794 NE 521 STREET, OLD TOWN, FL, 32680
Active78 days on marketListed May 21, 2026MLS #GC540497
About this home
794 NE 521 STREET
Nestled on approximately 5 fenced acres in the heart of Old Florida, this spacious 3-bedroom, 2-bath home offers 1,860 sq. ft. of comfortable living space with room to relax, work, and enjoy the outdoors. Inside, you’ll find a cozy fireplace, an enclosed Florida room perfect for year-round enjoyment, and plenty of space for family and guests. Step outside to the expansive covered front porch overlooking the peaceful property with paved road access for convenience. The property also features multiple storage buildings along with a 25x35 metal garage/workshop ideal for hobbies, equipment, boats, or extra storage. Located in Old Town, FL, you’ll enjoy easy access to the Nature Coast State Trail and be just a short drive from the Suwannee River and the Gulf for fishing, boating, and outdoor adventures. This property offers the perfect blend of privacy, space, and convenient access to everything the Nature Coast has to offer. Home inspection report available upon request. Owner to make some repairs and is offering a home warranty and seller credit at closing of $10k for repairs or closing costs.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,860
Sqft
5 ac
Lot size
2
Garage
1998
Year built
One
Levels
$134
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,805 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,805/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−11.5%
$/sqft vs NA
$134 vs $293
Days on market
78 vs 34 typical
Where $134/sqft sits among the 126 homes for sale in NA
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Old Town
Get to know Old Town. See the full Old Town guide →
OLD TOWN 32680 — neighborhood snapshot
Population
10,445
Median age
51.5
Median income
$47,547
Median home value
$95,300
Avg household
2.54
Households w/ children
951
For the school run
Dixie County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Old Town market
$198K → $250K
Old Town median sold, yr/yr
94.2%
Sale-to-list ratio (12 mo)
58 of 126
NA have cut their price
Median sold price, Old Town, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% above the OLD TOWN 32680 median. See the full Old Town market guide →
Paper trail
This home's history
Reality check
What actually sold near 794 NE 521 STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$150,000
7812 W LAURA STREET · same community
3 bd · 2 ba · 1,800 sqft · $83/sqft · 58 DOM
Sold · Feb ’26$460,000
1219 N RIDGEWOOD AVENUE · same community
3 bd · 2 ba · 2,021 sqft · $228/sqft · 3 DOM
Sold · Jan ’26$638,839
14777 ERICE AVENUE · same community
3 bd · 2.5 ba · 2,113 sqft · $302/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 794 NE 521 STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 794 NE 521 STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
794 NE 521 STREET FAQs
What would the monthly payment be for 794 NE 521 STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,805/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 794 NE 521 STREET?+
The most recent tax bill on record (2025) was $759. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 794 NE 521 STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Old Town?+
At $249,900, this home is listed about 6% above the Old Town median of $234,950. The market section on this page shows how the area is trending.
Which schools are assigned to 794 NE 521 STREET?+
Old Town Elementary School (elementary), Dixie County High School (high), James M. Anderson Elementary School (elementary) — Dixie County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$249,900 runs 100% above the OLD TOWN 32680 median — but at 1,860 sqft it's also 35% larger than the typical Old Town listing.
02Time on market is leverage
78 days on market against a Old Town median of 34 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Old Town Elementary School, Dixie County High School, James M. Anderson Elementary School — Old Town Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of JIM KING REALTY, INC. · Melanie Hutchison. MLS #GC540497.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Old Town homes, in your inbox
Like 794 NE 521 STREET but not quite? A daily digest of every new listing in Old Town — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →