13630 LAGOON DRIVE, HUDSON, FL, 34667
Active495 days on marketListed Mar 15, 2025MLS #W7873530
About this home
13630 LAGOON DRIVE
DIRECT GULF ACCESS * SCREENED POOL * OVERSIZED LOT * NO HOA! This updated 3-bedroom, 2 bath pool home is MOVE IN READY and offers the Florida lifestyle you are looking for! Situated on an oversized, fully fenced lot, there is plenty of room to store your boat trailer, RV or jet skis right on your own property. As you enter, you'll find an open floor plan with natural light and long list of upgrades including: NEW AC! NEW drywall! NEW interior and exterior paint! NEW baseboards! NEW lower kitchen cabinets and QUARTZ COUNTERTOPS! NEW pool pump. Come step out back to the screened in lanai and sparkling pool with peaceful lagoon views. Your own private oasis to relax after a long day on the water or entertain family and friends all summer long. Hudson Beach is a small coastal town just north of Tampa and Clearwater where recreational pursuits like fishing, boating, and kayaking are a way of life. Marinas, the public boat ramp and a small public beach are just a short golf cart ride away as well as several waterfront tiki bars and restaurants like Sam's on the beach, Inn on the Gulf and Get Hooked. Conveniently located off Hwy 19 for shopping and hospital nearby. Just 15 minutes to the Expressway for easy access to Downtown Tampa and the airports. Don't miss your chance to own an affordable pool home with direct Gulf access! Call me to schedule a showing today! * Seller is offering a $3,000 credit for new appliance package
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,444
Sqft
0.18 ac
Lot size
1
Garage
1979
Year built
One
Levels
$301
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,203 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,203/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.1%
Days on market
495 vs 42 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sea Ranch On The Gulf
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Hudson. See the full Hudson guide →
Sea Ranch On The Gulf — neighborhood snapshot
Population
995
Median age
60
Median income
$69,375
Median home value
$267,400
Avg household
2
Households w/ children
10%
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hudson market
$275K → $283K
Hudson median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
Median sold price, Hudson, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 54% above the HUDSON 34667 median. See the full Hudson market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 13630 LAGOON DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13630 LAGOON DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
13630 LAGOON DRIVE FAQs
What would the monthly payment be for 13630 LAGOON DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,203/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 13630 LAGOON DRIVE?+
The most recent tax bill on record (2024) was $3,473. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 13630 LAGOON DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Hudson?+
At $435,000, this home is listed about 32% above the Hudson median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 13630 LAGOON DRIVE?+
Fivay High School (high), Hudson Academy (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$435,000 runs 54% above the HUDSON 34667 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
495 days on market against a Hudson median of 42 — sellers in this position are usually ready to negotiate.
Listing courtesy of FLORIDA LUXURY REALTY INC · Melissa Horn. MLS #W7873530.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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