David Ramirez
$549,000$595,0003 bd3 ba2,449 sqft$224 /sqft$3,894 /mo all-in ↓

3030 W BERMUDA DUNES DRIVE, LECANTO, FL, 34461

Active180 days on marketListed Feb 3, 2026MLS #W7882622

Reduced $46KNew constructionSingle Family ResidenceBERMUDA DUNES VILLAGE

About this home

3030 W BERMUDA DUNES DRIVE

Virtually Staged. Under Construction. Virtually Staged. Welcome to a stunning high-end and semi-custom new home now under construction in the premier community of Black Diamond Ranch. This beautiful home showcases 3 large bedrooms, 3 baths, a spacious great room, a 12 ft long walk through pantry, office with double door entry and an unbelievable 32 foot long covered lanai. The designer appointments include quartz countertops, soft-close wood cabinetry, tile backsplash in the kitchen, 8 ft doors throughout, 5 1/4" baseboards and a lifetime warranty commercial quality LVP flooring in the main areas. Upon entering the foyer you will walk into a fabulous open, airy and spacious floor plan that is designed for Florida living at its finest. The gourmet kitchen is a chef's delight and has a 10 foot long quartz island, lovely pendant lights and opens to the large great room allowing for ease of family time and conversation. The wood cabinetry throughout has soft close drawers. The kitchen cabinetry has under mounted lighting with dimmers. The primary en-suite bathroom showcases dual sinks, abundant counter space, a spacious shower and freestanding designer tub. The owner's en-suite closet is massive and showcases wood shelving. Truly, this home has it all including an amazing floor plan, new construction full warranty, upgraded appointments, a side entry garage and ambiance throughout both interior and exterior. But wait, there's so much more! Not only is this home stunning but the Black Diamond Ranch community is unparalleled. As you enter into Black Diamond through the manned guard gate, you will notice a magnificent quarry that sets the stage of this amazing community. You will love the oak lined and landscaped entry going throughout the community. For golf enthusiasts, Black Diamond is a private golf club designed by Tom Fazio. It is world renowned for its 3 world class courses totaling 45 holes. You'll enjoy the beauty of the courses as they meander through stunning landscape and rolling topography. There is also putting and chipping greens and a four hole executive course. The community offers an optional Social Membership that includes the fitness center, community pool, restaurant and lighted tennis courts. If you are looking for a stunning, tranquil community and an amazing new construction home then 3030 W. Bermuda Dunes is a must see! You'll enjoy the epitome of lifestyle living.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,449

Sqft

0.28 ac

Lot size

2

Garage

2026

Year built

One

Levels

$224

Per sqft

Inside

FlooringCarpet · Ceramic Tile · Luxury Vinyl
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range
InteriorHigh Ceilings · Open Floorplan · Solid Surface Counters · Solid Wood Cabinets · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ParkingDriveway · Garage Door Opener · Garage Faces Side
ExteriorIrrigation System

Community & fees

HOA fee$230/mo
Taxes (2025)$346/yr
PetsCats OK, Dogs OK
CommunityDeed Restrictions · Gated Community - Guard

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Sewer Connected · Water Connected
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,894 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,232
FHA mortgage insurance (est.)$243
Property tax — 2025 actual bill$29
HOA fee — from the listing$230
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $19,215Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $19,215
Interest rate6.00%
Loan term

Estimated payment

$3,894/mo

Principal & interest$3,232
FHA mortgage insurance (est.)$243
Property taxes (actual bill)$29
HOA / condo fee$230
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $549K
$502KedgeAI estimate $618,544 · range $523K$817K$850K

vs edgeAI estimate

−11.2%

$/sqft vs Lecanto actives

$224 vs $193

Days on market

180 vs 59 typical

Where $224/sqft sits among the 46 Lecanto actives

15
17
7 · this home
2
2
3
$125–174$174–223$223–272$272–321$321–369$369+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lecanto

Map of 3030 W BERMUDA DUNES DRIVE

Get to know Lecanto. See the full Lecanto guide →

LECANTO 34461 — neighborhood snapshot

Population

13,289

Median age

54.8

Median income

$60,795

Median home value

$287,200

Avg household

2.47

Households w/ children

979

For the school run

Citrus County School District

ElementaryCentral Ridge Elementary School★★★★★
MiddleCitrus Springs Middle School★★★★★
HighLecanto High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lecanto market

Seller’s marketBalanced6.6 months of inventoryBuyer’s market

$340K$325K

Lecanto median sold, yr/yr

96.7%

Sale-to-list ratio (12 mo)

23 of 46

Lecanto actives have cut their price

Median sold price, Lecanto, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 52% above the LECANTO 34461 median. See the full Lecanto market guide →

Paper trail

This home's history

CurrentPrice reduced to $549,000 $46K
Feb 3, 2026Listed at $595,000 · 180 days on market since
2026Built · BERMUDA DUNES VILLAGE

Reality check

What actually sold near 3030 W BERMUDA DUNES DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2834 N PRESTWICK WAYSold · Dec ’25

$655,000

2834 N PRESTWICK WAY

4 bd · 3 ba · 2,486 sqft · $263/sqft · 51 DOM

3230 N PINELAKE VILLAGE POINTSold · Aug ’25

$625,000

3230 N PINELAKE VILLAGE POINT

3 bd · 2.5 ba · 2,546 sqft · $245/sqft · 70 DOM

3365 BENT TREESold · Jul ’26

$350,000

3365 BENT TREE

3 bd · 2 ba · 2,350 sqft · $149/sqft · 165 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3030 W BERMUDA DUNES DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3030 W BERMUDA DUNES DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

3030 W BERMUDA DUNES DRIVE FAQs

What would the monthly payment be for 3030 W BERMUDA DUNES DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,894/mo — principal and interest, the actual property-tax bill, the $230/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3030 W BERMUDA DUNES DRIVE?+

The association fee works out to $230 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3030 W BERMUDA DUNES DRIVE?+

The most recent tax bill on record (2025) was $346. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3030 W BERMUDA DUNES DRIVE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lecanto?+

At $549,000, this home is listed about 47% above the Lecanto median of $373,950. The market section on this page shows how the area is trending.

Which schools are assigned to 3030 W BERMUDA DUNES DRIVE?+

Central Ridge Elementary School (elementary), Citrus Springs Middle School (middle), Lecanto High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$549,000 runs 52% above the LECANTO 34461 median — but at 2,449 sqft it's also 26% larger than the typical Lecanto listing.

02Time on market is leverage

180 days on market against a Lecanto median of 59 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $595,000, now $549,000 — a $46K cut. The full history is in the market section below.

Listing courtesy of TROPIC SHORES REALTY LLC · Debbie Wells. MLS #W7882622.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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