902 TIERRA DR, SPRING HILL, FL, 34609
Active49 days on marketListed Jun 3, 2026MLS #TB8514476
About this home
902 TIERRA DR
This better-than-new Modern Craftsman-style home by William Ryan Homes is only 2 years old, so there’s no need to wait to build. Located on a quiet dead-end street this beautifully upgraded home offers the perfect combination of modern design, quality construction, and resort-style outdoor living. Built with foam-injected block walls for added energy efficiency, the home features an open-concept layout with soaring 10-foot ceilings and a spacious great room overlooking the gourmet kitchen with a large island, perfect for entertaining and everyday living. The thoughtfully designed 3-way split bedroom floorplan includes 4 generously sized bedrooms, with 2 offering en-suite bathrooms, making this an excellent option for multi-generational living or guests. Step outside to your oversized covered lanai and enjoy the newly added saltwater pool with a 6-foot deep end, putting green, extended paver decking, and fenced backyard, creating your own private outdoor retreat. The front and backyard also feature beautifully landscaped planting beds that enhance the home’s curb appeal and outdoor living spaces. Additional upgrades include an extended 3-car garage with Tesla charging station, front porch with stone accents, and all appliances included. Low HOA fees and no CDD fee. This home is also conveniently located just 5 minutes from the Suncoast Parkway for an easy commute to Tampa. Enjoy being within walking distance to Anderson Snow Sports Complex, parks, and the Suncoast Trail. Plus, the home includes a transferable 10-year structural warranty from the builder for added peace of mind. Homes with this combination of location, upgrades, layout, and outdoor features rarely become available. Schedule your private showing today before this opportunity is gone
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,793
Sqft
0.23 ac
Lot size
3
Garage
2024
Year built
One
Levels
$247
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,553 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,553/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+43.2%
$/sqft vs Spring Hill actives
$247 vs $193
Days on market
49 vs 29 typical
Where $247/sqft sits among the 400 Spring Hill actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Spring Hill
Get to know Spring Hill. See the full Spring Hill guide →
SPRING HILL 34609 — neighborhood snapshot
Population
46,066
Median age
44.8
Median income
$79,284
Median home value
$275,900
Avg household
2.7
Households w/ children
5,105
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Spring Hill market
$320K → $318K
Spring Hill median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
199 of 400
Spring Hill actives have cut their price
Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 101% above the SPRING HILL 34609 median. See the full Spring Hill market guide →
Paper trail
This home's history
Reality check
What actually sold near 902 TIERRA DR
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$509,990
796 NICEWINTER DRIVE · same community
4 bd · 3 ba · 2,786 sqft · $183/sqft · 34 DOM
Sold · Mar ’26$529,990
784 NICEWINTER DRIVE · same community
4 bd · 3 ba · 3,055 sqft · $173/sqft · 41 DOM
Sold · Aug ’25$542,230
789 NICEWINTER DRIVE · same community
3 bd · 2 ba · 2,463 sqft · $220/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 902 TIERRA DR — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 902 TIERRA DR — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
902 TIERRA DR FAQs
What would the monthly payment be for 902 TIERRA DR?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,553/mo — principal and interest, the actual property-tax bill, the $94/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 902 TIERRA DR?+
The association fee works out to $94 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 902 TIERRA DR?+
The most recent tax bill on record (2025) was $3,806. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 902 TIERRA DR?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Spring Hill?+
At $690,000, this home is listed about 100% above the Spring Hill median of $345,000. The market section on this page shows how the area is trending.
Which schools are assigned to 902 TIERRA DR?+
Powell Middle School (middle), Central High School (high), Pine Grove Elementary School (elementary) — Hernando County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$690,000 runs 101% above the SPRING HILL 34609 median — but at 2,793 sqft it's also 53% larger than the typical Spring Hill listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $725,000, now $690,000 — a $35K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REDFIN CORPORATION · Robin Gonzalez. MLS #TB8514476.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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