340 E SAVOY STREET, LECANTO, FL, 34461
Active134 days on marketListed Mar 12, 2026MLS #G5109133
About this home
340 E SAVOY STREET
One or more photo(s) has been virtually staged. Price Improvement! NO HOA Prime Location in Citrus County. Breathtaking 4-bedroom 3.5 bath Pool Home on 1.10 acres located in the highly sought-after and quiet community of Kensington Estates in Citrus Hills. This well-maintained property offers plenty of space to park your RV, boat, or additional vehicles and features a 31.5 x 18 workshop plus an additional storage shed for equipment or lawn tools. Inside, the home offers a bright open floor plan with abundant natural light and a recently painted living room. The kitchen features beautiful countertops, oak cabinets, and upgraded appliances, with an electric stove that can easily be converted to gas. This home features Two Master Bedrooms. The primary suite includes a walk-in closet and sliding glass doors leading to the pool, while the primary bath offers a separate tub and shower. The Second Master bedroom includes a walk-in closet and sliding glass doors leading out to the pool and the bath includes a walk-in shower, single vanity and toilet. Enjoy added conveniences such as a central vacuum system, smart thermostat with app control, extra attic insulation, and interior spaces recently painted. The garage includes a gas hookup. The home also has four gas hookup points including the kitchen, dryer, garage, and pool lanai. Next let's step outside to your solar-heated pool with automatic cleaning system, perfect for relaxing or entertaining year-round along with plenty of space to sit and enjoy the sun and entertain guests with the outdoor kitchen/counter area along with being able to dry off and change with access to the pool bath. In the past few years this home has gone under some major updates which include New Roof (2021), New Pool Solar Panels (2021), AC (2016), New Septic Drain Field (2023), New wood fencing (2025) Metal Building does have the start of storage areas to be built. Spacious, private, and move-in ready—this property offers the perfect combination of comfort, functionality, and location. The home is being sold AS IS. Seller has given the option to include a HOME WARRANTY for 1 year to give peace of mind. All Contracts must be accompanied by a Pre-approval or Proof of Funds. Schedule your tour today of this outstanding home!
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,163
Sqft
1.1 ac
Lot size
2
Garage
1997
Year built
One
Levels
$252
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,612 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,612/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Lecanto actives
$252 vs $199
Days on market
134 vs 59 typical
Where $252/sqft sits among the 49 Lecanto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lecanto
Get to know Lecanto. See the full Lecanto guide →
LECANTO 34461 — neighborhood snapshot
Population
13,289
Median age
54.8
Median income
$60,795
Median home value
$287,200
Avg household
2.47
Households w/ children
979
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lecanto market
$340K → $325K
Lecanto median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
27 of 49
Lecanto actives have cut their price
Median sold price, Lecanto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 50% above the LECANTO 34461 median. See the full Lecanto market guide →
Paper trail
This home's history
Reality check
What actually sold near 340 E SAVOY STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$356,000
655 N HEATHROW DRIVE · same community
3 bd · 2 ba · 1,795 sqft · $198/sqft · 9 DOM
Sold · May ’26$360,000
540 W LIBERTY STREET
3 bd · 2.5 ba · 2,179 sqft · $165/sqft · 30 DOM
Sold · Feb ’26$460,000
482 N INDIANAPOLIS AVENUE
3 bd · 2.5 ba · 2,192 sqft · $210/sqft · 64 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 340 E SAVOY STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 340 E SAVOY STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
340 E SAVOY STREET FAQs
What would the monthly payment be for 340 E SAVOY STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,612/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 340 E SAVOY STREET?+
The most recent tax bill on record (2025) was $37. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lecanto?+
At $544,900, this home is listed about 46% above the Lecanto median of $373,950. The market section on this page shows how the area is trending.
Which schools are assigned to 340 E SAVOY STREET?+
Central Ridge Elementary School (elementary), Citrus Springs Middle School (middle), Lecanto High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$544,900 runs 50% above the LECANTO 34461 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
134 days on market against a Lecanto median of 59 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $550,996, now $544,900 — a $6K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER HUBBARD HANSEN · Erica Wood. MLS #G5109133.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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