414 88TH AVENUE, ST PETE BEACH, FL, 33706
Active250 days on marketListed Nov 22, 2025MLS #W7880900
About this home
414 88TH AVENUE
Welcome to this charming 2-bedroom, 2bath home in the heart of St. Pete Beach, FL, offering coastal vibes, modern updates, and picture-perfect sunsets. This move-in-ready gem features a 1-car attached garage, a welcoming paver front porch, and beautifully maintained terrazzo floors throughout. Exposed beams in the living and dining areas enhance the open floor plan, creating a warm and inviting atmosphere. The updated modern kitchen boasts shaker cabinetry, stainless steel appliances, and a classic subway tile backsplash—perfect for cooking and entertaining. The spacious primary suite offers two closets, while both bathrooms have been tastefully updated for a clean, contemporary feel. Relax in the Florida room at the back of the home, where you can unwind and watch stunning evening sunsets. Outside, enjoy a large fenced yard, newly sodded with fresh landscaping, plus a convenient storage shed for tools and toys. Located in a highly desirable area of St. Pete, you’ll love being close to local parks, vibrant downtown attractions, award-winning beaches, and all the dining and entertainment that make St. Petersburg one of Florida’s most sought-after cities. Cute as a button and ready for its next owner—don’t miss this one!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,206
Sqft
0.17 ac
Lot size
1
Garage
1957
Year built
One
Levels
$365
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,115 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,115/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−29.9%
$/sqft vs St Pete Beach actives
$365 vs $509
Days on market
250 vs 85 typical
Where $365/sqft sits among the 183 St Pete Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Blind Pass
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Pete Beach. See the full St Pete Beach guide →
Blind Pass — neighborhood snapshot
Population
1,773
Median age
61
Median income
$100,398
Median home value
$506,650
Avg household
2
Households w/ children
36%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Pete Beach market
$679K → $589K
St Pete Beach median sold, yr/yr
93.3%
Sale-to-list ratio (12 mo)
90 of 183
St Pete Beach actives have cut their price
Median sold price, St Pete Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2% below the ST PETE BEACH 33706 median. See the full St Pete Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 414 88TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$445,000
429 87TH AVENUE · same community
2 bd · 1 ba · 1,193 sqft · $373/sqft · 204 DOM
Sold · May ’26$565,000
459 87TH AVENUE · same community
2 bd · 2 ba · 1,229 sqft · $460/sqft · 146 DOM
Sold · Aug ’25$325,000
406 88TH AVENUE · same community
2 bd · 2 ba · 1,066 sqft · $305/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 414 88TH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 414 88TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
414 88TH AVENUE FAQs
What would the monthly payment be for 414 88TH AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,115/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 414 88TH AVENUE?+
The most recent tax bill on record (2024) was $2,046. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Pete Beach?+
At $439,900, this home is listed about 27% below the St Pete Beach median of $599,000. The market section on this page shows how the area is trending.
Which schools are assigned to 414 88TH AVENUE?+
Azalea Elementary School (elementary), Azalea Middle School (middle), Boca Ciega High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Time on market is leverage
250 days on market against a St Pete Beach median of 85 — sellers in this position are usually ready to negotiate.
02Strong assigned schools
Azalea Elementary School, Azalea Middle School, Boca Ciega High School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $499,000, now $439,900 — a $59K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX CHAMPIONS · Jennifer Tobey, Pa. MLS #W7880900.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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