David Ramirez

10166 CABANA STREET, WEEKI WACHEE, FL, 34607

Active89 days on marketListed May 6, 2026MLS #TB8505497

WaterfrontPINE ISLAND REP

About this home

10166 CABANA STREET

Rare opportunity to own a waterfront building lot on beautiful Pine Island, one of Hernando County’s most unique coastal settings. This cleared and buildable homesite offers the hard-to-find combination of water frontage, Gulf access, and true coastal lifestyle appeal. Positioned along a saltwater canal with Gulf access and water views, the lot features approximately 75 feet of waterfront, a concrete seawall, and a floating dock. Public water and private septic are in place, and impact fees have been paid, creating a net savings to the future owner. Enjoy the quiet, old-Florida character of Pine Island with the convenience of beach access just steps away on Harbor Drive, which lines up with the lot. The property is also just a short distance from Alfred McKethan / Pine Island Park, which can be accessed by road or by boat from the property. Residents and visitors enjoy the beach, swimming area, picnic shelters, observation point, playground, concessions, unforgettable Gulf sunsets, and magnificent sunrises across the marsh. Whether the vision is a full-time waterfront residence, seasonal escape, or custom coastal home, this property offers the lifestyle buyers are looking for: boating, fishing, kayaking, sunset views, nearby beach access, and easy access to the Gulf, all from one of Weeki Wachee’s most desirable waterfront communities. Buyer to verify all building requirements, utilities, impact fees, flood zone requirements, water depth, dock/seawall condition, HOA/boat ramp access, beach access, and permitted uses with the appropriate authorities.

Facts & features

The home at a glance

0.16 ac

Lot size

Waterfront

Inside

Outside & construction

Community & fees

Taxes (2025)$3,493/yr

Utilities & systems

UtilitiesSewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,692 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,084
FHA mortgage insurance (est.)$157
Property tax — 2025 actual bill$291
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,390Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,390
Interest rate6.00%
Loan term

Estimated payment

$2,692/mo

Principal & interest$2,084
FHA mortgage insurance (est.)$157
Property taxes (actual bill)$291
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Weeki Wachee

Map of 10166 CABANA STREET

Get to know Weeki Wachee. See the full Weeki Wachee guide →

WEEKI WACHEE 34607 — neighborhood snapshot

Population

9,046

Median age

55.7

Median income

$61,221

Median home value

$343,100

Avg household

2.3

Households w/ children

740

For the school run

Hernando County School District

ElementaryWestside Elementary School★★★★★
MiddleFox Chapel Middle School★★★★
HighWeeki Wachee High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Weeki Wachee market

Seller’s marketLeans buyer7.0 months of inventoryBuyer’s market

$357K$360K

Weeki Wachee median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

Median sold price, Weeki Wachee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 8% above the WEEKI WACHEE 34607 median. See the full Weeki Wachee market guide →

Paper trail

This home's history

May 6, 2026Listed at $354,000 · 89 days on market since

Reality check

What actually sold near 10166 CABANA STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10581 PINE ISLAND DRIVESold · Dec ’25

$450,000

10581 PINE ISLAND DRIVE · same community

2 bd · 1 ba · 800 sqft · $563/sqft · 96 DOM

3476 TIDEWATER DRIVESold · Sep ’25

$360,000

3476 TIDEWATER DRIVE · same community

3 bd · 3 ba · 1,104 sqft · $326/sqft · 151 DOM

3478 GUM DRIVESold · Aug ’25

$525,000

3478 GUM DRIVE · same community

3 bd · 2 ba · 1,416 sqft · $371/sqft · 205 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 10166 CABANA STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10166 CABANA STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

10166 CABANA STREET FAQs

What would the monthly payment be for 10166 CABANA STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,692/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 10166 CABANA STREET?+

The most recent tax bill on record (2025) was $3,493. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Weeki Wachee?+

At $354,000, this home is listed about 10% below the Weeki Wachee median of $395,000. The market section on this page shows how the area is trending.

Which schools are assigned to 10166 CABANA STREET?+

Westside Elementary School (elementary), Fox Chapel Middle School (middle), Weeki Wachee High School (high) — Hernando County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of HOMAN REALTY GROUP INC · Eric Peeler. MLS #TB8505497.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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