13630 GARRIS DRIVE, HUDSON, FL, 34667
Active200 days on marketListed Jan 6, 2026MLS #W7881827
About this home
13630 GARRIS DRIVE
Direct Gulf Access on a great canal with quick access to the GULF OF MEXICO! Just minutes away from getting on plane in your boat. Featuring 70 feet of seawall, floating dock, davits and room to add a lift! Large floorplan with no carpet, making it easy to clean! AC, electrical panel, sliding glass door, and most windows are newer from 2020. The kitchen has all new cabinets, countertop and appliances. This is a 3 bedroom, 2 bath home with a bonus 4th room that can be used as a bedroom or office. Zero scape yard makes for easy upkeep, weekends can be spent on the water, not doing yardwork. Enjoy watching the dolphins, while having your morning coffee in the screened patio or spend the day relaxing in the beauty of your backyard. No HOA or CDD fees. This is a golf cart community with monthly golf cart parades. You can take your golf cart to Hudson Beach or any of the bars/restaurants without having to leave the neighborhood.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,716
Sqft
0.16 ac
Lot size
1
Garage
1972
Year built
One
Levels
$239
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,300 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,300/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.3%
$/sqft vs SEA RANCH ON GULF
$239 vs $302
Days on market
200 vs 42 typical
Where $239/sqft sits among the 30 homes for sale in SEA RANCH ON GULF
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sea Ranch On The Gulf
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Hudson. See the full Hudson guide →
Sea Ranch On The Gulf — neighborhood snapshot
Population
995
Median age
60
Median income
$69,375
Median home value
$267,400
Avg household
2
Households w/ children
10%
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hudson market
$275K → $283K
Hudson median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
16 of 30
SEA RANCH ON GULF have cut their price
Median sold price, Hudson, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 44% above the HUDSON 34667 median. See the full Hudson market guide →
Paper trail
This home's history
Reality check
What actually sold near 13630 GARRIS DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$435,000
13541 STACEY DRIVE · same community
4 bd · 2 ba · 1,736 sqft · $251/sqft · 63 DOM
Sold · Mar ’26$250,000
13610 CLAUDIA DRIVE · same community
3 bd · 2 ba · 1,692 sqft · $148/sqft · 95 DOM
Sold · Jul ’26$250,000
13617 JENNITA DRIVE · same community
3 bd · 2 ba · 1,652 sqft · $151/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 13630 GARRIS DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13630 GARRIS DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
13630 GARRIS DRIVE FAQs
What would the monthly payment be for 13630 GARRIS DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,300/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 13630 GARRIS DRIVE?+
The most recent tax bill on record (2025) was $6,543. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Hudson?+
At $410,000, this home is listed about 24% above the Hudson median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 13630 GARRIS DRIVE?+
Fivay High School (high), Hudson Academy (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$410,000 runs 44% above the HUDSON 34667 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
200 days on market against a Hudson median of 42 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX ALLIANCE GROUP · Kayla McDonald, PA. MLS #W7881827.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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