1655 S HIGHLAND AVENUE UNIT J187, CLEARWATER, FL, 33756
Active107 days on marketListed Apr 27, 2026MLS #W7885241
About this home
1655 S HIGHLAND AVENUE UNIT J187
Welcome home to one of the rarest finds in all of Penthouse Groves, a true 3-bedroom, 2-bath CORNER UNIT on the first floor, boasting sweeping pond water views and NOT IN A FLOOD ZONE. At 1,600 square feet, this is one of the largest units in the community and one of very few offering a full third bedroom. And here's what makes this home truly special: THE MONTHLY HOA FEE OF ONLY $624 COVERS CABLE TV, WATER, SEWER, TRASH, PEST CONTROL, EXTERIOR MAINTENANCE, GROUNDS, POOL, INSURANCE, AND RECREATIONAL FACILITIES, TRUE LOCK-AND-LEAVE LIVING AT ITS FINEST. Step inside to discover luxury vinyl flooring throughout, soaring open-concept living and dining areas framed by serene pond views that greet you the moment you walk in. The beautifully updated kitchen is a true showpiece - featuring custom solid wood cabinets, Corian countertops, a glass tile backsplash, stainless steel appliances, a closet pantry, and a breathtaking custom shiplap ceiling with recessed crown molding lighting you won't find anywhere else in this community. The oversized primary suite is designed for comfort with his and hers walk-in closets and a fully updated private bath. The second bedroom accommodates a king-size bed with ease, and ALL THREE bedrooms enjoy their own private patio access via a $30,000+ Pella sliding glass door system - architectural-grade doors engineered for superior energy efficiency, acoustic privacy, and seamless indoor-outdoor living. These premium Pella doors flood every room with natural light while framing those breathtaking pond views like living artwork. Both bathrooms have been tastefully updated throughout. Your assigned covered carport is just steps from your front door, and with ground-level entry and a corner location, this unit offers unmatched convenience and natural light from multiple exposures. Penthouse Groves is an active and vibrant 55+ community featuring a magnificent clubhouse with full kitchen, billiard room, library, card room, fitness center, sauna, shuffleboard courts, a community fishing dock overlooking the pond, and a gorgeous pool with lounge seating and a grilling area. Ideally positioned in mid-county Clearwater - just 5 blocks to Publix and shopping, 15 minutes to the world-famous Gulf beaches, and 30 minutes to Tampa International Airport. Units of this size, floor plan, and condition in Building J are exceptionally rare. Don't let this one slip away!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,600
Sqft
5 ac
Lot size
1972
Year built
One
Levels
$212
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,628 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,628/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−51.7%
$/sqft vs Clearwater actives
$212 vs $226
Days on market
107 vs 55 typical
Where $212/sqft sits among the 399 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Penthouse Groves
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
Penthouse Groves — neighborhood snapshot
Population
329
Median age
57
Median income
$50,190
Median home value
$290,500
Avg household
2
Households w/ children
48%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $333K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
231 of 399
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 1655 S HIGHLAND AVENUE UNIT J187
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$249,900
1655 S HIGHLAND AVENUE UNIT I286 · same community
3 bd · 2 ba · 1,600 sqft · $156/sqft · 105 DOM
Sold · Oct ’25$180,000
1655 S HIGHLAND AVENUE UNIT F126 · same community
2 bd · 2 ba · 1,270 sqft · $142/sqft · 106 DOM
Sold · Jan ’26$120,000
1655 S HIGHLAND AVENUE UNIT J390 · same community
2 bd · 2 ba · 1,270 sqft · $94/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1655 S HIGHLAND AVENUE UNIT J187 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1655 S HIGHLAND AVENUE UNIT J187 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1655 S HIGHLAND AVENUE UNIT J187 FAQs
What would the monthly payment be for 1655 S HIGHLAND AVENUE UNIT J187?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,628/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1655 S HIGHLAND AVENUE UNIT J187?+
The most recent tax bill on record (2025) was $3,867. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1655 S HIGHLAND AVENUE UNIT J187?+
The listing reports pets: Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $339,000, this home is listed about 23% above the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1655 S HIGHLAND AVENUE UNIT J187?+
Ponce De Leon Elementary School (elementary), Largo High School (high), Largo Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 BE3 · Shebastian Burley. MLS #W7885241.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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