10662 KEARSARGE CIRCLE, PORT CHARLOTTE, FL, 33981
Active441 days on marketListed May 21, 2025MLS #C7510186
About this home
10662 KEARSARGE CIRCLE
WATERFRONT LOT with SAILBOAT Access – Your Slice of Paradise Awaits you at 10662 Kearsarge Circle Port Charlotte, FL 33981! Imagine waking up each day to the serene beauty of the water, and ending your evenings with breathtaking sunsets over the wide SANTA CRUZ Waterway. This exceptional SAILBOAT-access waterfront lot is nestled in the peaceful Waterview Preserve, a deed-restricted community within the desirable SOUTH GULF COVE. Just MINUTES to open waters, Charlotte Harbor and the Gulf of Mexico. With over 11,300 square feet and southern rear exposure, this OVERSIZED lot offers the perfect canvas to bring your dream home to life. All utilities are in place, making the building process that much easier. Here, you’ll enjoy more than just a place to live – you'll be part of a community that values outdoor living and natural beauty. Spend your days boating through 50+ miles of scenic waterways, launching from the community’s public boat ramp. Take the family to one of the local parks or playground, stroll the sidewalks, or tee off at one of the many nearby semi-private golf courses. Just 20 minutes from the beaches of Boca Grande and Manasota Key, and a short drive to shopping and dining. New homes are rising all around as more people discover this hidden gem. Don’t miss your chance to claim your own piece of waterfront!
Facts & features
The home at a glance
0.26 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,614 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,614/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside South Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
South Gulf Cove — neighborhood snapshot
Population
5,413
Median age
63
Median income
$92,806
Median home value
$480,409
Avg household
2
Households w/ children
284
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 413% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 10662 KEARSARGE CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$545,000
10782 KEARSARGE CIRCLE · same community
3 bd · 3 ba · 2,033 sqft · $268/sqft · 159 DOM
Sold · Sep ’25$520,000
9573 SHELBURNE CIRCLE · same community
3 bd · 2 ba · 2,170 sqft · $240/sqft · 398 DOM
Sold · Jan ’26$970,000
9464 ST MARYS COURT · same community
4 bd · 2.5 ba · 2,343 sqft · $414/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10662 KEARSARGE CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10662 KEARSARGE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
10662 KEARSARGE CIRCLE FAQs
What would the monthly payment be for 10662 KEARSARGE CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,614/mo — principal and interest, the actual property-tax bill, the $6/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10662 KEARSARGE CIRCLE?+
The association fee works out to $6 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10662 KEARSARGE CIRCLE?+
The most recent tax bill on record (2024) was $2,182. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10662 KEARSARGE CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $200,000, this home is listed about 39% below the Port Charlotte median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10662 KEARSARGE CIRCLE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$200,000 runs 413% above the PORT CHARLOTTE 33981 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
441 days on market against a Port Charlotte median of 59 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $225,000, now $200,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE · Christine Chronister. MLS #C7510186.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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