3480 HARBOR DRIVE, WEEKI WACHEE, FL, 34607
Active324 days on marketListed Sep 13, 2025MLS #W7878951
About this home
3480 HARBOR DRIVE
This Island 2 bedroom, 1 bathroom home is nestled in beautiful Pine Island. This home will give you total peace of mind with a long lasting metal roof, newer hurricane rated windows, new plumbing, new electric, new water heater, new a/c, and a new washer and dryer. This home showcases high cathedral ceilings with wood beams throughout the living areas. This kitchen offers a refrigerator, microwave, and stove. It features bright cabinets and dark quartz countertops. Both bedrooms have vaulted ceilings and ceiling fans and the full bathroom features a walk in shower, Outside, you will find relaxation and tranquility, whether you are entertaining your family and friends in your fully fenced yard or pulling up a chair around your fire pit. This Island oasis is a short walk to the beach. In less than 60 seconds, you can be barefoot walking in the sand and staring out into the Gulf for those Gulf Coast sunsets you dream about. This location is truly storybook! This home even has amazing rental opportunities. This home will have the opportunity to come COMPLETELY FURNISHED and turnkey. Close to amazing local restaurants, shopping, fishing, and private boat ramps for residents, this home has it all. Welcome home
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
720
Sqft
0.13 ac
Lot size
1973
Year built
Two
Levels
$679
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,662 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,662/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Weeki Wachee actives
$679 vs $200
Days on market
324 vs 40 typical
Where $679/sqft sits among the 277 Weeki Wachee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Weeki Wachee
Get to know Weeki Wachee. See the full Weeki Wachee guide →
WEEKI WACHEE 34607 — neighborhood snapshot
Population
9,046
Median age
55.7
Median income
$61,221
Median home value
$343,100
Avg household
2.3
Households w/ children
740
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Weeki Wachee market
$357K → $360K
Weeki Wachee median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
135 of 277
Weeki Wachee actives have cut their price
Median sold price, Weeki Wachee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 49% above the WEEKI WACHEE 34607 median. See the full Weeki Wachee market guide →
Paper trail
This home's history
Reality check
What actually sold near 3480 HARBOR DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$450,000
10581 PINE ISLAND DRIVE · same community
2 bd · 1 ba · 800 sqft · $563/sqft · 96 DOM
Sold · Sep ’25$360,000
3476 TIDEWATER DRIVE · same community
3 bd · 3 ba · 1,104 sqft · $326/sqft · 151 DOM
Sold · Aug ’25$525,000
3478 GUM DRIVE · same community
3 bd · 2 ba · 1,416 sqft · $371/sqft · 205 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3480 HARBOR DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3480 HARBOR DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3480 HARBOR DRIVE FAQs
What would the monthly payment be for 3480 HARBOR DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,662/mo — principal and interest, the actual property-tax bill, the $3/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3480 HARBOR DRIVE?+
The association fee works out to $3 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3480 HARBOR DRIVE?+
The most recent tax bill on record (2024) was $4,846. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3480 HARBOR DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Weeki Wachee?+
At $489,000, this home is listed about 24% above the Weeki Wachee median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3480 HARBOR DRIVE?+
Westside Elementary School (elementary), Fox Chapel Middle School (middle), Weeki Wachee High School (high) — Hernando County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$489,000 runs 49% above the WEEKI WACHEE 34607 median.
02Time on market is leverage
324 days on market against a Weeki Wachee median of 40 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $497,000, now $489,000 — a $8K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of TROPIC SHORES REALTY LLC · Adam Kruszynski. MLS #W7878951.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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