1252 KELSA ANNE DRIVE, SPRING HILL, FL, 34609
Active136 days on marketListed Mar 19, 2026MLS #W7884051
About this home
1252 KELSA ANNE DRIVE
Short Sale. Buyers with a little flexibility could score an incredible deal on this nearly new home. While lender approval is required and the closing timeline may be longer than a traditional sale, the payoff could be well worth the wait. The added time isn't about the home, it's simply part of the short sale process. If you're not in a rush, this is your chance to own a beautifully upgraded 2023 home at an exceptional value. Loaded with upgrades!! This William Ryan Joyce model delivers over 3,500 sq. ft. of beautifully designed living space with 5 bedrooms, 4 full bathrooms, a flex room, bonus room, and a 3-car garage on a premium corner lot in Whiting Estates. Skip the wait for new construction and move right into a home that already has the upgrades buyers want. The show-stopping kitchen features quartz countertops, white shaker cabinetry with crown molding, soft-close drawers, under-cabinet lighting, a massive island, walk-in pantry, double ovens, cooktop with designer hood, and premium stainless steel appliances. The flexible floor plan is perfect for multigenerational living, working from home, a gym, media room, or even a potential 6th bedroom. The spacious primary suite offers a bay window sitting area, oversized walk-in closet, soaking tub, walk-in shower, and dual vanities. Outside, enjoy a covered lanai, fenced backyard, and 80-amp pool pre-wire, making it easy to build your dream backyard. Additional upgrades include impact-rated windows, foam-insulated block walls for energy efficiency, a transferable structural warranty, and laundry tub pre-plumbing. Just minutes from the Suncoast Parkway, shopping, dining, and everyday conveniences, this home offers the space, upgrades, and location today's buyers are looking for.
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
3,774
Sqft
0.28 ac
Lot size
3
Garage
2023
Year built
Two
Levels
$119
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,705 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,705/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−14.7%
$/sqft vs Spring Hill actives
$119 vs $193
Days on market
136 vs 29 typical
Where $119/sqft sits among the 400 Spring Hill actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Spring Hill
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Spring Hill. See the full Spring Hill guide →
SPRING HILL 34609 — neighborhood snapshot
Population
46,066
Median age
44.8
Median income
$79,284
Median home value
$275,900
Avg household
2.7
Households w/ children
5,105
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Spring Hill market
$320K → $318K
Spring Hill median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
212 of 400
Spring Hill actives have cut their price
Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 32% above the SPRING HILL 34609 median. See the full Spring Hill market guide →
Paper trail
This home's history
Reality check
What actually sold near 1252 KELSA ANNE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$529,990
784 NICEWINTER DRIVE · same community
4 bd · 3 ba · 3,055 sqft · $173/sqft · 41 DOM
Sold · Dec ’25$509,990
796 NICEWINTER DRIVE · same community
4 bd · 3 ba · 2,786 sqft · $183/sqft · 34 DOM
Sold · Aug ’25$542,230
789 NICEWINTER DRIVE · same community
3 bd · 2 ba · 2,463 sqft · $220/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1252 KELSA ANNE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1252 KELSA ANNE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1252 KELSA ANNE DRIVE FAQs
What would the monthly payment be for 1252 KELSA ANNE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,705/mo — principal and interest, the actual property-tax bill, the $95/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1252 KELSA ANNE DRIVE?+
The association fee works out to $95 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1252 KELSA ANNE DRIVE?+
The most recent tax bill on record (2025) was $7,228. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1252 KELSA ANNE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Spring Hill?+
At $450,000, this home is listed about 30% above the Spring Hill median of $345,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1252 KELSA ANNE DRIVE?+
Powell Middle School (middle), Central High School (high), Pine Grove Elementary School (elementary) — Hernando County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$450,000 runs 32% above the SPRING HILL 34609 median — but at 3,774 sqft it's also nearly twice the size of the typical Spring Hill listing.
02Time on market is leverage
136 days on market against a Spring Hill median of 29 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $639,000, now $450,000 — a $189K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 ALLIANCE REALTY · Melanie Fox. MLS #W7884051.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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