2530 CROSS MORE STREET, VALRICO, FL, 33594
Active354 days on marketListed Aug 18, 2025MLS #TB8417278
About this home
2530 CROSS MORE STREET
Welcome home to this beautiful 3 bed 2 bath pool home in the heart of Valrico! This home is move- in ready with newer roof, A/C, and electric hot water heater, all replaced within the last 4-5 years. You'll find a quiet and well-kept neighborhood with easy access to shopping, post office, Rt. 60, and major highways. A large great room and open dining room feature plantation shutters, and provide a large space for entertaining. Step through the glass sliding doors to relax and soak up the sun in your private oasis of a screened-in lanai with in-ground pool and spa! Solar heat for the pool will help keep the water warm and save on electricity, pool/spa also has propane heater. There's no shortage of privacy with full length fencing enclosing the yard. Attractive architectural features include a bay window in the front bedroom, several rooms with tray ceilings, and an open floor plan. The 2 car garage is oversized, so you can park your cars and have extra room for storage. The eat-in kitchen also features a breakfast bar and includes all appliances. Don't sleep on this lovingly maintained home!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,140
Sqft
0.13 ac
Lot size
2
Garage
2008
Year built
One
Levels
$203
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,244 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,244/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−12.8%
$/sqft vs Valrico actives
$203 vs $214
Days on market
354 vs 36 typical
Where $203/sqft sits among the 196 Valrico actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Crosby Crossings
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Valrico. See the full Valrico guide →
Crosby Crossings — neighborhood snapshot
Population
955
Median age
40
Median income
$79,722
Median home value
$307,800
Avg household
3
Households w/ children
121
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Valrico market
$450K → $437K
Valrico median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
102 of 196
Valrico actives have cut their price
Median sold price, Valrico, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4% above the VALRICO 33594 median. See the full Valrico market guide →
Paper trail
This home's history
Reality check
What actually sold near 2530 CROSS MORE STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$364,000
211 WESTCHESTER HILLS LANE · same community
3 bd · 2 ba · 1,981 sqft · $184/sqft · 2 DOM
Sold · Jan ’26$475,000
2525 CROSS MORE STREET · same community
3 bd · 2.5 ba · 2,463 sqft · $193/sqft · 32 DOM
Sold · Mar ’26$455,000
471 WESTCHESTER HILLS LANE · same community
5 bd · 3 ba · 3,159 sqft · $144/sqft · 28 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2530 CROSS MORE STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2530 CROSS MORE STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2530 CROSS MORE STREET FAQs
What would the monthly payment be for 2530 CROSS MORE STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,244/mo — principal and interest, the actual property-tax bill, the $47/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2530 CROSS MORE STREET?+
The association fee works out to $47 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2530 CROSS MORE STREET?+
The most recent tax bill on record (2024) was $3,411. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2530 CROSS MORE STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Valrico?+
At $435,000, this home is listed about 8% below the Valrico median of $475,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2530 CROSS MORE STREET?+
Valrico Elementary School (elementary), Mann Middle School (middle), Brandon High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
02Time on market is leverage
354 days on market against a Valrico median of 36 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Valrico Elementary School, Mann Middle School, Brandon High School, Patricia Sullivan Metropolitan Ministries Partnership School — Valrico Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $469,000, now $435,000 — a $34K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Nicholas Provanzana. MLS #TB8417278.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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