · Golf Cart Garage · Guest · RV Carport · RV Garage · Workshop in Garage
ExteriorAwning(s) · Balcony · Private Mailbox · Private Yard

Community & fees

Taxes (2025)$1,820/yr

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Fire Hydrant · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,265 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,696
PMI (est., until 20% equity)$257
Property tax — 2025 actual bill$152
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $68,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $68,500
Interest rate6.00%
Loan term

Estimated payment

$4,265/mo

Principal & interest$3,696
PMI (est., until 20% equity)$257
Property taxes (actual bill)$152
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Port Richey actives

$313 vs $191

Days on market

93 vs 40 typical

Where $313/sqft sits among the 329 Port Richey actives

57
66
104
54
21
27 · this home
$109–143$143–177$177–211$211–245$245–279$279+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Port Richey

Map of 8212 HAYWARD LANE

Drive times from this address

Tampa Int’l Airport (TPA)51 min
Downtown Tampa55 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Port Richey. See the full Port Richey guide →

PORT RICHEY 34668 — neighborhood snapshot

Population

48,025

Median age

42.2

Median income

$45,760

Median home value

$168,800

Avg household

2.32

Households w/ children

5,000

For the school run

Pasco County School District

ElementaryRichey Elementary School★★★★★
MiddleGulf Middle School★★★★
HighGulf High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Port Richey market

Seller’s marketLeans seller4.4 months of inventoryBuyer’s market

$229K$229K

Port Richey median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

176 of 329

Port Richey actives have cut their price

Median sold price, Port Richey, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 182% above the PORT RICHEY 34668 median. See the full Port Richey market guide →

Paper trail

This home's history

CurrentPrice reduced to $685,000 $9K
May 9, 2026Listed at $694,000 · 93 days on market since
1960Built · HAYWARD & MILES SUB

Reality check

What actually sold near 8212 HAYWARD LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7213 JASMIN DRIVESold · Feb ’26

$257,500

7213 JASMIN DRIVE

4 bd · 3 ba · 2,264 sqft · $114/sqft · 0 DOM

7213 JASMIN DRIVESold · Jul ’26

$470,000

7213 JASMIN DRIVE

4 bd · 3 ba · 2,264 sqft · $208/sqft · 42 DOM

7041 MORNINGSTAR LANESold · Mar ’26

$555,000

7041 MORNINGSTAR LANE

3 bd · 2 ba · 2,279 sqft · $244/sqft · 194 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 8212 HAYWARD LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8212 HAYWARD LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

8212 HAYWARD LANE FAQs

What would the monthly payment be for 8212 HAYWARD LANE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,265/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 8212 HAYWARD LANE?+

The most recent tax bill on record (2025) was $1,820. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Port Richey?+

At $685,000, this home is listed about 166% above the Port Richey median of $257,550. The market section on this page shows how the area is trending.

Which schools are assigned to 8212 HAYWARD LANE?+

Richey Elementary School (elementary), Gulf Middle School (middle), Gulf High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$685,000 runs 182% above the PORT RICHEY 34668 median — but at 2,186 sqft it's also 64% larger than the typical Port Richey listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

93 days on market against a Port Richey median of 40 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $694,000, now $685,000 — a $9K cut. The full history is in the market section below.

Listing courtesy of RE/MAX ALLIANCE GROUP · Matthew Abbott. MLS #W7885624.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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