1549 NE 642ND STREET, OLD TOWN, FL, 32680
Active296 days on marketListed Oct 15, 2025MLS #W7879894
About this home
1549 NE 642ND STREET
This roomy 3/2 home on a cleared 2.7 acres is in a secluded area and peaceful! Comes furnished, has a NEW ROOF!, a fireplace, and the washer/dryerand all appliances come with the home! 2 Sheds and a large cement slab for car/RV parking next to the home. A screened-in front AND back porch to enjoy your coffee in the morning and cocktails in the evening! With 2.7 acres, there's plenty of room for your animals! Just a few miles off US 19, you'll be very close to shopping and restaurants!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,430
Sqft
2.7 ac
Lot size
2005
Year built
One
Levels
$181
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,871 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,871/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+35.1%
$/sqft vs Old Town actives
$181 vs $167
Days on market
296 vs 34 typical
Where $181/sqft sits among the 29 Old Town actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Old Town
Get to know Old Town. See the full Old Town guide →
OLD TOWN 32680 — neighborhood snapshot
Population
10,445
Median age
51.5
Median income
$47,547
Median home value
$95,300
Avg household
2.54
Households w/ children
951
For the school run
Dixie County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Old Town market
$198K → $250K
Old Town median sold, yr/yr
94.2%
Sale-to-list ratio (12 mo)
14 of 29
Old Town actives have cut their price
Median sold price, Old Town, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 107% above the OLD TOWN 32680 median. See the full Old Town market guide →
Paper trail
This home's history
Reality check
What actually sold near 1549 NE 642ND STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$198,900
3455 NE HIGHWAY 349
3 bd · 2 ba · 1,344 sqft · $148/sqft · 88 DOM
Sold · Jul ’26$179,000
66 NE 639TH STREET
3 bd · 2 ba · 1,584 sqft · $113/sqft · 33 DOM
Sold · Oct ’25$155,000
5426 NE HIGHWAY 349
2 bd · 2 ba · 960 sqft · $161/sqft · 13 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1549 NE 642ND STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1549 NE 642ND STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1549 NE 642ND STREET FAQs
What would the monthly payment be for 1549 NE 642ND STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,871/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1549 NE 642ND STREET?+
The most recent tax bill on record (2024) was $859. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Old Town?+
At $259,000, this home is listed about 10% above the Old Town median of $234,950. The market section on this page shows how the area is trending.
Which schools are assigned to 1549 NE 642ND STREET?+
Old Town Elementary School (elementary), Dixie County High School (high), James M. Anderson Elementary School (elementary) — Dixie County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$259,000 runs 107% above the OLD TOWN 32680 median.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
296 days on market against a Old Town median of 34 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Old Town Elementary School, Dixie County High School, James M. Anderson Elementary School — Old Town Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of BIG BEND HOME & LAND LLC · Nancy Zubler-Turner. MLS #W7879894.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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