David Ramirez
$697,000$700,0003 bd3 ba2,099 sqft$332 /sqft$5,116 /mo all-in ↓

4817 LIMESTONE DRIVE, PORT RICHEY, FL, 34668

Active79 days on marketListed May 13, 2026MLS #W7885513

Reduced $3KSingle Family ResidenceRIVER GULF POINT ADD

About this home

4817 LIMESTONE DRIVE

2020 Elevated custom block home delivers the Gulf Coast lifestyle. No deed restrictions, no pet restrictions, no lease restrictions, no HOA, No CDD. Constructed with block on both levels, hurricane-impact windows and doors, spray foam insulation, and living areas positioned 17 feet above sea level, this storm-conscious home offers genuine peace of mind — the living spaces have never flooded. Positioned on an oversized corner lot minutes from the Cotee River and Gulf access, this is a true Gulf Coast lifestyle property built for boating, entertaining, and year-round Florida living. American Marina sits directly across the street — boat slips, dry storage, boat and jet ski rentals, and immediate water access. Waterfront dining by boat, downtown New Port Richey, Sims Park, multiple boat ramps, and golf cart-friendly entertainment are all close by. Inside, soaring ceilings and an open-concept split floor plan create a bright, spacious coastal contemporary feel. Quartz countertops, upgraded finishes, French doors, water views, and Gulf breezes carry throughout. The owner's suite features a soaking tub and spa-style walk-in shower system. Oversized secondary bedrooms — including a second primary suite — offer ideal flexibility for guests or multigenerational living. A dedicated laundry room with built-in storage completes the interior. What sets this property apart is the 2,000+ sq ft five-car garage and flex space. Oversized bays, tandem parking, an iron security entry door, luxury vinyl flooring, and generous storage elevate this far beyond a traditional garage. A dedicated built-in content studio is already in place — ideal for creators, entrepreneurs, or private office use. Car collectors, boaters, RV owners, remote professionals, and hobbyists alike will find room to thrive. Outdoor living was designed for entertaining and relaxation: a screened upper deck with retractable awnings, custom privacy landscaping, and an 18×9 Michael Phelps swim spa perfect for fitness and resort-style living year-round. The details that matter: boat parking on-site, golf cart friendly, no HOA, no CDD, no restrictive deed limitations. The oversized lot accommodates RVs up to 45 feet with full sewer hookup and 50-amp service already installed. Seller will consider Bitcoin. Adjacent lots available — rare compound potential for multigenerational living, guest homes, or a private Gulf Coast retreat. Keywords: High and dry, VA, FHA, cash, conventional, elevated construction, flood-conscious construction, energy-efficient home, smart thermostat, screened balcony, screened lanai, outdoor kitchen potential, coastal retreat, Florida retreat, second home, seasonal residence, snowbird, water access, Gulf Coast retreat, private oasis, custom coastal retreat, executive home, estate-sized lot, corner lot, oversized driveway, storage for boats and toys, hurricane-resistant, recreational lifestyle, luxury flex space, home-based business setup, creator-friendly workspace, fitness retreat, spa-inspired primary bath, designer finishes, custom-built luxury, Florida relocation, move-up buyer, retirement lifestyle, marina lifestyle, cross breezes, turnkey coastal living, RV, boat, toys, no CDD, workshop, toy garage, storm-ready, resilient home, luxury coastal property, custom estate, private retreat, entertainer's dream, tropical landscaping, palm trees, near Gulf beaches, luxury outdoor living, storage compound, digital entrepreneur, salt-life lifestyle.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,099

Sqft

0.36 ac

Lot size

5

Garage

2021

Year built

Two

Levels

$332

Per sqft

Trees/Woods viewNegotiablePets allowed

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Disposal · Dryer · Exhaust Fan · Microwave · Range · Refrigerator · Washer
InteriorBuilt-in Features · Cathedral Ceiling(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Smart Home · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room · Upper Level
CoolingCentral Air
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
ViewTrees/Woods
FacesWest
ParkingBoat · Driveway · Garage Door Opener · Golf Cart Parking · Ground Level · Guest · Oversized · Parking Pad · RV Parking · Split Garage · Tandem · Under Building · Workshop in Garage
ExteriorAwning(s) · Balcony · Rain Gutters · RV Hookup · Shade Shutter(s)

Community & fees

Taxes (2025)$11,202/yr
PetsCats OK, Dogs OK, Yes
CommunityMarina

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,116 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,761
PMI (est., until 20% equity)$261
Property tax — 2025 actual bill$934
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $69,700Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $69,700
Interest rate6.00%
Loan term

Estimated payment

$5,116/mo

Principal & interest$3,761
PMI (est., until 20% equity)$261
Property taxes (actual bill)$934
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $697K
$504KedgeAI estimate $563,688 · range $525K$661K$725K

vs edgeAI estimate

+23.6%

$/sqft vs Port Richey actives

$332 vs $192

Days on market

79 vs 38 typical

Where $332/sqft sits among the 330 Port Richey actives

60
76
97
55
20
22 · this home
$109–146$146–183$183–220$220–258$258–295$295+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside River Gulf Point

Map of 4817 LIMESTONE DRIVE inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)52 min
Downtown Tampa56 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Port Richey. See the full Port Richey guide →

River Gulf Point — neighborhood snapshot

Population

235

Median age

51

Median income

$72,941

Median home value

$305,200

Avg household

2

Households w/ children

21%

For the school run

Pasco County School District

ElementaryRichey Elementary School★★★★★
MiddleGulf Middle School★★★★
HighGulf High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Port Richey market

Seller’s marketBalanced5.3 months of inventoryBuyer’s market

$250K$237K

Port Richey median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

179 of 330

Port Richey actives have cut their price

Median sold price, Port Richey, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 182% above the PORT RICHEY 34668 median. See the full Port Richey market guide →

Paper trail

This home's history

CurrentPrice reduced to $697,000 $3K
May 13, 2026Listed at $700,000 · 79 days on market since
2021Built · RIVER GULF POINT ADD

Reality check

What actually sold near 4817 LIMESTONE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6523 SAND SHORE LANESold · Jul ’26

$405,000

6523 SAND SHORE LANE

3 bd · 3 ba · 2,122 sqft · $191/sqft · 112 DOM

6746 RIVER ROADSold · Apr ’26

$850,000

6746 RIVER ROAD

4 bd · 3 ba · 2,133 sqft · $398/sqft · 24 DOM

5506 CARLTON ROADSold · Feb ’26

$210,000

5506 CARLTON ROAD

3 bd · 2 ba · 2,007 sqft · $105/sqft · 33 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4817 LIMESTONE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4817 LIMESTONE DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

4817 LIMESTONE DRIVE FAQs

What would the monthly payment be for 4817 LIMESTONE DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,116/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4817 LIMESTONE DRIVE?+

The most recent tax bill on record (2025) was $11,202. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4817 LIMESTONE DRIVE?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Port Richey?+

At $697,000, this home is listed about 169% above the Port Richey median of $259,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4817 LIMESTONE DRIVE?+

Richey Elementary School (elementary), Gulf Middle School (middle), Gulf High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$697,000 runs 182% above the PORT RICHEY 34668 median — but at 2,099 sqft it's also 59% larger than the typical Port Richey listing.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

79 days on market against a Port Richey median of 38 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $700,000, now $697,000 — a $3K cut. The full history is in the market section below.

Listing courtesy of FLORIDA REAL ESTATE PARTNERS · Randal Jenkins. MLS #W7885513.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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