
16176 LA BARGE CIRCLE, PORT CHARLOTTE, FL, 33981
Active359 days on marketListed Aug 11, 2025MLS #W7878068
About this home
16176 LA BARGE CIRCLE
PRIME LOCATION! Presenting this stunning, Key West Style, waterfront home on the desired Lagoon in South Gulf Cove, located minutes from Charlotte Harbor. The front staircase leads to a covered balcony with w/ Wi-Fi lighting and sound. The main entry doors have a retractable screen so you can open the doors to enjoy the perfect day bug free! Have groceries? Take the elevator! Step into the great room ahead with 20 ft of stacking sliders giving you an expansive view of the Lagoon and the preserve to relax and watch wildlife, sailboats and the stunning sunrises. The custom-built entertainment wall boasts a tv niche large enough for an 82” tv, and shadow boxes to display your taste of style. On those rare cold nights, snuggle up with the electric fireplace and turn on the surround sound for an epic movie night. The kitchen is highlighted with quartz countertops, subway tile backsplash featuring an oversized counter height island, cabinetry with under cabinet lights, 2 separate sinks, Frigidaire Professional appliances; cooktop, double wall ovens, standup refrigerator and standup freezer with trim kit, microwave/air fryer, and 2 dishwashers. Also, a full-sized wine fridge and a walk-in pantry. With an adjacent built-in exterior bar area and access to the balcony through stacking sliders, hosting game day is a breeze with the outdoor bar with cabinets, granite countertops, equipped with tv’s, beverage coolers, and ice maker. The retractable motorized screens allow for either clear views or insect protection, depending on the time of day. The upper level boasts 2 separate en suites with walk-in closets, one with a walk-in shower, the other with a tub/shower. The 3rd guest room provides enough space for a King bed and walk-in closet and a privately shared bathroom. The primary en suite offers separate walk-in closets, separate vanities, walk-in shower, and private water closet. Also utilize a half-walled space used for your liking. The lower level provides additional rooms with mini split ac’s, one is used as a gym with sauna and the other room is equipped with kitchen amenities, closet and enough room for a bed and furniture along with an attached full pool bath. With the lower levels generous size, there is an interior breezeway with access to the pool and garages, and equipped with water hookup. Along with a storage area under the interior staircase, there is a large separate storage room on this level. The lanai consists of a Pebble Tec saltwater pool, a heater and an easy-to-use Wi-Fi control system. Enjoy a built-in bench, a sun shelf, a relaxing spa with waterfall, and Travertine decking. Take a break from the pool, have a seat at the bar or in the covered lounge area and enjoy the peaceful sounds of the water fountain wall. A Control 4 sound system is installed throughout the home as well as the beautifully landscaped yard with palm trees and a sandy beach area overlooking the Lagoon. If boating is more your style, then stroll down to the private dock with 3 lifts; an 8k lb covered boat lift, a 25k lb boat lift and a manual lift for a small boat. Other amenities include an AI Security Camera system, a 400-amp service, hook up for backup generator, 3 zone ac system, PGT insulated low-e impact glass, HardiBoard siding, standing seam metal roof, spray foam insulation, hot water recirculation system, and a bug system. Whether you want to explore the scenic canals or boat to dinner or sail into the Gulf, the possibilities are endless!
Facts & features
The home at a glance
4
Bedrooms
5
Bathrooms
2,952
Sqft
0.23 ac
Lot size
4
Garage
2020
Year built
One
Levels
$810
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$14,979 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$14,979/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Port Charlotte actives
$810 vs $208
Days on market
359 vs 59 typical
Where $810/sqft sits among the 400 Port Charlotte actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside South Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
South Gulf Cove — neighborhood snapshot
Population
5,413
Median age
63
Median income
$92,806
Median home value
$480,409
Avg household
2
Households w/ children
284
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
176 of 400
Port Charlotte actives have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6028% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 16176 LA BARGE CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$1,450,000
16147 LANKFORD COURT · same community
3 bd · 3 ba · 2,416 sqft · $600/sqft · 526 DOM
Sold · Jan ’26$970,000
9464 ST MARYS COURT · same community
4 bd · 2.5 ba · 2,343 sqft · $414/sqft · 6 DOM
Sold · Sep ’25$520,000
9573 SHELBURNE CIRCLE · same community
3 bd · 2 ba · 2,170 sqft · $240/sqft · 398 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 16176 LA BARGE CIRCLE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 16176 LA BARGE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
16176 LA BARGE CIRCLE FAQs
What would the monthly payment be for 16176 LA BARGE CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $14,979/mo — principal and interest, the actual property-tax bill, the $5/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 16176 LA BARGE CIRCLE?+
The association fee works out to $5 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 16176 LA BARGE CIRCLE?+
The most recent tax bill on record (2023) was $12,257. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 16176 LA BARGE CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $2,390,000, this home is listed about 624% above the Port Charlotte median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 16176 LA BARGE CIRCLE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$2,390,000 runs 6028% above the PORT CHARLOTTE 33981 median — but at 2,952 sqft it's also nearly twice the size of the typical Port Charlotte listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
359 days on market against a Port Charlotte median of 59 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of LISTWITHFREEDOM.COM · Ralph Harvey. MLS #W7878068.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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