4945 ELKNER STREET, NEW PORT RICHEY, FL, 34652
Active381 days on marketListed Jul 27, 2025MLS #W7877643
About this home
4945 ELKNER STREET
Very cute 2 bedroom, 1 bath villa with attached garage in this well-maintained 55+ community. L-shaped open living space. Kitchen has granite countertops, soft close solid wood cabinets and new stove. Stainless steel appliances. New tile floors throughout. Small indoor pet permitted (cat or bird, sorry no dogs). Washer/ dryer connections in garage, also coin laundry on site. Option to purchase annual membership ($200) to Gulf Harbors Beach Club. Walk to shopping, restaurants or hop in your golf cart and explore downtown New Port Richey - including Simms Park, a variety of restaurants and craft breweries. Historical buildings include Richey Suncoast theatre and newly refurbished Hacienda Hotel. Tarpon Springs, the Sponge Docks and Howard Park are a short drive away. Easy access to Tampa International Airport (30 mins). $300 monthly dues include water, sewer, trash pick up. Also maintenance of common area, including pool, shuffleboard court, clubhouse and landscaping. Flood insurance transferable. Buyer/ Buyer's agent to verify room measurements
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
722
Sqft
0.02 ac
Lot size
1
Garage
1973
Year built
One
Levels
$124
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,135 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,135/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−10.2%
$/sqft vs New Port Richey actives
$124 vs $203
Days on market
381 vs 51 typical
Where $124/sqft sits among the 400 New Port Richey actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside New Port Richey
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Port Richey. See the full New Port Richey guide →
NEW PORT RICHEY 34652 — neighborhood snapshot
Population
25,900
Median age
51.8
Median income
$52,396
Median home value
$198,400
Avg household
2.19
Households w/ children
1,991
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Port Richey market
$280K → $260K
New Port Richey median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
239 of 400
New Port Richey actives have cut their price
Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 60% below the NEW PORT RICHEY 34652 median. See the full New Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 4945 ELKNER STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$150,000
4118 FLAMINGO DRIVE
2 bd · 1 ba · 720 sqft · $208/sqft · 41 DOM
Sold · Mar ’26$185,000
4128 PECAN DRIVE
2 bd · 1 ba · 756 sqft · $245/sqft · 22 DOM
Sold · Jul ’26$60,000
4217 ATHENS AVENUE
2 bd · 2 ba · 780 sqft · $77/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4945 ELKNER STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4945 ELKNER STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4945 ELKNER STREET FAQs
What would the monthly payment be for 4945 ELKNER STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,135/mo — principal and interest, the actual property-tax bill, the $308/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4945 ELKNER STREET?+
The association fee works out to $308 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4945 ELKNER STREET?+
The most recent tax bill on record (2024) was $1,203. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4945 ELKNER STREET?+
The listing reports pets: Cats OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Port Richey?+
At $89,500, this home is listed about 69% below the New Port Richey median of $284,900. The market section on this page shows how the area is trending.
Which schools are assigned to 4945 ELKNER STREET?+
Anclote High School (high), Paul R. Smith Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the NEW PORT RICHEY 34652 market on paper
$89,500 is 60% below the NEW PORT RICHEY 34652 median of $224,250, and at $124/sqft it sits under the New Port Richey average of $214.
02Time on market is leverage
381 days on market against a New Port Richey median of 51 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $99,500, now $89,500 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SUSAN JACKSON · Susan Jackson. MLS #W7877643.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New New Port Richey homes, in your inbox
Like 4945 ELKNER STREET but not quite? A daily digest of every new listing in New Port Richey — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →