David Ramirez
$524,990$560,0005 bd3 ba3,723 sqft$141 /sqft$4,153 /mo all-in ↓

2514 CROSS MORE STREET, VALRICO, FL, 33594

Active111 days on marketListed Apr 18, 2026MLS #W7884983

Reduced $35KSingle Family ResidenceCROSBY CROSSINGS

About this home

2514 CROSS MORE STREET

Accepting all offers. Welcome to this spacious 5-bedroom, 3-full bathroom home located in Valrico, FL. This property features a spacious open floor plan with a bright living area, 9’4” first floor ceilings, spacious kitchen with an oversized island, and a cozy dining space with tray ceilings. The updated large kitchen with 42" espresso cabinets and granite counter tops and stainless steal appliances looks out onto a casual dinning space. The home also features a whole house water filtration system and a Rain Bird sprinkler system. In addition to the 5 bedrooms there is an extra private office/den with wood flooring. The primary suite suite offers a private retreat with tray ceilings, an en-suite bathroom, and two walk-in closets. All bedrooms are above average in size. The upstairs great room/loft is just under 700 sq. ft. with wood flooring, tray ceilings, and boasts a wet bar. It has plenty of space for a pool table. Enjoy extra space with an air-conditioned bright Florida room with glass windows and a well-maintained backyard, perfect for relaxation and entertainment, ready for a future pool. Conveniently situated near local amenities and schools, this home offers both comfort and convenience. You don't want to miss the opportunity to make this house your ‘home’.

Facts & features

The home at a glance

5

Bedrooms

3

Bathrooms

3,723

Sqft

0.13 ac

Lot size

2

Garage

2014

Year built

Two

Levels

$141

Per sqft

Inside

FlooringCarpet · Tile · Hardwood
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · PrimaryBedroom Upstairs · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral · Natural Gas

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesSouth
ParkingDriveway
ExteriorSidewalk

Community & fees

Taxes (2025)$8,048/yr

Utilities & systems

UtilitiesCable Available · Electricity Available · Phone Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,153 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,091
FHA mortgage insurance (est.)$232
Property tax — 2025 actual bill$671
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $18,375Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $18,375
Interest rate6.00%
Loan term

Estimated payment

$4,153/mo

Principal & interest$3,091
FHA mortgage insurance (est.)$232
Property taxes (actual bill)$671
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $525K
$504KedgeAI estimate $673,280 · range $670K$681K$708K

vs edgeAI estimate

−22%

$/sqft vs Valrico actives

$141 vs $214

Days on market

111 vs 36 typical

Where $141/sqft sits among the 199 Valrico actives

23 · this home
25
38
63
30
20
$141–164$164–187$187–211$211–234$234–257$257+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Crosby Crossings

Map of 2514 CROSS MORE STREET inside its neighborhood boundary

Drive times from this address

Downtown Tampa20 min
Tampa Int’l Airport (TPA)33 min
Walt Disney World68 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Valrico. See the full Valrico guide →

Crosby Crossings — neighborhood snapshot

Population

955

Median age

40

Median income

$79,722

Median home value

$307,800

Avg household

3

Households w/ children

121

For the school run

Hillsborough County School District

ElementaryValrico Elementary School★★★★
MiddleMann Middle School★★★★
HighBrandon High School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Valrico market

Seller’s marketSeller’s market2.7 months of inventoryBuyer’s market

$450K$437K

Valrico median sold, yr/yr

98.3%

Sale-to-list ratio (12 mo)

103 of 199

Valrico actives have cut their price

Median sold price, Valrico, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 24% above the VALRICO 33594 median. See the full Valrico market guide →

Paper trail

This home's history

CurrentPrice reduced to $524,990 $35K
Apr 18, 2026Listed at $560,000 · 111 days on market since
2014Built · CROSBY CROSSINGS

Reality check

What actually sold near 2514 CROSS MORE STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

471 WESTCHESTER HILLS LANESold · Mar ’26

$455,000

471 WESTCHESTER HILLS LANE · same community

5 bd · 3 ba · 3,159 sqft · $144/sqft · 28 DOM

2525 CROSS MORE STREETSold · Jan ’26

$475,000

2525 CROSS MORE STREET · same community

3 bd · 2.5 ba · 2,463 sqft · $193/sqft · 32 DOM

211 WESTCHESTER HILLS LANESold · May ’26

$364,000

211 WESTCHESTER HILLS LANE · same community

3 bd · 2 ba · 1,981 sqft · $184/sqft · 2 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2514 CROSS MORE STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2514 CROSS MORE STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

2514 CROSS MORE STREET FAQs

What would the monthly payment be for 2514 CROSS MORE STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,153/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2514 CROSS MORE STREET?+

The most recent tax bill on record (2025) was $8,048. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Valrico?+

At $524,990, this home is listed about 11% above the Valrico median of $475,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2514 CROSS MORE STREET?+

Valrico Elementary School (elementary), Mann Middle School (middle), Brandon High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$524,990 runs 24% above the VALRICO 33594 median — but at 3,723 sqft it's also 67% larger than the typical Valrico listing.

02Time on market is leverage

111 days on market against a Valrico median of 36 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Valrico Elementary School, Mann Middle School, Brandon High School, Patricia Sullivan Metropolitan Ministries Partnership School — Valrico Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $560,000, now $524,990 — a $35K cut. The full history is in the market section below.

Listing courtesy of LISTWITHFREEDOM.COM · Ralph Harvey. MLS #W7884983.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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