424 88TH AVENUE, ST PETE BEACH, FL, 33706
Active244 days on marketListed Nov 22, 2025MLS #W7880901
About this home
424 88TH AVENUE
OWNER WILL FINANCE; SELLER FINANCING AVAILABLE!! *** Flexible terms! At list price: 10-20% down, low rate, 30 year amortization, 5 year balloon. Or, for an increased purchase price, the owner would consider a no interest loan 5 year balloon. Non assignable contracts. End buyers only. 5 year balloon non negotiable. First position only.** Welcome to this beautifully updated 3-bedroom, 3-bathroom mid-century modern home located just minutes from the sugar-sand shores of St. Petersburg Beach. Offering 1,796 sq. ft. of stylish coastal living, this family-friendly retreat blends timeless architecture with modern comfort. Step inside to an open floor plan filled with natural light, featuring a spacious updated kitchen complete with stainless steel appliances, a large center island, and sleek finishes perfect for cooking and entertaining. Each bathroom has been thoughtfully updated, delivering a fresh and contemporary feel throughout the home. Enjoy extra flexibility with a dedicated game room/bonus space, ideal for family fun, hosting guests, or creating a home office. Outside, your private Florida paradise awaits. The large pool, expansive patio, and fenced-in yard is the perfect setting for gatherings, relaxation, and year-round outdoor living. A new roof adds peace of mind, Solar panels making this home truly move-in ready. With its unbeatable location, modern updates, and inviting coastal vibe, this St. Pete Beach gem checks every box. Perfect as a primary home, vacation retreat, or investment property—this is Florida living at its finest.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,810
Sqft
0.17 ac
Lot size
1
Garage
1956
Year built
One
Levels
$414
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,861 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,861/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−26.3%
$/sqft vs St Pete Beach actives
$414 vs $491
Days on market
244 vs 85 typical
Where $414/sqft sits among the 186 St Pete Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Blind Pass
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Pete Beach. See the full St Pete Beach guide →
Blind Pass — neighborhood snapshot
Population
1,773
Median age
61
Median income
$100,398
Median home value
$506,650
Avg household
2
Households w/ children
36%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Pete Beach market
$679K → $589K
St Pete Beach median sold, yr/yr
93.3%
Sale-to-list ratio (12 mo)
93 of 186
St Pete Beach actives have cut their price
Median sold price, St Pete Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 66% above the ST PETE BEACH 33706 median. See the full St Pete Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 424 88TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$542,000
436 87TH AVENUE · same community
3 bd · 2 ba · 1,519 sqft · $357/sqft · 39 DOM
Sold · Jul ’26$563,000
460 87TH AVENUE · same community
3 bd · 2 ba · 1,397 sqft · $403/sqft · 117 DOM
Sold · Dec ’25$599,000
411 87TH AVENUE · same community
3 bd · 2 ba · 1,352 sqft · $443/sqft · 70 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 424 88TH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 424 88TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
424 88TH AVENUE FAQs
What would the monthly payment be for 424 88TH AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,861/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 424 88TH AVENUE?+
The most recent tax bill on record (2024) was $4,543. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Pete Beach?+
At $749,000, this home is listed about 25% above the St Pete Beach median of $599,000. The market section on this page shows how the area is trending.
Which schools are assigned to 424 88TH AVENUE?+
Azalea Elementary School (elementary), Azalea Middle School (middle), Boca Ciega High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$749,000 runs 66% above the ST PETE BEACH 33706 median — but at 1,810 sqft it's also 43% larger than the typical St Pete Beach listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
244 days on market against a St Pete Beach median of 85 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Azalea Elementary School, Azalea Middle School, Boca Ciega High School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $785,000, now $749,000 — a $36K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX CHAMPIONS · Jennifer Tobey, Pa. MLS #W7880901.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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