1655 S HIGHLAND AVENUE UNIT J190, CLEARWATER, FL, 33756
Active109 days on marketListed Apr 24, 2026MLS #TB8501058
About this home
1655 S HIGHLAND AVENUE UNIT J190
VACANT- This high demand first-floor condo with a Front and Back Patio's --- a rare and highly desirable feature not available on upper-level units, with tons of natural light offering tranquil water views. 2 bedroom, 2 bath at Penthouse Groves, this home features elegant ceramic tile flooring throughout the main living areas, and laminate in the bedrooms. Spacious, open-concept living and dining room overlooks a serene pond, peaceful atmosphere. Sip your coffee and watch the natural wildlife over the pond! The kitchen has granite countertop and was designed for convenience, featuring a rolling island and a generous closet pantry while looking at the pond. The kitchen cabinet can use a little updating which is why the owner DROPPED THE price by $20,000. The primary bedroom easily accommodates a king-size bed and walk-in closet, the second bedroom offers plenty of room for comfort. There is also a extra-large closet for storage. Both bedrooms feature sliding glass doors that lead to a cozy front patio—ideal for enjoying the outdoors and socializing with neighbors. The unit includes one assigned carport parking space just steps from the front door, along with nine guest parking spaces conveniently located at this end of Building J. Penthouse Groves is an active and welcoming 55+ community as well as a non-flood zone. This building also passed the Milestone engineering review offering an added peace of mind. The monthly HOA fee of $536 includes access to an impressive range of amenities: Internet, fitness center, sauna, shuffleboard, community dock, sparkling pool with lounge chair seating area, large clubhouse with full kitchen, billiard room, library, card room, grilling area, as well as water, sewer, trash, and exterior grounds maintenance. For outdoor enthusiasts, the community dock offers the perfect place to fish or simply enjoy the peaceful pond views. Ideally situated in mid-county Clearwater, this home is five blocks from Publix, shopping, and dining with the beach 15 minutes away. Tampa International Airport and Clearwater/St. Pete Airport are within a 30-minute drive. VACANT, Schedule a showing today for this incredible opportunity before its gone. Measurements are all approximate. No pets allowed in this community.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,270
Sqft
7 ac
Lot size
1972
Year built
One
Levels
$113
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,296 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,296/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−17.1%
$/sqft vs Clearwater actives
$113 vs $227
Days on market
109 vs 55 typical
Where $113/sqft sits among the 399 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Penthouse Groves
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
Penthouse Groves — neighborhood snapshot
Population
329
Median age
57
Median income
$50,190
Median home value
$290,500
Avg household
2
Households w/ children
48%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $312K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
228 of 399
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 58% below the CLEARWATER 33756 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 1655 S HIGHLAND AVENUE UNIT J190
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$180,000
1655 S HIGHLAND AVENUE UNIT F126 · same community
2 bd · 2 ba · 1,270 sqft · $142/sqft · 106 DOM
Sold · Jan ’26$120,000
1655 S HIGHLAND AVENUE UNIT J390 · same community
2 bd · 2 ba · 1,270 sqft · $94/sqft · 6 DOM
Sold · Mar ’26$178,000
1655 S HIGHLAND AVENUE UNIT F125 · same community
2 bd · 2 ba · 1,270 sqft · $140/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1655 S HIGHLAND AVENUE UNIT J190 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1655 S HIGHLAND AVENUE UNIT J190 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1655 S HIGHLAND AVENUE UNIT J190 FAQs
What would the monthly payment be for 1655 S HIGHLAND AVENUE UNIT J190?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,296/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1655 S HIGHLAND AVENUE UNIT J190?+
The most recent tax bill on record (2025) was $2,701. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1655 S HIGHLAND AVENUE UNIT J190?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $144,000, this home is listed about 48% below the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1655 S HIGHLAND AVENUE UNIT J190?+
Ponce De Leon Elementary School (elementary), Largo High School (high), Largo Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the CLEARWATER 33756 market on paper
$144,000 is 58% below the CLEARWATER 33756 median of $339,000, and at $113/sqft it sits under the Clearwater average of $276.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Ponce De Leon Elementary School, Largo High School, Largo Middle School — Ponce De Leon Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $185,000, now $144,000 — a $41K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY PORTFOLIO COLLECTION · Michael Frangedis, Pll. MLS #TB8501058.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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